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' . . .♦ 7�M� . e -' . . . /. �. .. __"�'"'_ � • • ` y '�"'_ "�^ �{'�"'�'....... i - • ___.•.f+r __�_f7�}t __ . � ..' . .....__. • �,r. . / ...-... . , " ___ _"_"'_—_'_4..__— _"_— —_ _"" ` tR'� . 9�-�.t)�5�`t �_ S, Hwwr�d cir Pcv�'ty Iusw'+usce. &�rruw•cr atwll k�,p thr IIII�CI]VCLIKIIIS n��w czizti��t u� hcr�►f�er c��.tcJ un th,c G �Wher tw�a�nis, iix:lucii�� Pr��n�� insurcJ s�ziost los.+by firc. h:u;trds iixluclal within�tk►riu► "��tciti,ia�cu�•crage" and �ny �- flcwxls or fluoclitt�. for which l.enckr��:yuin:s i�uur,uxc. 1'I�ia i�+urmxr�lw11 1�nuinuiiuxl in ehe w�wu�ua;uxi fur che{xricxls th;tt Lciwier r��yuir�a.Tlw inwracuc carrier pmviJir�g tl� inwi�uv:r alull br ctK��.n hy &�rruwcr wbject ta l.enJer'c u�n�val —i w�fil:h sha11 iwt bc unr�sc�u�lS withhclJ. !f Borraw•cr fYil.r• to nu[�iwln ui�•cr:�c deseribcxt abocc, l.e��: n�ay. rt L.crti:ier's aption,��N:�iu co�•crabe to pnuect Le�ul�r's right�in thc Prupc�ty in JrcuNrr.ce w•ith p:u'.�r��h�. -. AI{ insurar.;•a policits atxi rcnewyls �iwll be�:cepwble to l.�:ixier wiJ �hall iiulwle u st�xlard��r�!!nxei►�t.s of _ shall ha�•e the right to hnld du:polkics aixl rene�uals.If l.c�xler requirc�.a��WC��►��s c ' paid prenuunu aixl renewal naticc�.in the e�•ent of loss.Borrower slwll�ive pcwupt notice tu the insuraiue uarsirx��. l,endJer mag n�lce proof af losx if na:madr,pron�ptly by Barrower. !Jnitss Le�►cier and Rnrrower atherwise a�rce ii�wciting.i►�sur.uue procerds stwl{t�uPPlia1 to resuxation or repair of the property d�nared. if the ceuaration or repvr is ecunomically fe.asible and Lender's security�s�x�t lessened.If u��rai��at;:,no.- .-- mpair is nex eca�x�nucally f�ible or L.ender's security would be lecsenal,the iacura�tice proceed,s stwll lx:appliod to the swns secured by this Security Iaurument, wtuther or not then due. with a��y excess paid eo Bortc►wer. li'Borrower absu►dona�1►e Pr�peny, or doc:s not answer within 30 days a noticc froni l.cnder ttu�t shc iatiurance carricr fw$offered to setdc a claim. tlKn L:.r.�:.t snay co!lect thr in�urancc procc�eds. Lender may use the praceds to repair or restore the Propeny or to p�y sum� - secured by this Security Iastr�mer.t.whether or not then due.The 30-day pe�od will begin when the nuticc:ia 6iv��. Unless l.ender at►d Borrower othcrwise agrce in writing. anY apPlication of proceeds to principal s�hall not txtend or pactpone the due dste af the mond�lY paYments referced to in paragr.lphs 1 and 2 or change the amoune of the payments.If under paragraph 21 the PropenY is acquired by I.ender.Borrower's right to any insarince policia�d p�s�t�f� damago to the Propet9y prior to the aequisition stwll pass to Lender to the exteni of the sums saured bY t�u Sec�rity IasuumeAt immediately prior t.r the xquisition. b.Aocupxacy,P�sen'ation,Maintenance nad Protection of We Property;Borrow�er's I.oan Appl�cat{oa+�.ea�d�' QC Borrower st�all occupy. establisA.u�d use the Property as Borrower's principal residence within sixty days after the execution o this Sxuriry Instrument and sha+Z��'nii�ue to occupy the Prc►perty as Bon°wer's principal residenoe for at least one year aftu the date of occupanc}. unless Lender othenvise a�rees in writing, which wnsent shall not be unreasonably withheld. or unitss eaten�ating circumu�lees exist �vhich are be}�y�ri Borrower's control. 6.�riower sttall not ciestroY. dat��a8e or impair the prop�ny�allow the properry to deteriorate. or�ti�it waste on the Property- Borrower shall be in default if�ny forfdture action or proceeding.whuher civil or criminal.is be8�►n tl�t in Lend�r's good faith judgment could result in forfdture of the property or otherwise material{y impair the lien created by this Security Instrumeat or Lender's savriry interest.Horrawer°�y care such a default acd rein�tate,as provided in�Suagraph 18•bY causing tLae�cuon or procacl�ng to be dismissed�f a�� thai. in Lertder's g�uai ftith determination. �+c��udes forfeiture of the S��wwer's interest in the Pr��erty impairment of the I�em created by this Securia� is�stnunene or Letider's sa�riry interest• BorroWW sh�� 1S°b� 'n default if Borrower.during the loan application prceess.Bave tnzterially false or inaccurate information or statcmr.nts to I.ender(or fuled to provide L�nder with any material infom�ation)in connxtion wiih the loau evicleacod by the Note.inciuding.but not limited r� .w.►�inas caicerninR�rtower's occupuks�of the Pronerty as a pri�ncipal residence. If this Security Instruwent is on a ieaultiold, Borrow�sl�a41 comply with a!1 thc �+rovisions of the lease. ii nonvwc� ay�;r•.� f•:, ��°.e ie t�` ---�v,.�:. _-- leasehold and the fx title shall not merge unless L�nder agrees to the merger in writing. 7.Protection ot I.eader's Ri�hts in the property.If Borrower fails to perforai the ouve�ants aad a8ree�n�.s�°°�n�� this Security Ltictrument,or there is a legal procee�iing tt�.,.,�J s':gnificandy affect I.u�der's rights in the Property (such as a pra�ding in ba�iluupccy,probate, for condemnation or fa-E�:ture or to enforce laws oF regulztions). t1�c�kader'n�y d°� paY far whatever 's uecessary w protect the r•alue of the Property and Lender's rights in the Properry. Luder s actions u�ay include paYinB aRy sums secu�d by a lien which has priority over this Securiry IasUUttient. appearin8 in court, PtiY:�B ressonable attome}s'fzes and entering on the Property to ma{ce re�sain.Although Leader may take actio�under this paragraph 7.I.ender does not have w do so. Any �mounts disbursed by Lender under this paragraph 7 stiall became ad�tivaa] debt of Borrower sattnd by titis 5ecuiity Instnuneac_Unless Borrower and Y.e�er agree to other trrms o:paY�from Lende�i�W Borro trw requatin� dsu of disburseuxat at the Note rate and sh�lIl be payablc, with interest. upon , paYmeat. 8.��e IaSUranoe.If Lender ro4uired mortgage ias�:rance as a condition of making the loaa secuted by Wsis Saa►nry Inswmcnt. Borrower shall pay che premiams re4vired to rnainwin the mongage insuranoe in effect. If. for aay ie�on. the mortgage inwrance coverage requirod by L.end�r Is�s�s or eeases to be irs effax.Botrower shall paY�P��w�t0 obt�in coverage substaruially equivalenc to the mortgage insurance pre��:sly in effoct,at a cost substantially equiv�lent w thr cost to Borrower of the mortgage insurance previously i3 effect. from an altemate mort8a8e insarer approved by I.ecder. If suto�tanrially equivalent mortgage insurance coverage is n�t avtilable.Borrower si�1F pcag to 1-ende*each mo°th a sum al�t0 �e-twdfth of the yearly mortgage insurar�ce premium being paid by Borrower whea ehe uisurance ooverage lapsed or ceaced to be ia effoct.Z.erder will acc�pt,use and retaia these payments ac a loss reserve in Iieu of mortgage insuraaco. Loss nstrve . fa.m 30� �D Pp�3 ot 6 .�