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,' ` • � ' <br />I �0� 1� ��'� � <br />NON-UNIFORM COVENANTS. Bonower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />rrower's breach of any covenant or agreement in this Security Instrument (but not prior to <br />;eleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the <br />fault; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the <br />tice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default <br />or before the date specified in the notice may result in acceleration of the sums secured by this <br />:urity Instrument and sale of the Property. The notice shall further inform Borrower of the right to <br />nstate after acceleration and the right to bring a court action to assert the non-egistence of a default or <br />y other defense of Borrower to acceleration and sale. If the default is not cured on or before the date <br />�cified in the notice, Lender at its option may require immediate payment in full of all sums secured <br />this Security Instrument without further demand and may invoke the power of sale and any other <br />nedies permitted by Applicable Law. Lender shall be entitled to collect all ezpenses incurred in <br />rsuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' <br />s and costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any <br />rt of the Property is located and shall mail copies of such notice in the manner prescribed by <br />�plicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time <br />�uired by Applicable Law, Trustee shall give public notice of sale to the persons and in the manner <br />:scribed by Applicable Law. Trustee, without demand on Borrower, shall sell the Property at public <br />otion to the highest bidder at the time and place and under the terms designated in the notice of sale in <br />e or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel <br />the Property by public announcement at the time and place of any previously scheduled sale. Lender <br />its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br />iveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of <br />; statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all <br />ots and ezpenses of exercising the power of sale, and the sale, including the payment of the Trustee's <br />s actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums <br />ured by this Security Instrument; and (c) any egcess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />xstee to reconvey the Property and shall sunender this Security Instrument and all notes evidencing debt <br />�ured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the <br />•son or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may <br />uge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third pariy <br />ch as the Trustee) for services rendered and the chazging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />;cessor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />;urity Instrument is recorded. Without conveyance of the Properiy, the successor trustee shall succeed to all <br />title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Bonower requests that copies of the notice of default and sale be sent to <br />nower's address which is the Property Address. <br />BRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />rm 30281/01 <br />er Fortns Inc. (600) 446-3555 <br />#FNMA3028 4/02 Page 12 of 13 Initials: <br />