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<br /> S. IWswrd ur {�rupcyl9 Inuu'iuuc. S�umw•er >ltuli kecp 11�c iny�ru��cuknta now cxialin� un c�reaRcr crcc�eci ��n thc ¢—
<br /> Nn�xny� inu►rt�i �+yaimi ia.i by fir�. twr;ud� i►uluJix! within thr Ie�m 'cxtciukxl du�•cr�gr" :un1 any othcr h:u:irds, including -
<br /> ilcMxis.�u tl�rrlu�.f.x which l-r�Kkr�'eyuisea inwnu�.e. This inaurwire Jwll he�tiz:+intaine�l in�he+u►xwnt�a�x1 fur the periixis
<br /> tfui l.eixirr r��yuir�s. Tis� i�uur:�ue rurric� pm�i�inF Ih: insur.uuc+hall lx cta+.rn hy Ii��r�aWCr whjCCt to Letxler'�a�►(►r�+ra! _-
<br /> v.�hich sh:+ll nul tk wrr��wuuhly wittduld. If Burruwer Eiil.r• tu nuiui:ain ru�•cr.t�c ik`cribal atx��c. l.�sulcr nuty. A1 l.Ct+dct s _
<br /> captiatt.��tain m�•cr,►�e t.,pnurct I.enJcr's rishtc i��the Pn�►erty iu;w.ordance w•ich p:u-.�r.y�ii 7. _
<br /> All i�uurincc �v.dwi:s and rcrocw�ls `twll he acceprrble to Le�xler wtid si�ll iixlude a stanclnnt nwrt8a�e cl�us�e. L.ender
<br /> �hall ha�•e the ri&ht ta h�nl.i the policics wx1 renew'als•If Lc�xler requires.Barrow•er�hall prwnptly give tu[.encier nll receipts of —
<br /> paid p�miun�.c wxl rerr:wal ixHices. In tttc ec:su oS'loss.&xrow�er shall gi�•e prompt nc�tice to the insurance carrier and I.ender. _
<br /> Lcncior m:►p�iuke pnx.f��i la�s if nnt midc prw��tly by Borrou•er.
<br /> Unless l.ctx3e�:wd Borraw•er eultetwise�rcc in writing,inwran.e prcxceds sha11 be applied ta restoration or repair of the
<br /> pmpeny damagod.if t�e reuaration ur rep:�ir is ecunonurally feasible and Lender's scruriry is not lesscned.If the�estoration or
<br /> repair is not om�w+n+cally fc.�ible ar Leoder's sccutity w•ould be Icssenal, the insur,u�ce pra.�eeds sball be zPPlied to the sunu
<br /> �erurcd by this Sccuri�y� Inctnwxnt, whether ar noi then due. with any exccss paid to Borrower. If Borrower abandw�s ►he
<br /> Propcny, or docs not s:uw'er wichin:i0 d�ys a ncuice from Lender that the incurance carrier has offcred to settte a claim. then
<br /> L.ender n�y wltect G1e insurance procceds. Lencler may use the proceeds to re�.vr or rutore the Property or to paY su�
<br /> securod by this Sccurity Insttume�u.wheiher ar not then duc.The 30-ciay period will begin when the noti:'e is�i�•en.
<br /> Unless Lendec +ix� Bo�rower otherwise �ree in writing, any app�ication of p�oceeds to princi�i slulY oot extend or
<br /> poupone the due date of the na�thlY P�Yments referrai to in par�raphs 1 and 2 or change the a��xx�ctit of the paymerus.If
<br /> under para,gr�ph 21 thc PropertY is acquircd by l.ender.Borrower's right to:ury iasucznce policies a�x1 proce�is resulting from
<br /> danuige to the Propert}prior to tt►�acquisition shall pass to Lender to d�e extent of the sums secuc�ed by this 5ecurit)'Inctnunent
<br /> inunedi�tely prior to t3se acquisitan.
<br /> 6.Occup4ocy, Prerervation,btaintenance stnd Pmieclloa ot tl�e PropertY; Borrower's I.oan Ap{�lication:l.e�olds-
<br /> Borrower shall occupy.establish,and use the Property as BorroK•er's principai residence within sixty days afler the execution of
<br /> this Socurity(nstrumrt and shall continue to cecupy the Ptoperty as Borrower's principa!residence for zt least une yey'after
<br /> the date of occupancy.unless l.cnder otherw'ise agrets in writing,which consent shall not be unrasonably withhe:d.o�unkss
<br /> extenuating circucust,usces exist which are beyond Borrou•er's control. Borrower sl�ll not destroy, damage w' impair the
<br /> propeny. ��OW [I1C R'OQCIty l0�f10f8TC. or cornmit waste on the P��operty. Borrower st�ll be in default if any forfeiture
<br /> actwn or proc�oding. w•hether civil or crimin3l. is begun thzt in Lende:'s 800d faiih judgment could rcsult in forfeiture of the
<br /> propertY or otherwise m�terially impair the lien created by chis Security Insirument or l.ender's security interest.Borrowa may
<br /> cure such a default ard reiiwate,as provided in paraSraph I8,by causing the action ar pcuc�eeding ta be dismissed with a ruling
<br /> that. in I.ender's good faith detcrmination. precludes fodeitwe of the Bocrower's izr�erest in the Property or othu material
<br /> impaimxnt of the {i�er►crested by this Security Iactrumeni or 1.ender's security interest. Bomow•er sl�11 also be in default if
<br /> Botrower.durirsg tlae laan applicaiion procesc.gave muerially false or inaccvrate infat�aation or statesnet►u to Lrender(ar failed
<br /> io provide L,ende�wide wy material infonnation)in crnu�eccion wiu�uK t���v'�.;::���t�:N�.a,i�!• �^�.�u nn�limited .. .
<br /> to.representations rnoceming Barrower's occupancy of the PropeRy as a principal rcsidence. If this Securiry ins�wracnt is on a
<br /> leacehoW. BocroWer s1�a11 comply with all the provisionc of the lease. If Borrower aoquires fee title to the l�to{xrty,the
<br /> tezse.twld and tE�fee cide shall not merge unitss Lender agrees ta the mec��:r in writing. ���ia
<br /> 7.Protactio�ot l.ender's Rights ia tbe Propa'ty.If Borrower faiPs[ra perform the oovenaius aed agi'oaneats
<br /> this Savrity Instnuneru. or tbere is�kgal proceeding tl�may signific�ntly affect I.ender's rights in the Progesty (sach as a
<br /> p�u�.eeding�n b�n�GC�y�pro�ste, fur condenmation or foc�feitnre or to enforce law-s ar ngulations?.���Y��
<br /> p�y for whatever is Mcessary to protect the value of the Ptnperty at�d Lender's rig'h� in the Ptaperty. l�r's actions may
<br /> �� pay;ng �yr su�s secured by a fien which h1s priority over this Socurity tn«..��„�^�, �qppea�ing in oourt. psying
<br /> �oaable�ttomeys'fees and eacuin�on the Property co make repai�s.Although Le�der may taiwe xtion under this parABnp�
<br /> T,i.wtler daes not have to da su_
<br /> Any amounts disbursed i�}• Lender under this paragraph 7 shall beoome �iCOU�1 debt vf Borrowa sxurod by this
<br /> Security Inwument.Uakss Sorrower and Lender agree to other terms of payme,nt. thae amounts shall bear intcnest from the
<br /> date of disiwrs�seac ae t1�e Note rate and shall be payable. with inu'cesi, upon aotia from Ix�er �BoR'owa requeuing
<br /> FaY��•
<br /> 8.Mort�e laqaraate.If l.ender requirod mortgage+��*3�"as a conditiou of mzking the lo�n seared hy this Secvrit}+
<br /> In,�cwnent. Borrowzr stull pa� che premiums required cm�ituai� the mortgage insurance in effect. If,for a�y season,the
<br /> rtwrtgage iiuuraACe coverage required by l.ender lapses cx oe�ses to be in effect.Borrower shall pay th�premivau5 tequired w
<br /> dx�io ooverige st�bstuuially equivalent to thc mortgage insuranoe prcviously in effect.at a oost substatuully equiv�tent w tlu
<br /> cost tv Borrower of the mortga$e insur�noe previously in effect. from an altetnste awrtgage iasurer appc+oved by Letdes. If
<br /> s����r;ally�q�iv�lwt mortgaYe inct►tat�ce ooverage is not avaii�ble.Borrowu sh�ll pay to Luider exh moncli�sum aiu�1 to
<br /> ono-tvr•dit1�of the ye�rly mortgage inwrance premium besc�Paid by Bomower whert the insuranoe ooverlge lap�ar ceased w
<br /> be in effect.Lmder will accept.use and retain these payments as a loss reserve in [ieu of mortgage insurina. t�oss reserve
<br /> Fonw 30ZY Wso
<br /> v,o.aae
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