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<br /> YlK�F7't1�'R WITH :►ll tlk in�proveuxnts�x,w w•heraftcr crccted on the prc�xny,and:ill eas�nxnta, u�lw�tc�ti:uxca.and -
<br /> 11XlUT�y �x�w on c�rr�Rcr � r:ut of tiu propcny. Atl replxenxnt� .ud a•'•ditions �h�ll P��^ � �vw�r�xl by this Sc�urity -
<br /> In�Nn�ent. All c,f thc foreF��ing is re(c�rcd ta in this Sccueity lnstrunxnt ac the "Prupcny'•"
<br /> BURRI)�LER CO�'[iNANTS th•rt Sorn�w�cr i.I•rw•fully scixYl ai'the c,tatn c�reby�unvc}cJ+uul hat the right to gt�nl und -
<br /> ���n��cy ttu: PropertY �1 t�u<<h�Prupc:riy is unencumt+ertd, except f��r e�uumbnuxes ot'r��.��rJ. &�rruwcr w;u�r,►nts and will _
<br /> clefe�x!generrlly�he tide to the Propenv againu afl clainu mx1�km:uxfs. whje:t ta any r�xumbra�kec of record.
<br /> Ti{iS SECURil'1' INSTRU6IF.NT rombincs unifann co�•e�unts ie�r natiu��l use a�u1 nuo•utui'�rm cu�•enants with limited
<br /> wui;uii�ns b��jurisdietion to mnstitute a unifarm security instrument co�•erin�ru�l property.
<br /> UN1FORh1 COVBNANTS.&�rrow�er and l.en+ler co�'cn•rnt:u�d ucrcc�.�ti�llow�s: when aue �l�
<br /> 1. i'vymeal of Principal und Iuteresl: Pre�sy�nieat and l.ate Char�es. &�rmwcr al►;►II promptlY pay
<br /> pri��cipal af and interest on the debt c�•idencc�l by the Note und any�repayment�tx�fate rh;u'gc�due u�ulcr the Ncue.
<br /> 2. Funds for Tvicec wu1 Insur�u�ce• Subject to applicable law or to � writtcn wai�'er by l.ender, 8orrawer shall paY to
<br /> Lender on the�y monthly p�ynxnts are due u►xier the Note,until the Nwe is paid in tull,a wm("Fwu�s')for:�al year�Y�es
<br /> and ac.�cssments which rt�y attain priarity o��cr this Security Instrument as a lien on the Propeny:lbl yearly leasehald paY
<br /> or grouttd reius on thc Property,if any: (�>y���Y�rd ar property s n����e bu��BoR�wei t�o ixn�der�in sccordwce with
<br /> if any: 1e)yeariy mortgage insurance premiunu, if any:ond lfl�Y P�J' Y
<br /> the pravisiau of paragraph 8, in lieu of thc pa��ment of mortgage i�uurance premiunu.Ttu:xe itenu are called'Fscrow Items.'
<br /> l,ender m►y. ut any time, m�lect a�►d tw�d Funds in am m�ouni not to exceed the rnvcimum amount a Icnder far a federally
<br /> relatod mortgage loan may require for Bonow�er'�e.ceraw account under the faderal Real Estate Settlement 'Proced�Fct�osf
<br /> 1974 as an�ended from timc to time. 12 U.S.C. Sectian 2601 et seq. ("RESPA'l. unless anotl�er law t}�st app.
<br /> sets a lesser amount.If so,Lender may, at any u��e• ro�lat � ��d Fu n ds in an anwun t n o t t o exceed che �esser anwu�•
<br /> Ixnder maY e.uimate the amount of Funds due on the basis of currcnt data and rea:onable estimates of expenditures of futurc
<br /> Fscrow items or otherwise in:kcordance with applicable law.
<br /> The Funds st�all be I�:Li in an institution whose deposits are insurod by a foderal aSencY• mstnnnental�tY• or entiry
<br /> (including Lender,ii'l.ender Es such an institutionl or iu any Federal Home Lo�n Bank. Lerxkr shallti P���F��t�u��
<br /> Fscrow Itenu. Lendcr may not charge Borrower for twlding and upplying the Funds,a�uival�y anulY 8
<br /> verifying the Escrow Itertu,unless Lend.er Fays Bonower interest an tl-�Fu�►ds ancl applicable law pemiies 1.ender to malce such
<br /> a charge.However.Lender tnay requim L#�.�rrower to PaY a I�cabtemlaw rovides�otherwise. Un ess an�g��rt °'� o
<br /> used by Lende� in connecaou with this toui. unless app� P s on the Funds.
<br /> applicable law requires inte�sc to be paid.L.ender shall not be required to paY BO n the Funds.tLenderrshall�ive to Borrower.
<br /> Borrower and Lender may a4;rec: �n�+nti�• however, that interest shzll be paid � for which each
<br /> without charge. �n at►nual a�:counting vE Jxz Funds, showing credita�nd debits to the FundS:�:s�the PuTo
<br /> dtbit to the Funds was made. The Funds:�z•r pledgad as additional seacFity for all sums secuted D}'ct►is SeeuritY It�stntme�►t.
<br /> ]f the Funds held by Lender exceed the anwunes pertnitted to be held by applicable 1aw.Lesr�er st�all account to Borroxer
<br /> for the excass Funds in accvcdarue with the recluiremer.ts of applic�ble law. If the amount of the Funds held by Lender at any
<br /> _ �.ic nn�cufficieat to pay c.'�e Escrow Iteau when d:ae. •Lender m3y so notify Borro�ver in writ tig.a�nd�����
<br /> - st�ll p:iy w Lende�th� amaunt necessary to ma3ce up the deticienc}. Borruwc� ����1:na..:.ur.:_ _.--___.:
<br /> twelve monthlY paYmer►ts.�L under's sote discretion. f refund to Borcower any
<br /> Upon payment in full af all sums secured by this 5ecuriry instrument,Lender shall pcocr�t Y
<br /> Funds held by I.ender. If,u,u�S:p par'agraPh 21, Lender shall acquire or sell thc PrapertY•1.ender,prior to the xa�uisition or sale
<br /> of the Property, sh31� apP�Y �Y Funds held by Lender u the time of acquisition�r sale as a credit against the sunu securod by
<br /> this Security Instrument. pp p pa ments recei�e�b Lender under paraSra�t�c
<br /> 3.AppLi�ation of Pnymeats.Ur►less a licable law rovides athenvise.all y Y
<br /> 1 und 2 sI�ti be applied:first.to any prepayment ch3rges due urder the Note; seco�.to amouns payable under paragraph Z;
<br /> thitd,to interest due:fourth.to principal due:and la�t,ta any late charges due under the Note.
<br /> 4.�-t�ges;Lieas.Borrower s}�all pay a11 taxes.�s�en�s. c�g�.f��impositionc attributabie to tha Property
<br /> which mz}�atta�n priority over this Security Instrument, a'id[e�otd payments or grw�nd renis. if any. fl�rrower shall paY
<br /> these obligations in the muu�er provided in paragtzph 2,or if twt paid in that mamtiu.Bo*rower st�all pay them on time dimcaZy
<br /> to thc person owod payment.Borrower sb�ll promptly fumish to Lender all notices of arrsounts w be Paid under this pai`.�-'+Qh•
<br /> it gurro�rrer malces these PaYmenu directiy,Borrower shall promptly fumish to L.ender receipts evidencing the payments.
<br /> Borrower shall promptly discharge aay lien which has priority over this Secwity Instrument�nless B°nowar:(a)agrees in
<br /> writing to t�he payment of the obligatioa securod by the lien in a n�azu�r xcePtab�e[o Lender;(b)contesu in good faith thee lien
<br /> _ by, or defendc aeainst enforcement oE tbe lien in, legal proceedings which in the Lender�s oPinion operate to prevetu cve
<br /> onforcement of the lien;or (c)secures from the holder of the lien�n ag�eeweni satisfacio�y:�I.ender sutxxdinatin¢the li�a to
<br /> this Security Instrument•If 1.ender determines tl�at acsY Parc of the Property is subje.."t to a lien which may attain prioriry over
<br /> � this Security It�strutnent.L.euder may give Bonowec a notice identifying the lien.Borrower shall satisfy the lien or take one or
<br /> more of the actions set forth above within 10 days af the giving of notice.
<br /> Form 3028 91�Jo
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