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<br /> 1'tXlLf llGR Wll'H all lik +iu},n�vcnxnt��a�w ur h..rexitcr erect�t �,n thc pr.►pctty, atul a11 e:�Ki��nt,.� `
<br /> fixtu�es iw�w ur IkruRcr � pu� uf tlk p��Kxcty. All rcpixcmrnt� ruJ wkll�i�HU �ull li�� he c.uc��vl hy ibi� ti.tiu�ity� -
<br /> I�w�unxnt. All i,f tlk f��u.g.�ing is rcl'crrc�!tu in�hir ticcurity Imlrunrn� ur IIk'Pru:xny.' —
<br /> 13qRFtl)Wl:k!C'()VI:hANTS tt��►t ki��rn��►cr i�I�►w f�ully�iwvl ui tlk c.t:�n c�rcby cumr>��I u�x1 luti IIK rl�ht t�►�r�uu wxl
<br /> c+�mcy ttk hroprn�• uixt �h•rt d�: Pru�xrty is� uiksxuintur�tl, e�►•cpt f�►r cik�umi+r;ukoa ul' r��unl. &�rruwcr warr�uu� �uxl w•lll
<br /> �fc�+►I�t�+krally tlu tittc tu th:f'raE rrtY+�ain�!uU c{Yin�.ti tu�:l J:nc:�xl�. aubjrc1��►uny cikumt►rwkcs wi rau�•J.
<br /> 'iHtS SECURIT Y INSTkUMtiN7'cumbii�eti unitl�rm c+��'e�i:uus t►.r iw�iuiul u.e u�xl �x�n•ut�if��fct��ut•er�:u�te wi�h limitecl
<br /> variation�hy juris�iiction t�►rumtiluto a unfti�rn►k�:urity iactrunknt c���•�rin�real pnspcny.
<br /> UNIFQR61 COVENANTS.Bi�ri'aa•cr ancll.ctxler rovc��nt atxl ugr�ti c+.r foltow•s:
<br /> 1. P�ycueui of Pctarlpxl znsl luterest: Pre{�►►yruent aud Lyte Chs�r�es. &mna•er tihull pramptlY pzY whci� due the _
<br /> princip:il of a�x1 interest an the deM evidenecd by the Note a�ul tuty prepayn�ent:uxf Irte charges due ututer die Nwc.
<br /> 2, �nds fos Ts�xcc wu1 Iusu►'ancr. Suhject to applicable law or to a written w•aiver by Lcnder, Borcower s1�u11 pay ta
<br /> Lender on thc day monchly pay�ments arc duc uiuier the Note, until the Nate is paid in full,a sun►("Funds")for:(Al ycady taxes
<br /> and as�ess��ents which may attain prioriry ave►this Security liutrun�ent :u a licn an the Property; (b)yearly leasehold p�Yntzt�ts
<br /> or ground rents on the Property. if uny:(cl Year�Y haza�'d or property insurance premiums;(d)yearly flood inwrrnce premiums.
<br /> if any: (e)Ycarly mortgage insursu�:c premiunu. if any: and (fl:iny sunu payable by Borrower to Lc��der. in accordance with
<br /> the provisions of�+aragrnph 8.in licu of the payment of mortgage insur:u�ce premiums.These items are callc�"Escrow Ituns.'
<br /> I,etuler ��my, at any time, collect anci hold Funds in an anwunt not to exceed che maximum amount a tender for a fecierally
<br /> relatod nwrtgage laan may rcquire far Bo�row�r's escrow account under the fedet�l Rea! Estato Settlement Prceedures Act of
<br /> 1974 as a�nended from time to cim:. 12 U.S.C. Stxtion 2601 et seq. ("RESPA").unless anothcr law that applies to tho Funds
<br /> sets a lesser amount. If so, l.erxler may, at any time. collect and hold Funds in an a�noune not to exceed the lesscr amount.
<br /> Lendcr nmy estimate th�anwuni of Fundc due on tt�e basis of current data and reasonsblc estimates of expenditures of fututn
<br /> Eserow Iteinc or otherwise in aceard�n:�e with applicahle law.
<br /> The rllmds shall be held in an institution whose deposits are iruured by � federai �ency. inurumentality, oi entity
<br /> (including[.ender,if Lender is surh.a-�institution)or in any Federal Home Loan Banl:• Le'•xi,r sha��aPP�Y��Fu"�f0'��`�e
<br /> Escrow Itenu. Lender►na}'noc charBe BmTOwer fi�r holding and a�plying the Er.�is,annu�lly analyzing the escrow account,or
<br /> verifying the Escrow Ite:�:,unless Let�er pays 6�rrower interest on che Fucr3�l.uxt applicable law permits L�:nder to tnake such
<br /> a charfie. Howe�•er, l.encier ma)�require Borrow�es t��pay a one-tiur charge f.�:�indepencl�nt real�stat:tsx reponing service
<br /> used by l.ender in connection w•ith chis loan. uuSass applicahEe [aw pro�i3es otherwise. Unless an agreement is made or
<br /> applicabfe law requires interest to be paid, lxncfer�hall noi be nquired to pa�F�rrower a�� iaterest or earnings on the Funds.
<br /> Borrower and Lender may a8ree in writins.ho�-e�er. that interest shail be�oa the Fe•.�d�.l.encler sYuit give to Borrower.
<br /> without chargc. an :uu�ual �ccounting of the Funds. showing credits and debiss to t�e Fuads and the purpose for which e�ch
<br /> debit to the Funds was ma�de.The Fwtids nre pledged as additional security for atC sua�v s�e:urcxl by this Security Instrument•
<br /> If the Funds held by lxnder excced the amounts pemutted to be held by applicable law,Lender shall aceounc co Borro�'�+er
<br /> for the excess Funds in accordance with the requircments of applicable law. If the amount of the Funds held by I.ender ai aay
<br /> ame is not sufficient to pay the Escrow Items when due,Lender may so notifY�o�TOwer in writing, and.in such case Borrov�+er
<br /> stull pay to Lender the �u�ount necessary to m�1ce up the deficiency. Borrower shall mal:e up tlu�ciency in no more th�n
<br /> tudve montlilY PaYmenis.at[.erider's sole diser�ion. _
<br /> Upon payment in full of all sums secured by this Security Instnunent. Lender shall prornptly refund to Borrow� 3ny
<br /> Funds held by Lender.If, under pa�~a�raph 21,Lctxicr shall acquire or sell the Property.Lender, prior to the xquisition or s�le
<br /> of d�e Property. shall apply ar►y Funds held by i.u►der at the time of acqui�ition or sale as a crodit:�ainst the wms s�urod by
<br /> this Security Insuument.
<br /> 3.Appl6cation ot PaymeAts.Unless applicable law providos otherwise.all paymenu received by Lender undcr paragraphs
<br /> 1 �nd 2 shall be applial: first. to anY P�P3Y��c�g�due under che Note: second. to amownts pzYuble under paragr�ph 2:
<br /> third.to interest due:founh,to prir►cipal due:and last.to any late charges due u�er die Note.
<br /> 4,Chargcs: Liass. Borrower st�all pay all tues.assessmenu. chuges.fines aad impositia�s�tuibutabk to the Properiy
<br /> which may actain priority over this Socurity Insuument, and�easehold Payments or ground rctus. if any. Borrower s1�11 paY
<br /> these obligations in the maiu�er provided in paragraph 2.or if not pzid in that mtiv�er.Borsower shall pay tltem on dme directly
<br /> to the person owed paYment.Borrowcr shall prompcly furnish to l.onder all notias of amounts co be paid under this paragraph.
<br /> If Borrower makes these paym�nts direcdy.Borrower shall promptly fur►tish to Lender receipts evidenring the payments•
<br /> Boaowtr shall promptly disch�rge any 1'un which has priority over this Securiry Insttumau nnl�ss Bonowu:(a)agrees in
<br /> writing to the payment of the obligation secu:al by the lien in a manner acce�table to Lender:(b)c°ntests in good faith the lien
<br /> by, or defends against enforcement of the lien in. legal proceedings which in the L.ender's opinion operate to prevttu the
<br /> cnforcement of the lien;or(c)secctres from the holder of the litn�n agreemetu satisfactory to Lec�der subordinating the tien to
<br /> th�s Scxurity Inscrument. If Lender determines that anY Part of the ProPertY is subject to a lien which may attain ptiority over
<br /> this Security Instrument. Lender maY give Borrower a notice identifying the liea•Bonower sUall satisfy t1�e lien or take one or
<br /> nwre of thc actions set fwth above within 10 days of the giving of notice.
<br /> Fo.w 302Y 9t90
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