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� I � _ � r ! : Borrower shall promptly diacharge any lian which has priority over tbis Security Instrument unless Borrower. (a) agr� in writing to the �yment of the obligation secured by the lien in a m�nner atxeptable to Lender, but only s� lung as Horrower is performing such agc'�nnent+ (b) ca'ntests the lien in good �th by, or def�ds against enforcement uf the liea in, l�al pra�adinga which in Lender's opinion op�r�te to prevent the enforcement of the lien while th�e pr�ings are pending, but only until such pr�edings mre concluded; or (c) secureg from the holdar of the lien an agre�ment satisfactflry to Lender subordinatin$ the li� to this Security �t. If Lender d�n� that any psrt of the Property is subject to a lien which c�n �ain priority over thia S�urity In� I,end� maY give Baarow�r a notice identifying the lien. Within lU days of the date an which that notice is given, Borrower aha11 satisfy the lien or tak� ane or more of the actions s�t forth above in thia Section 4. Lend�er a�y require Honower to pay a an�time c�arge for � real. �tate tax verificxitian �cllor reporting service us� by I.ender in c�nneation with this Loan. S. Properly Insarance. Borrower ahall keep tha improvemert� now ex�isting or here�efter orected on the Property� insured against losa by fira, ha�ards included within the term "ext�ded cx�v�age," and aay ather hazards iacluding, but not limited to, eartbquakes and flovds, for which L�nder requires in�. Thia insu�aace sha11 be maantained in the mnou� (including d�ble levels) and for the pariods that Lender raqu'sres. What L�der requir� purauant to the pre�ced�ing se�tence� c�a change during the t,erm of the Loaa. The ins� c�rrier providiug the insucance aha11 he chasen by Borrower subject to Lender's right to disapprove Barrower's choica, which rigkt ahall not ba e�cised. unreasonably. Lendea may require Horrower to �y, in com�eclian with thie Loan, eitkei: (a} a one-time charge for flood zone determination, certafi�tion and tracldng s�v�ic�s; or (b) a on�-time charge for floal zoae clet�mination and c�rtifit�ion se�vices and aubsequent charges each i�e rea�ppings ar similar cheag� �cur vvhich r�sanably might affect such d�natian or certific�tion. Banower shall als�o be n�ponsible far the PaYm�t of anY f�s impos�i bY the Fedcral Emergency Management Ag�►<%Y in coanection with the review af aay fl� �ne determinatian r�ulting from an objecti�n by Honow�. If Honower fails to mai�ain any of the coverages d�cn'bad a�ve, L� may oh�in in�ce caverage, �t L�nder's option and Borrow�'s expensa. Lender is under no obligatian to purchese anY particular type or a�nount of cov�age. Therefore, such cov�rage ahall caver L�der, but might ar might not protect Ho�crower, Borrower's equity in the Fro�riy, or the co� of the Properiy, a�inst an3'risl� hazard or iiability aod mig3rt provide greater or le�r �verage than w�v pre�riousiy in e�ffect. Borrow+er acknowledge� tha�t the coat of the insurance c�verage so obtainefl znight significantly enceed the coet of insurancx that Horrower cauld have ohtained. Any aunounfs disb�l by Lender under this Section 5 s1n�11 � additional debt of Hoao�ver �nred by thie Seaaity In�ent. These a�naunts shall bear int,e�est at the Note rate from the date of disb�nnent and shall be payable, with such i�est, upon notic� from Lender to Harrower requ�ting payment. All ins�n�ance �licies r�uired by I.ender and rea�ewals of such �licie�s ahall be subject to L�der's right to disapprove such �lici�, ahall include a standard mortgage clause, and shall na� Lender as �tgagee and/or as sm additional loss payee. Lender shall �ve the right to hold the �licies and r�ewal �c�tes. � r.�d� roquir�, �orrower sbalt �om�xty �ive �o r.�de� all rec�s of p�.d ��mns and renewal notices. If Borrower obtains any form af ins�ence cov�ge, not otherwiss required by I.endsr, for dannage to, or d�ruction o� the Property, such policy ahall include a standard mortgage clause and sha11 name Lender as a�rtgagee m�cilor as aa additionat loas payee. In the event of lo�, Borrow� shall give prompt notice to the ins�u�ance carrier and L�d�. Lender may make prroaf of loss if not made Prom�1Y bY Banower. Unless I,ende�r �d Horrower othe,rwise agrea in writing, any �ins�emce proceeds, whether or not die uaderlying inaurance was required by I.enda, s�a1l 1� applied to zeatoration ar re�ir of the Properly, if the restoration or rep�r is ecanononc�stlly feacible and Lender' s sacurity is not l�sened. During awch repair aad restora�ion peciod, Lender ahall have the right to hold such ineurance proceeds uatil I�ndsr has had an oppofiunity to inspect such Pro�rtl► to ensiue the 2300051242 D o� N�iASKA - Singfe family - Fannle Ma�F�e Mae UNIFai�IA IN8TRtl1M�1T' NiRH M �-6A(NE.} t�� o� P� 8 of 16 �,da� �� Fonr► S02$ 1 i41