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<br /> S. Hazs�rd or 1'rc►perty Inuu'wu�c. [iurruacr ~hali kcep ttu inipn,vrnknis �u►w cxistin6 ur I�rea cr crctital uo tt�c
<br /> Prup�rty ia�urc�l�uinst I���.h?• fi�e. h:u:uJa i�ulwk�l within the temi "extende�i cu�•crog." wxl+uq• uther ti:►crrcis, inciudln� `
<br /> fl�wds ur flaxiing. for which Lc�xler reyui►•cs i�uururuc. This ir�ur;ux� tihall bc ��uintain.d m tlu�u�xwntc aix!t�,r thr�xriuds =
<br /> t}ut L.eixler rcyuins. T'iu iruur:uur rarrier providing 1hc ituurance:�trslt be ctu��n hy lk►rcower bubjeci lu L�:iuler's�+pra�'ul
<br /> w•hich sh:ill �wt bc unre:uu��ably withhcld. If'l3urraucr fails to�iuint:►i�i ce�verage ckxrit+cxl atxi��e, L.c�xlec nuy, ut I.eaxlcr's —
<br /> option.obtain cu�e�~dge tu pracect i.cndcr's righta eu tf�Pro�rty ia xa�rJuune v�'itt►par�t�e�+h�• -
<br /> All i�iwr,►nce policies ;uu! renea+�ls sh:+11 be u�YCptahle to Lender und a1u11 incltule u stsnxlard nwK�u�e rl�use, l.e�xier —
<br /> shall lucc the right to hold the�wlicies:uxl renewals. If l.e�uler requires. Borrower shall pro�uptly bivr tu Lender:ill r:,c:,ipts af
<br /> paid premiunu ani renewal notices.In the event of luss.Barraw•cr shall gi��e prompt natice w the i�uurance currier and Lender.
<br /> Leuder tnay m:dcc prooi'of luss if iwt n�de promptly by Borrower.
<br /> Unless Lender and Borrow•er otherwiso agree in writing, insur�nce procedds st►:ill be applied to re.uaration or repair of the
<br /> Property ciamaged. if the restoration or repair is economiad�y feasible and Lender's seeurity is not Iessened. If the restoraiion or
<br /> reptir is not economicully fea�ible ar Lender's securiry would be lessenr�d,the insurance proceods si�all be applied ca dtie suutis
<br /> secured by this Security lnstrun�ent, whether or not then due, with any excess paid to Bottower. IF Borrower abandons che
<br /> proQerty, or dces noi ancwer within 30 days a notice from Lender that che insurance carrier has offered to seule a claim.then
<br /> L.ender n�y collect the insurance proceeds. I.ender may use the proceeds to repair or restore the Property or to pay sums
<br /> secuned by this Security Instrument,whether or not then due.The 30�day perial�+i��beS�n when the notice is given.
<br /> Unless Lender and Borrower oiher�vise agree in writing, any application of proceeds to principal sha11 not extend or
<br /> pustpone the due date of the montbfy�v�nents referred to in paragraphs l and 2 or chsnge the amount of the payments. If
<br /> under par�raph 21 the Property is acquir�by Lender,Borrower's right to any iacurance policies stnd proceeds resulting from
<br /> damage to the Property prior to the mequisition�,'z:;41 pass to Leuder to the extent of the sum�secured by this Security Insuument
<br /> inunediately prior ta the acquisition.
<br /> 6,Occupaacy,Preservatic�o.l►t�i,aceiwace aud Protectioa of the Property;Borrower's I.oAn Appllcation.Leaseholds.
<br /> Borrower si�ll occupy.e.uablish.arnf use the Property as Borrower's principal residence within sixty clays atter the exacution of
<br /> this Security Instrument and s1�a1� continue to occupy the Property as Borrower's principal residence for ai least one year after
<br /> the date of cecupancy. unless Lender otherwise agrees in writing, which mnsent shall not be unreasonab�y withhe�d, or unless
<br /> extenuating cinusnstances exist whi,� are beyond Bonower's conurl. tiorrower shall twt destroy. dan�age or unpair the
<br /> property, allow the Property to deceriorate, or commit waste on the Property. Borrower shall be i� default if any forfeiture
<br /> . action or proceeding,whether civil or criminal,is begun that in Lender's good ftith judgment could re.wlt in fodeiture of the
<br /> property or otherwise materially impair the lien cnated by this Secucity Instrument or Lender's security interest. Borrowa rnay
<br /> cure such a default and ninstate,as providod in paraaraph 18.by causing che action or procealing to b�dismissod with a niling
<br /> � t}�at� in Lender's good faith determination. precludes forfeiwre of the Borrower's interest in the Property or otha materistl
<br /> impaira�eat of the lien crcated by this Security Incwment or[.etder's security interest. Borrower st�ll also be ia default if
<br /> Borrower,during tHe loaa application process.gave materially false or inxcwate infom�ation or statements co L�ender tor failod
<br />- ip p�pvioe i.cntkr wiw isy urlw w ��:;:�'.M:::;:s��='t=••Q'-!'�rh thr_.kian evide:�oed by ihe Note.i2lClud'1ug,but clot limited . -
<br /> � to.rePre�ntations axaceming Borrower's occup3ncy of the Property as a priueipal r�sidence. If this Seeuriry Istssn�ment is on a
<br /> leasehold. Borrower s}�Il comply with all the provisions of the lease. lf Borrower acyuua; .`.,:. ::ac .� •We °rr'r s;, '�'-' -
<br /> lezselwid and the fee tiUe shall not merge unless Lender agrees to the merger in writing.
<br /> 7.peota.tloa et I.eader's Rt�hts io the Property.If Bonower fails to perform t1�e covenants wd agreecnents containod in
<br /> this Security Lutsument. or there is a legal proc�eeding that m�y significantly affxt Lender's r+glus in the PropercY(such at a •
<br /> ', p�oceeding in bat�vpccy.probate� for condenmation or forfeiture or to enforce lzws or regul�tioas), tlu;s:Lender maY do and
<br /> pay for whatever is necessary to protoct the vatue of the Property and Lender's rights in the Property. Lrender's actioas may
<br /> ' include paying any stuns socured by a lien whieh hs►c priority over this Socurity Instrument. appearin8 �n oo�ut. PaYinB
<br /> mawnable attorrieys'feac and enteria�on tlse PropenY to make repairs.Alchough I.endes may wke acsion under this,par�grapH
<br /> 7,Lender does noc ha�e to do so.
<br /> My anwunts d'u-bursed by Lender under this paragraph 7 shall become�dditional debt of Borrower securod by this
<br /> Security Instrument. Unless Borrower and Lender agra to other temu of paymeat, th�se�nounts s1�aL1 bear interest from the
<br /> dau of disbursement at the Note rate and shall be payable, with interest, upon notice fmm Lender to Boaowa requesting
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<br /> - g,Mort�e Inwranoe.If L,ender required mortgage insurance as a condition of making the loui securcd by this Security
<br /> , I�, gornnwer stiall pay tf�e premivaLC required w mainttin thz mortgage inwrance in effect. If. for any reasoa. the
<br /> mortga,ge iawrs:�oe coverage required by Lendcr lapses or ce�ses to be in effxt.Borrower st�ll pay the premiums requirod to
<br /> � otKain uoverage substantially equivalent to the mortgage insuraace previously in effxt. at a cost subst�ntially equiv�lent to the
<br /> cost to Bonower of the mortgage inwrance previoasly in effxt,from an alt�rnate mortgage iruurer approved by L,ender. If
<br /> , substantially equivalent mortgage insurance coverage is not available. Borcower shall p�y to Lender exh month a wm equal to
<br /> , one-twelfth of tise yearly mortgage insurance premium being paid by Botrower when the insucenx covaage lapsed or ceased w
<br /> � be in effeet.L�qdec will accept,use and retaio these PaYments as a loss t�sen+e in iiw of mort�age insurance. Loss resen+e
<br /> Poren 3028 s/90
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