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<br /> Ttx3E'sTH�R WITl1 a!1 the iny�ru�c��k�us�x�w o�hcr,,;�ftar cro:t�x!c►n the pr.�tty.�u�!uJl cl+enkuts.�w�iuuk�.Wa1
<br /> fi�turc� ix►w• ur herr;�ltcr a �wrt uf thc pri�pcity. Ail rcplarcmentc �uxi additions chrll ulu� bc a�vcra! �y thic Secu�ity
<br /> Inairun�rnt. All�,f chc PurcFuing is rcfrmtil w in lhis SccurUy I��.�trunxnt;u d�c "Propcny.'
<br /> t3URRUWL'R ClIYEI�iANTS tt� Buttuu'�r ii I�u•1'uNy ki�,::!�if th.^csi�u�hereby aon�•eyai uiui ha..the right to�r�,-it�uxi
<br /> �rune�� thc Pa�peny wx1 that thc Pn�sccty is u�urkuutiberzd, ext�ept fi�i eik�un�tsrt�i.^c�s uf►txY�nl. &xrow•Cr v;��s�wlll
<br />- det�txi�e�k�all}•the tille ta th�Pruperty�;unst ull �1;►inu;uKl�ten�YJs,aubject w any encwnbnuke�of recwrJ.
<br /> THIS SECURlTY INSTRUI►1ENT cc►n�hincs unifuan cuvciuuits fur natlon�l usc wul iwn-unifunu wvenauts wit4 liuutod
<br />- vari;dioru hy�urisdiction to constitute�unifantt securiry itutrument rnvcrinb real pro�erty.
<br /> UNIFOFcht COVENANTS.Bc�rr�w•e�and I.etxier co��enant tixi a�R�e as fopaws:
<br /> 1. f'aycucpt o;' Pritui}�a! attd Iplerest; Prep�ywea! xud I,ate CharRes. Borrower shall prompt{Y paY when�Iue tue
<br />- pri�uipa!of�ui interest on the debt e��ickru�i by the Note and a�iy pRpayn�ent and late charges due undcr the Note.
<br /> 2. Ftiads for Tiuces� insuran�r. Sabject to upplicable I�w or to a written waiver by l.ender, Borrawet stwll p�y to
<br /> Le�t un the day monthly� payments arc duc undcr the Note,until the Note is p�id in full,a sum("�unds")for.(a)yearly taxes
<br /> and assessments which nuy attain priority o�•er this Security I�strument as a lien on the Property;(b)��early leaselwld ptYments
<br /> or ground rents an[he Property.if a�iy:(c)yearly hazard or property insurance premiwns:(d)y�arly flood insurance premiums,
<br /> if any; (e)year{y nwrtgage insuraiue pmmiums,if uny; acid (��ny sunu payable by Borrower to I.ender. in accordance with
<br /> tt,e provisions of paragraph 8, i�i lieu of the payn�ent of mortgage insuruna prenuwns.These items are called "Escrow Itema."
<br /> Lender may, ut any tin�e, cnlleet and hold Funds in an unount not to wceoed the mauimum anaunt n ler�ter for a foderally
<br /> rclatad mortgage loan msy require for Borrower's escraw account uncler the foderal Real Esiate Settlement Proceduns Act of
<br /> 1974 as an�ended from timc ro time, 12 U.S.C. Soction 2601 et seq. ('RESPA'),unless anothtr law that appfies to the Funds
<br /> sets a lesscr unount. If so. Lender may, at�ny time, rnllect and hald Funds in an amount not to exce�d the lesser anwunt. '
<br /> I.ender may estimate the amount of Funds due on the bacis of curcent data and reasoi�ble atimates of expenditurcs of futum
<br /> Escrow Items or otherwise in accor�e witb applicabte law.
<br /> The Funds shall be held in an institution whose deposits �re inst►red by a federal agency, instrumentality. or entity
<br /> � (including l.ender,if l.ender is such an institution)or in any Federal Home Loan Baak.Lender shall apply the Funds to pay the
<br /> Esemw items. Lender may twt charge Borrower for holding and applying the Funds,anrtually an�lyzing the escmw account,or
<br /> _ verifying the Escrow Items. unless.l.catider pays Borrower interest on the Funds and applicable law pernuts L,ender to m�lce such
<br /> a charge. However, L.ende�may roquire Borrower to pay a one-time charge for an independent real estate tax roporting servia
<br /> nsed b} l.er�der in connection wiN this loan. unless applicable law provides otherwise. Unless an agreement is macie oe
<br /> applica.`de law cequires interest to be paid, l.etKicr sha11 nat be roquiral to pay Borrower any interest or eamings on ttze Funds.
<br /> Bonrower and Len�r may agrec in writiog. however,dwt interest shalt be paid an the Funds. L.ender shap give to&xrower, '
<br /> without charge, an annu�l�000unting af the�u.�ds, showing credits anct debits to the Funds�nd the purpose for which eac8 .
<br /> ' �� debit ro the Funds was nwde.The Funds are plz:iged as additional security for all sums secured by this Security Instrument.
<br /> If the Funds held by Lender ex�rod the amounts pemtitu�d to be held by applicable law,Lender sl�all�cuouni to Borrower
<br /> r for the exocss Fueds in aocord�nee:xith che requirorneius of ap�licable Iaw. lf the�monctt af the Funds hetd by I.erxkr at aay
<br /> time is not sufficient¢�pay the Esorow• Items when due.I.cr�der may so notify Borrower in wridng.and,in such case Bornawer
<br /> � ��a:i pay iv E�anier u�e ama,m nwessary to m�ice up tfu Geiiciency. Bomo`ver shaU make up the defieiency iit oo more t5�n - -
<br /> twdve moudilY paYments,at L�ender's sok discretion.
<br /> - Upon payment in FWl of�Il sums sec�ued by this Security Insuument, Lender sJ�all promptly refund to Botmwer any
<br /> • Funds t�eld by I.ender.If,under paragraph 21,i,ender sha11 acquire or sell the Properry.Lender.p»or ta thc ar,qui�it'cc�or sale
<br /> of the Property,s1�al�apply anp Funds&ld by Lender at the time of�uisiGon or sale�s a crodit�sicut the suim tocurad by
<br /> . this Sa��riry Instrumei�t.
<br /> ;�� 3.Appticstiou ot P�ymwts,tJnless applicable law provides otherw•is�,all payments roceived by l.ender uader parzgs�phc
<br /> 1 and 2 sh�ll be applied:first. w�nY P�Y���g�s due under the Note; second,to amottnts payable under pu�graph 2;
<br /> �_ thicd.to interest dne;founh.to priacipa!due:�nd last,w a��y tate charg�s dua under the Note.
<br /> � . 4.ClwRes;I.kas.Bonower shall pay all taxes,asse.uments, chuges. fines and impositionc attributabk to the ProP�rtY
<br /> which may ausin prdority over tlus Sxurity Instnunent, ar�d leasehold payraenu or ground rents. if any. Borrowu s1u11 paY
<br /> ►; thcs�obligations in dhe rnutner provided in puagnph 2.or if not paid in tf�at rnaiwer.Borrower st�all pay them on cime diraxly
<br /> to the persoa owed payment. Borrower sh�ll promptly fumish to Leader alt notices of amounts to be d under this
<br /> p If Bomo�er mslces thcse payments direcdy.Borrower stiall promptly fumish to Lec�der reaipts evider�ng the p�y��.
<br /> ` ; Borrower sh�ll promptlY discharge any jien wtuch has priority over this Security Ir�strunient unless Borrower: (a)agrees in •
<br /> ` wridng to the payu�of the obligation sectired by tt�e lien in�n�tuur aooaptable to L,et�der;(b)uontac�s in good ftith the liea �
<br /> " �' bv, or defads against et�fonoecnent of the lien in, legal proceedings which in the Lerdu's opinion operate to prcvet�t the
<br /> � ent'oreanent of the lieri;or(c)sanues from the holder of the lien an agrament satisfactory to Lender subordinating the lien to
<br /> ? this Security Instnurreat. IE I.ender detcrmines that any part of the Property is subject to a lien which may auain priority over
<br /> �s this Security Inswment,Lender may give Borrower a notice identifyiag the lieu.Borrower sl�Il satisfy the lien or ta�Ce one ot
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<br /> more of the xtiorrs set forth above within 10 days of the givin�of notice.
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