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<br />: Tat',ETI{E�R7T�i al{ t�.:im�rmtn�.nts tu�w•ot hu�.zft:r eruted on the pro�+erty,arxf a!!easetnrnl,.ap{wctnumces,r�xl _.
<br /> fxwres �xfw ur herafter a {+art uf�hr prupeny. AU rcpl;u�en�eius u►xl wlditlorss shalt ul,a be rnver�d by this Secwity
<br /> liutronun�. All<�f the f�,mgoic�g is n�fe�rcxi to in this Se�urity lnstrun�ent�s the"Praperty.'
<br /> t3QRROWGR COVGNANIS tint Borrower is l�w�tull�•�zis�d uf the estate here:by conveyed bnd has the ri�ht to�r.+ut cuid
<br /> c�»i��ey thc Prop,.rt5'o,ai�hzc th:Pro�ny is un.ruumbera�i, crccpt for erxun•.bnnces of rerord. Borm��e� warrants and wil!
<br /> Jeietwi yenesilly the tiNe�o tfk'Prc�:�t�•:�ainst�!1 clai:»s and d:mu�ds,r,ubjcrt to an}�enctuttibr.uu:cs uf rexorcl.
<br /> THIS SECt►RITY IhSTRU;I'EfiNT�ombincs uniPom� w�uur.0 fiu�utio��al use c�tx1 nun-wtlfot►n cave�ants with limited
<br /> variztians Dy jerisdictior_sa co�+satute a uniform srcurity instn�meot mverin�reaE pmpeny.
<br /> UNIFORM COVGNANTS,Bottnw•er and Lendrr co��enant and ugnc as fotl,iws:
<br /> 1. P�ymeut of Priaet� wsci[uterat; ih�c�wy�ue�tt wd L.ate Cltarges.B��'��w•er slwll promM�Y P3Y when duo tho
<br /> principu!of und intor�t on the d;bt esi3�nced by the Note nnd uny prepayment and late chugea due under the Note.
<br /> Z. Funs�3as TaYSS u.�sd d�sst�rnss..^e. 5ub;ect to appli;abls la�v or tn a writtcn wai�er Dy Lender, Bormwar chall pay to
<br /> Lcndcr on thc dzy monthl��pa�•r��ents a�due urxfcr the Note.uruil the Noie is paid in full,a sum("Funds')for:(al yearly tazes
<br /> and uucssn�enu which m�y att�in priorit�•ovee this Secuary lnstrument us a licn on the Property;(b)yearly leasehold puyments
<br /> or ground rerus on the Prc►Fe�t�•.ii any; (c)Ycarly huzrd or property insurance pnmiwns:(d)yesrly ftaod insursnce prcmiums�
<br /> if any: (e)Yearly mortgage in,urance pm.miums,if an}•:a�i l�uq}'snn�s payable by Borrower to Lcnder,in yccorclar►a with
<br /> the pmvisions of��k,in lie��af the payment of nwrtg�e insurence premiuma.Tl�.�e itecn.�are called'Escrow iteals."
<br /> Lender may,at any time, coll:ct ac�d twld Funds in an aunount irot w exceecl the maximuur;���nt a lender for a federruiy
<br /> rclate� morlgage Ic�n rrw}� require for Borrower's escrow account wider the fedtral Real Fsta:e 5ettlement Ptnctduns Act uf
<br /> 1974 as amended Fmm tirne to timc. 12 U.S.C.Sectiun 2fi01 et seq.("RESPA"),unless;usother law that applies to tLe Funds
<br /> sets a lesser amou:u.If so, Lender mzy, at any time, wllect and hold Funds in un amouiu not:o exceed t}u lesser anauru. -
<br /> Lender may estim�te tiv_amount af Fw�ds due on the buis of curnent data and rcasorwblc �;v�i::aus of expenditures of future �
<br /> Fscmw Itemc or othenrise in accordance with applicable law.
<br /> The Ftinds sh�El be held in an institution whose doposits art insured by a federal agency. insttumentality. or entity
<br /> (inctuding l.ender,if'Lender is such an institution)or in any Federa!Home Lou�Li�sk.Leruler shall apply�Fut�ds to pay tht
<br /> Escrow Items. Len�r mzy not charge Borrower for holding and applying the Ftu�:a, anrtually arutiyzing the escrow account, ot
<br /> vorifying the Escrnw Items,unless Lxnder pays Borrower interest on the Funds:�a�applicable law pennits Lender to ma3ce�u+ch
<br /> a charge. Howevcr. Lender m�y reyuire Bonower to pay�one-Hme charge for aa iridepon�ea�+real estute tax reporting sen:i�e
<br /> used by Leuder�in connoction with this lou�. tuiloss applicable law provides a�aerwise. �Yiless an agmement is rrwde oc -
<br /> applicable law 7equires intereu to be paid.l.�ndtr sl�aU not be requircd to pay Bvr�roatr any inures�or eaminys on the Funds.
<br /> Borrowcr�nd,i.a�der mzy agree in writing. howevu.thu intenst sJ�ll be p�id� ihe Furnis. l.enter sliall give to Borrower,
<br /> withoui eh�rge, an aunua!accounting o£the Funds,showing cralics;snd debits to the Fuax:s�nd the purpose for which wch
<br /> dtbit ta the:Funds was rr�de.The Feinds:ast pledged as additional securiry fot all sunu secure�f�y this Security I�stru�t.
<br /> If th�t Funds held by Lender exaed thc amounts pem�itted to be held by applicable law.I.endu shall aocount to Borrowu
<br /> for the excrss Funds in wxardance with the reqwm�s of applicable law.tf the amount of the Funds held by Le�r at any
<br /> time is nat sufficient to p�sg the Escrow 1teu�when due,Lersder may so notify Boaower in writing.and. in sud�cas�Borrowa
<br /> shall a�Y to I.et�da�tl�ee ac�ount noc�es�sarY to malce uD ttu defietcacY• Borrowrr shall m�lce uD tlu defuiexy ia nv a�ose t�aa
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<br /> twel�e•tr�s�:y Pal'menu.«t l.etsder's solt diseresion.
<br /> Uport payment in fult of all sums secured by this Security Inurumeau, I.erKitr sh�ll prompdy refund to Borrowu any
<br /> Fuuds held by Lencler.If.r:ader paragraph 21. Luxier shall xquire or sell the Propeny.l.ender.prior to tbe aoquisition or sak ..
<br /> of the Property, shall appLy any Fu�s held by l.wder at t}u tiwc of acquisitioA or s�lc as a credit against the wms socurod by
<br /> cr.�sa�rity t�w�roau.
<br /> 3.Elpplicalion of Payaseats. ticfsss applicable law pro��idts otherwist,oll p�yments r�aived by l.eader under paragraphs
<br /> 1 a�sd 2 shall bc appliod:first.to aaY�srrpaYment c}►arges due undu the Note: seoond.to arnounts payable undes paragcaph 2:
<br /> thisd.W interest clue;fourth.to principal due;and lau, to u�y late chuga du��ader the Note. .
<br /> 4.Cha�es;I.kos.Borrower shall pay all taus. assesunents,chargrs.fuxs a�rl impositions ytuibutable to the Pmputy
<br /> which may suain priority ovu this Security Inuniment,aad leacehold paymemts or gro�nd rents, if aay. Bom�wer shall pay
<br /> chese obtigatrqns in the manner provided in paragraph 2,or if not p�d ia that�++•�r*'*.Borrowu steall pay them on time dinx�tly
<br /> to the persore owed payment. Borrowa shall promptly fumish to L.eAder�ll�of ainounts ta b�paid unda tl�is p�ragrapb:
<br /> ' If Borrower makes these payments diroctly.Borrower shall PromptlY furnish to Y.�ader rectipts evidencing the p�yments.
<br /> Borrower sts�ll prdampr��+discharge any li�n which hu priority ov�r tGis Saxuity Inswa��nt unless Borraw�r:(a)agrees in
<br /> � writing to the payment aP tEne oblig�ation socurod by the liea in a n�r�cceptabk to Lerxlor:(b)oontests in good faith the lien
<br /> by. or defuds against enfoneor.at of the lien in, legal procadings which in the ix.udcr's opinion operate to prevent the
<br /> e,nt'wament of the lien;or(c}secures from the holder of the lien an agne:nau suisfactory to Tundu subordinating the lita to
<br /> this Secnrity Instnmxnt.If Lender claemunes that any pui oF the Property is subjecx to a lien which may attvn prioritj over
<br /> this Security Insuvma�t.Lender may give Borrowa a notice identifying�he lieu.Borrower sl�ll satisfy the liea cu tafue ooe or
<br /> more of We actioas sa fa�th above w:thin 10 days of the giving of notice.
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