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� �� , � , .� , . .. <br /> �..- t,_�}:.,,,�.: <br /> ��nS': <br /> . . .. �1 . �.i'yf:'.i�iMG .1-_ . i«a_ <br /> . � �'� . � � . � " -� . . , ;d.�r%: f��.,y�Nk�iFr � _�,�_ �{:-,t�1+'J ...• _ � �u-- <br /> � � <br /> �. „�'_ <br /> .. :�.r/� y,}. .. �1 1-'.., ._ .......�_.—� r.r�fa.�+�..d9.�/1��..�. -���,,,......._._,..-W.... .'._.__ _....__.__ <br /> �� � <br /> , ,�... .. . . .. - � . -?�.r.c•,-�,-�-fv.-'---'ra_.. �.__-r - -_ . - <br /> ....._..i::t�GL <br />.r:-��� .. �,�g32�. <br />...�n,;�� <br /> ' ��� Thc Funds shnll bc hcid in an institution whosc dcp�sits arc insured y a fcdcrul agcncy, instruntCntuliry, or cnti,ty <br /> ,�. . <br /> (including L.cndcr, if I.cndcr is t�uch an institutian)or in iiny Fcdcral Hamc Lu�an Rank. l.endcr shnll apply thc F�uids to pay th� <br /> (iycroa Itcros. l�:ndcr may not char�,c I3nrrowcr fnr holdin�and applying thc Funds.a�tinually an.dycing thc r,scrow��ccount,ur ;` <br /> • .•�r vCrifyin�;UtC Escri��v IlCnts, unlcss I.cndcr pays Borrowcr intcrest on dic FunJs and applicuble luw per;nitr, [.cndcr to m�kc such = <br /> a chnrgti. Howcvcr, Lendcr may rcyuirc purruwcr to pay a anc-timc chargc for un indepcndcnt rcal cstatc tax rcpnrting scrvicc <br />