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<br />� selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's
<br />ieck, provided any such check is drawn upon an institution whose deposits are insured by a federal agency,
<br />strumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />�strument and obligations secured hereby shall remain fully effective as if no acceleration had occuned.
<br />owever, this right to reinstate shall not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br />ote (together with this Security Instrument) can be sold one or more times without prior notice to Borrower.
<br />sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments
<br />xe under the Note and this Security Instrument and performs other mortgage loan servicing obligations under
<br />e Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the
<br />�an Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Bonower will be
<br />ven written notice of the change which will state the name and address of the new Loan Servicer, the address
<br />which payments should be made and any other information RESPA requires in connection with a notice of
<br />ansfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the
<br />zrchaser of the Note, the mortgage loan servicing obligations to Bonower will remain with the Loan Servicer
<br />• be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise
<br />•ovided by the Note purchaser.
<br />Neither Bonower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />dividual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
<br />�strument or that alleges that the other party has breached any provision of, or any duty owed by reason of,
<br />is Security Instrument, until such Bonower or Lender has notified the other party (with such notice given in
<br />�mpliance with the requirements of Section 15) of such alleged breach and afForded the other party hereto a
<br />asonable period after the giving of such notice to take conective action. If Applicable Law provides a time
<br />;riod which must elapse before certain action can be talcen, that time period will be deemed to be reasonable
<br />�r purposes of this paragraph. T'he notice of acceleration and opportunity to cure given to Bonower pursuant
<br />Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to
<br />�tisfy the notice and opportunity to take conective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" aze those substances
<br />;fined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br />ibstances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br />�latile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental
<br />�,w" means federal laws and laws of the jurisdiction where the Properly is located that relate to health, safety
<br />• environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or
<br />moval action, as defined in Environmental Law; and (d) an"Environmental Condition" means a condition
<br />at can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />xbstances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />�r allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law,
<br />�) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />azardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
<br />:ntences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous
<br />xbstances that are generally recognized to be appropriate to normal residential uses and to maintenance of the
<br />�operty (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or
<br />her action by any governmental or regulatory agency or private parly involving the Property and any
<br />azardous Substance or Environmenta.l Law of which Bonower has actual knowledge, (b) any Environmental
<br />ondition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any
<br />azardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance
<br />hich adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or
<br />gulatory authority, or any private parly, that any removal or other remediation of any Hazardous Substance
<br />�ecting the Property is necessary, Bonower shall promptly talce all necessary remedial actions in accordance
<br />ith Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental
<br />!BRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT
<br />rm 3028 1/01
<br />er Fortns Inc. (800) 446
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