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<br /> TOOETHgR WITH all lhe improvementa nuw or hemuiter crectcd on tha property,and nll eosemenls,oppurtenances,
<br /> �nd fixtures oow ar hareafter a part of�he property. All replecementx and addilions shdl al�o be covered by thia Secudty
<br /> Inauument. All of thc foregoing iR rcferred�o m this Secudty Inswment aa the"Property'
<br /> � BORRQWER COVLNANTS Ihut Burrower is lawtully rcixed af the estutc hereby convcycd und hus the dght ta grant
<br /> ,_ ���'�':°<- -•� and convey the Ptoperty and lhnt tha Property ia unencumbercd.except for encumbrances of recard. BOITOWCf WAR{Illls Qlld
<br /> •�,;�+ wlll defend generaliy the dtle w the Properey aguinst all claima and demands,subject to any encumbruncex uf r��ord.
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<br /> � 7'HI5 5ECUItITY INSTRUMENT combincs uniF�xtn cavcnantb for national use anJ nun•unifurm wvenuntr with `
<br /> F .�:� � � Ilmited vruiAUona by Jurisdiction to constitutc a uniform security instrumcnt covedng«al propeny. "'—
<br /> I, ���'�r, ��.,-�, w+ UNIFORM COVENANTS. Barrower and Lender cuvenunt and ngrce as follaws:
<br /> �'� '� �- '� � 1. Payment otPrincipal and Interest;Prepayment pnd 4pte Clu�rgea. Bormwer shall promptly pay when due the
<br /> {�;t�r?%,_ „ principaI af and intercet on the debt evidenced by the Note und uny prep�yment nnd latc chnrges due under the Note.
<br /> � 'N;�.��..A.. �- 2. Fbnds for 7lwxes And Inaurance. SubJect to applicuble luw or to A written waiver by Lender.Borrower ehali pay to =
<br /> a.�, ` � Lender on thP tlay n�on�hly pnymems nne duc under the Notc,unUl the Note is paid In tull,n sum("Fundx")for: (a)yeurly __
<br /> ''�'�'�_�:?c:r,��'i" texes end assesgme�ts which may attain priority over this Sewrity Instrument as u lien on the Property;(b)ycsuly Iraschald
<br /> ---'=�""�`-.i.�'�- puyments or ground rents on the Property, if any; (c) yearly hazard ar property inaurance premiuma; (d) yenrly flood
<br />���"��"'J`�' ''•�� inauronce premiuma,if any; (e) yearly mortgage insurance premiumb, if any; and (�ony sums pAyable by Borrower to
<br /> � �:;;:� '`"'``"'•'•'' Lendar.ln uccordance wlth the provislona of pw�ugmph S,in lieu oi the payment of moAguge inaurunce premiums. These
<br /> __ ' '' items are called"Escrow Items." Lender may.c+t any time,collect nnd Iwld Funda in nn�mount not to exceed the maximum —
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<br /> �..'.:4".0 amount a lender for a federally related mortgAge loan rnny require for Borrower's escrow account under the federal Reul
<br /> � " Estate Senlement Pracedures Act of 1974 a.c amended from time to time,12 U.S.C. §2601 er seq.("RESPA"),unless anather
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<br /> : 9— ,. .-� law that applies ro the Funds sets n lesser amount. !f so,Lender muy,at any time,collect end hold Funds in an amount not to F_
<br /> i'���'�'�''a""'""'"```"'�`� exceed the lesser umount. l.ender may estimate the amount of Funds due on the bacis of curcent duta und reusonnble _.
<br /> �• :. '+••;•� estimates of expenditures of future Bscrow Items or otherwise in accordance with applicAMe law. �5
<br /> ' ° • The Funds shall be held in an institution whose deposils are insured by a federal ugency. instrumentaliry. or entity --
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<br /> '.� (including I.ender,if l.ender is such an institution)ar in any Federal Home Loan Bunk. l.ender shall apply the Funds to puy ��,.
<br /> ,'•"^ ' a '� � the Escrow Items. Lender may not charge Borrower for holdiog and applying the Funds,annually analyzing�he excrow
<br /> �t` ,. •�, accaunt,or verifying the Escrow Items, unless Lender pays Borcower interest on the Funds and applicuble law permits �,
<br /> �.�: •� '•• Lender to make such a charge. However.L.ender may require eorrower to pay a one-Iime charge for An independent real
<br /> - �:' estate tAx reponing r,ervlce used by[.ender in connect�on with this loan,unless applicable law provides otherwise. Unless an —
<br /> = agreement is made or applicable Iaw requires interest to be paid,Lender shull not be required to pny BoROwer Any interest or —
<br /> ti�; �• • � earnings on the Fl�nds. Borrower und L.ender may ngree in writing,however,that inte�est shnll be puid on thc Funds. Lender —
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