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20��04997 <br />20. Sale of Note; Change of Loan Servicer; Notice of Griev�nce. The Note or a partial interest in <br />the Note (together with this S�urity Instrument) can be sold one or more times without prior notice to <br />Borrower. A sale might result in a change in the enrity (known as the "Loan Servicer") that collects <br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan <br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be <br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan <br />Servicer, Bonower will be given written norice of the change which will state the name and address of the <br />new Loan Servicer, the address to which payments should be made and any other information RESPA <br />requires in connection with a notice of transfer of servicing. If the Note is sold and there�after the Loan is <br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations <br />to Bonower will remain with the Loan Servicer or be transferr� to a successor Loan Servicer and are not <br />assumed by the Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises from the other party' s actions pursuant to this <br />S�urity Instrument or that alleges that the other pazty has breached any provision of, or any duty owed by <br />reason of, this Security Instnunent, until such Bonower or Lender has notified the other party (with such <br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the <br />other party hereto a re,asonable period after the giving of such notice to take conc�tive action. If <br />Applicable Law provides a time geriod which must elapse before certain acrion can be taken, that time <br />period will be d�med to be reasonable for purposes of this paragraph The notice of acceleration and <br />opportunity to cure given to Bonower pursuant to Section 22 and the notice of acceleration given to <br />Bonower ptusuant to S�tion 18 shall be deemed to satisfy the notice and opportunity to take con�tive <br />action provisions of this Section 20. <br />21. Hazardous Substances. As used in this S�tion 21: (a) "Hazardous Substanc�" are those <br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the <br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toacic pesticides <br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; <br />(b) "Environmental Law" means federallaws and laws of the jurisdiction where the Property is locatal that <br />relate to health, safety or environmental prot�rion; (c) "Environmental Cleanup" includes any response <br />action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental <br />Condirion" means a condition that can cause, contribute to, or othervvise trigger an Environmental <br />Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not dq <br />nor a11ow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental <br />Law, (b) which cre,ates an Environmental Condition, or (c) which, due to the presence, use, or release of a <br />Hazardous Substance, creates a condition that adversely affects the value of the Properly. The preceding <br />two sentences shall not apply to the presence, use, or starage on the Property of small quantities of <br />Hazardous Substances that aze generally recognized to be appropriate to normal residential uses and to <br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products). <br />Bonower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit <br />or other action by any governmental or regulatory agency or private pariy involving the Property and any <br />Hazardous Substance or Environmental Law of which Bonower has actual knowledge, (b) any <br />Environmental Condition, including but not limite,ci to, any spilling, leaking, discharge, release or threat of <br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br />Hazardous Substance which adversely affects the value of the Froperty. If Bonower learns, or is notified <br />by any govemmental or regulatory authority, or any private pariy, that any removal or other remediation <br />of any Hazardous Substance affe�ting the Property is necessary, Bonower shall promptly take all ne,cessar}+ <br />rem�ial actions in accordance with Environmental Law. Nothing herein sha11 create any obligation on <br />Lender for an Environmental Cleanup. <br />11-05-000157 <br />NEBRASKA - Single Family - Fannie MaelFreddie RAac UNIFORM INSTRUMENT WITH MERS <br />�-6A(NE) (oa�a> Pege 72 of 15 i�it�ais: � Form 3028 1101 <br />m <br />