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<br /> S. N�rd ar Pru�vty� Iw.urYUCe. &��ruwer chall ka� the improven�entx �x�w' Cxiating at hcn::ailer �rc.tca on ihc �
<br /> Pr.�rty inwrcYl �t;ain�t la��h� fire, Iw:uJ. inclu�lal within the temi 'extended cuLCrage" �ux1:��y�uh�r �ards,incluciing
<br /> Ihxxir u:Ocxxlin�t, fur which lrixl�:r rc�uircc ii�..ur:uu:e. �'his insur,uuc+lull bc n�:►intained in tt�r :u�kwiu: an►1 far the pc:riats
<br /> ttut l.c�xt�r r��yuirca. 1'he ittsur,�ncr rarricr pr���i�lin�th+: ittsur.utirr�lt:tll be clx�sen by t3►n'ruxer subject t�, Leixl�r's:�pprov:d
<br /> which alwll �xw be unr.awinbly withiNW. If&�rroWCr P;dis tu nuint:un cut•cr;�e deurib.'�ci aMn•c,l.�i�c uuy, at l.c��lu''s
<br /> option.obtaia co�er:►ge to prutect Lettidcr's ribht�i�i the Prc�s:np ia u:���rdanteµ•ith para_eraph 1. _
<br /> All in�urance puliciex�uul rencw�lc ciwll be racccpt�i►le w Lcnder and s1�11 inciwle s u.vklurd ciwhgasc cl:►use. Le�der
<br /> shall have titc right tu ht�ld the policies:ux1 retuw�ls. 1P I..c:ixier icyuire�.Bormw•er+lwll pro�ti�t{y Si�•c ta Letider:dl n�eeipts of
<br /> puid premiu�u;u�d renowal natices. In the evcnt u f locs.B orr o�•e r s h a l l g i v e p►r m p t t w t i c e t a t h e i n s u r.uxe carrier and l��•
<br /> L.�;n�icr may malce proof of lacs ii'not nude promptly by Borcower.
<br /> Unicsc Lender a�1d&�ROw•er aherwise asree in writing,inwrance pra�'ecds shall be applied to r�c�orati�n or rep�ir of the
<br /> properiy cia��ed,if tiie r��staralion ar repair is ecanonucully fe.�cible and Lender's sxurity is nat tessentd• lf the restaTation or
<br /> repair is not econc�mically feasible or l.ender's security would b�lessenod,the insurance proeceds sha11 be applied ro the sums
<br /> secured by this Security instrunx:nt, whcther ar not then due, with any e��cess {�id to Bo�row�er. If Barraw'er ab�nd�ns �he
<br /> Property,or cloes�wt answer within 30 ciays a notice from l.ender tt►at the insurance carrier has affered to��lor to'ym�sun��
<br /> Lender n�y collect the iruur.uue proceeds• Lender n�y use the p�a:eed� to repair or restare the Prope Y P�Y
<br /> secur��d by this Secutity Instrument,whether or not then due•The 3�-daY Period W�U b�g�n w��°Ot�e is given.
<br /> Unless Le�tider and Borcow�er otherwise �ree in wriang. anY apPlication of procceds to principnl shall not extend or
<br /> pastp�one the due date of the monthly p�yments referrai to in paragraphs � and 2 or�h�nSe the amoun� of the payments. if
<br /> under p�v�agt�ph 21 the Property is acquired by I.ender.Bortower's right to any insurrnce policies un�1 proceeds resulting from
<br /> damage to the Property prior to the acquisition shall pass to L.ender to the extent of the sums secured bY this Security Ituttumeiu
<br /> iaunediate!y prior to Ihe�cyuisidon.
<br /> 6.Oa�upancY,Pre�n'atioa„�laintenar.ce suid Protect�aa of tde PropertY;Borrow�er's Loan Applicatba;Leaseholds.
<br /> Bonower shall occupy.establish.and use the Prc�perty��r°vu•er's principal residence within sixty days aRer the eaecutioa of
<br /> this 5ecurity Instnzment and shal�c�ntinue to occupy the Property as Baerower's princip�l resider�oe for at IeYSt one year after
<br /> the date of oocupancy. unless I.er�der otheiwise agrees in writing,which�v�nsent si�all not be unreasonablY W�t�1d� or uAless
<br /> extenuating circumctances exist which arc beyond Borrower's oontrol. Borrower st►a11 not destroY� dan�a6e or impair the
<br /> Property, allow the Propeny to deteriorate, or commit wastc on the PropertY• Borro�+e� sh�J�be in default if any forfeiture
<br /> action or proceeding, whether civil or criminal, is begun that in Lendcr's good faith judgnxnt could res�lt in forfeiture of the
<br /> Pcoperty or otherwise material�Y impair the lieo created by this Secur+ty Irctrument ur Lender's security intercst• Borrower maY
<br /> cure such a defaute aad reinctate.as provided in QaraSraph 18• by causing the action or procading W b�dismissed�ith a ruling
<br /> tl�at, in Lender's gcx�d faith determinatioo, pn°cludes forfeiture of the B�rrower's interest in t!u Property or othu'�teri�
<br /> impaim�ent af the lien created by this Security Instrument or I.ender's security interest. Borrowet shall also be in defiult if
<br /> Borcower.during the loan�ppli�:alion process,gave materi�lly false or it�accurue infom�ti�on or sta�ents to Lender(or failed
<br /> W provide i.mder wiu�w�y:�ta;::!:n.ra:sa:ti�^)in-ea�!u,.,wich ihe loaa eviclenood by the Note, ixtudi I•nstnwoent is oa�
<br /> to.representatio�conoeming Borrower s occupancy of the Property as a princip�f rcsideaee.If this Security
<br /> leasehold. Borrowea' shall cumply with al1 the provisions of the tease. If Bbnower acquires fa ade to the PropcttY. the
<br /> l�a;�rhold and the fee title shal�nat merge unless Lender agcres to the merger in writing.
<br /> 7.Protectioa ot Lwdar's Ri�hts ia the Propa'ty.IS Bosrower fails to perform the coveoanu aad agramecs:s a�.*�isined in
<br /> this Securiry Insirument.or thera is a tegal proceeding tFa�may significanily affoct Ix.ndu's rights in the Propettp (such as a
<br /> proceeding in banl:aupccy,probate, for condenu►ation or forfeitwe or to enforce laws or xegulatioas).Ihea Lettdcr m�Y do�'
<br /> pay for whatevu is necessa*y to protect the a:.lue of the Prope�ty �nd Lender's rights in the Propeaty. Lendar's xtions�,aW
<br /> �ne�t�de paying atry sunu securod by a lien which I�as ptiority o��er this Secutity Incwtneat.appessit►B in oourt. paying
<br /> r�ezsanable attomeys'fees and entering on the Property to make repairs.Altuough l,ender u�y take actiaa uoder this paragrapb
<br />_ 7.I.ender tloes noi have to tio so.
<br /> My anwunu disbwsed by Lender u�der this paragra�h 7 st�all beoome additional debt oE �rnowet sewred by this
<br /> Sxurity Iruttumont. Unless Borrower and I.ender agree�le�th inierestp upoa notice from I.eader to Borronw�i'oq�st�'ag
<br /> date of�nt at the Note rate and shall be PaY
<br /> pati,ment.
<br /> 8.Moitg�e Insursnce.If I.ender required mortgage insur.uice as a condidon of making the loan secured by dus Secunry
<br /> ' Instrument. Borcower st�ll pay the premiums required to maintain t}x mortgage itticurance in effax. If.for any reason. the
<br />- murtg�ge iiuuc.�.;;,covcrage se�uired by L��lanses or ceases to be in effect.Borrower shalt pmy the premiums requirod r,,�
<br /> � obtain coverage wbstantially equivalent ta tme mortga8e insurance previously in effect.at a cost s:b�ntially equiv�len�to G�e
<br /> oost to Borrower of the mortgage insur�rtice prev�ouslY in effect, from an�lurnate mortgage insuru approve�by L,ender. If
<br /> substantialiy equivalent mortgage insuraace coverage is not available,Borrower st�ll pay to Lcr.�er�cts mons3�a sumc�d ttoo
<br /> one-twelfth of t�e yearly mortgage insurano�pcemium being paid by Borrower when the insus�ncx coverzSe la�s�
<br /> ; be in effect.L�3er will tieoept.use and recai.n dsese payments as a loss reserve in lieu of mortga,�� insurance. 1-oss reserve
<br /> Fam 3828 9190
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