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_ _ __ _ ___ ___ <br /> -- _r,� ;,.... . , <br />. - �'�!��� ,p � ,�'• � �. <br /> � ' --{�i_�_� <br /> . � . ..... ... n............ <br /> �]� . . - }r��A�� <br /> i •. -' .� - _ . <br /> � l . l . __. _--_----__—_ ._._ <br /> ---�-� ��-�. i06.561 � <br /> - --� - '1'O�BTHER W[TH all the improvean:nts now or I�reafler erorted on Iho Pwperty.imd WI euements.+�ppurtavrK.�a,aM <br /> - fixtursa now or herc�fler � pa�t of �he PropettY. All replocements u�d �lditionc alwll �Ico be covared by �hl� 5ecurity <br /> — lmtrument. All of thc foregoing is referrod to in�hit Socudty Instrument�the 'Property." <br /> BORROWER COVENAN7'9 that lsorrower is lawf�lly ui�ed af tho estate heroby canvoyod ud Iw�the�i�ht to�r�nt and <br /> ---- - -- cmr�ty the Peo¢:rty znd thnt t4t!ProPettY !s un!�camhe[�ed.�+�r•�{+� f�+r��'trmhroncra�if nmrrl. Hnrn►wer wamtYa a�d wfll . <br /> --- defend grnerally!he tiUe to the Property s�ainct dl clpimr wn�l demandr.Runje���o w�y on���r�eb or r�o�d. <br /> THiS 3ECURITY INSTRUA4ENT cambines uniform covenoMs Por nation�l use and nan•uniform covenantr with Ua�iwd <br /> wtiations by judsdiction tu conadtuto n u�ifarm ccrudly insuument cc�verinQ rral properiy. <br /> � ---�------� UNIFORM CO'VENANTS.&►Imwer nnd l.cnder rnvenenl and agrce ac fi�IlawR: _ <br /> 1. Fnyma�t ot Hincipal rad luta+a�t; Prep�yaKat �ad I.mte Char�ea. Bormwer shall promptlY paY when due the <br /> pdncipal of atd interest on the debt evidencad by thc Nwe and any prep�yment atid I,�te charges due under the NMe. <br /> 2. Fund�Por Taucs aad U�euraoce.Subject to Appiicable law or ta a w�itten waiver by Lender, Borrawer shall pay to <br /> — Le'�ndcr on the day manthly paymentc are due under the Note.until the Notc ia paid in full,a sum('Funds')for:(a)yearly laxea <br /> - orid assessmenls which may atwin pdority ovcr thia Security lr�stn�m�mt ac a lien an the Property; (b)ywrly IeASehold paymenis <br /> — or ground rents on the PropeRy,if any;(c)yearly hawrd or pr�►perty insurance premiums;(d)yearly flood insurance premiums. <br /> --_ -- if�u�y; (e)yearly mortgage insurance premiurtu, if any;and(� uny sums payable by Borrower to Lender.in acoordence wi�h <br /> _ �--= the provisions of paragr�ph 8, in lieu of the payment of mortgage insurance premiums. These items are called"Escrow Items." <br /> — — Lendcr may, at any time. collect And hold Runds in an anwunt not to exceed the mwcimum omount a lender far a federallv <br /> related mortgage lonn may require for Borrower's escrow account under the federal Real Estate SetQement Procedures Act of <br /> 1974 as amendod from Ume to time. t2 U.S.C.Section 2601 er sry. ("RESPA"). untess another law that epplies to the Fundc <br /> __ sets a lesser emount. If so, L.ender may.at any time. collect and hold Funds in en amaunt not ta exceed the Itsser anaunt. <br /> — _= I.ender may estimate the amount oi Fundc due on the ba.cis of'cume�u�au�wnl rr�►�naMe�stimates of expenditures of futuro <br /> �-°°°.� Fscmw[temq or otherwise in accordance wlth applicable law. <br /> ----- Th� Funds shell be held in an institutian whose deposits are insured by a federal agency. instrumentelity. or entity <br /> --- — (including L.ender,if I.ender is such an institution)or in nny Federal Home Loan Benk. Lender shall apply the Funds to pay the <br /> Escrow ltemg. I.ender may nat charge BoROwer for holding and applying the Funds,annually analyzing the escrow account. or <br />--- verifying the Escrow Itemg.unless Lender pays Borrower interest on the Funds and upplicable law pertnits l.ender to make such <br />�--==���� a charge. However,Lender may require Bonower to pay a one-time chargc ior an independent real estate W�c reporting servic¢ <br /> used by I.ender in conn�xtion wlth this loan. unless applicable law provides otherwisc. Unless an agrcement is made or <br /> applia►ble law requires intercst to be paid,l.ender shull not be required to pay Borrower any interest or earnings on the Funds. <br /> --_ <br />