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<br /> T(}GGTlICR WITH all the in�ru�•enxnts ix���or herc�fitr erectat un the prupert��,�ui.l:tli wsc��unts,uppuct�n�uiccs,and -
<br /> fiztures ►x�w cr hereaAer � {►an of the prc�perty. All rcplaccments wxi odditians ~twll ul� bc ruverc�l by this Sa:urity
<br /> Inslruuticnl. All i,f tiu t'orcguing i�r�l'crr�l tu in this Sccuriry Iiutrumcnt�s the"Fropcny•"
<br /> BOItRO�V�:R COVENRNTS that Boaow�er ic I�wfully a:ei�ed of thc cstute hemby �Y�m'cyed uixl h�s t1�e r�ght:u rrarst and
<br /> comey thc Pr�+perty a�ui that thc Property is unciuumt+ered, exrcpt !ur c�u:un�r�ires uf rccurd. Uorrau•cr warrants aixl will _
<br /> defeixi gcnerally thc titic ta thc Pmpeny s►�uinst all cl;uma wxl dem+nclti.wbject to any rncumhra�kcs af r..cord.
<br /> TNIS SECURITY 1NSTRUMEN'C cambines uniforni rove�nnts fm•natiun:►i use:u�1 rwn-un�furm covee��ts w•ith limited
<br /> variations by jutisdiction to conslitate a unifurm s�curity inurumutit cureri�ecal pro�:n)•.
<br /> UNIFURM COVFNANTS.Borrawer a�u1 l.endcr cocenant an�agret�s falluw•s: p �Y �y
<br /> 1. pp�•meat at Principa! And iaterest; PrepAyment and Late Chai'ges. ilorrow�cr shall ro�n I whcn due the
<br /> pri�u:ipal af and interest on the debt evide�ued by the Note and uny prcpayn�ent and late cha�ges due uiuier the Notc.
<br /> 2, F�nds for Tnxes aud Iusuronce. Subject tn appUc�ble law or to u written waiver by L.�nder, Barco�•er shall pay to
<br /> L,endcr on tt�c day monthly payn�ents are due under the Note. until the Ncue is paid in Cull,a sum("Funds")far:(a)yearly taxes
<br /> and asscssnxnu which may attain priority over this Securiry Instrument as a lien on the Prope�ty: lb)yea�'�Y�e��°�d P�y��s
<br /> or ground rents on the Propeny,if any: (c)ycarly hazard o�Pf�PertY �nsurance premiums;(d)yea�'�y flood��uumnce premiums,
<br /> if any: (e)Yeurly mortgage insurance prcmiums, ii'any: and (tl any sums paysble by Borrower ta Lender, in accordance wrth
<br /> thc provisions of paragruph S,in lieu of the payment of morcgage insur:uue premiunu. These items sre called "Escrow Icen�.�.'
<br /> i,ender may, at any time, collect and hold Funds in an amount nat to excecd �he m.aumum amount a lender for a fcderally
<br /> related mortg�e tc�an �rwy require for Bottower's escrow account under the federrl Real Estate Setdement Pracedures Act of
<br /> 1974 ua amen.i:d fram time to time. 12 L�.S.C. Section 2601 et seq. ("RESPA"),unless anoliter law that applies to the Funds
<br /> sets A lesser amount. lf so, Lender may, at any time. collect and hol� Funds in an anwunt nat to exceed the iesser amount.
<br /> Le�der m:iy estimate the anwunt of Funds due on the Uasis of current data and reasanable estimates of expenditures of future
<br /> Fscruw Items or otherwise in accordance with applicable l�w.
<br /> The Funds st�ll be heid in an i�.ctitution whose deposits are insured b} a federal �gency, instrum:ntality. or entiry
<br /> (including LEnder.if Y.eneler is wch an instiwtion)or in any Federul Home I.oun B�n1c•Lendcr sha��aPP�Y�e Funds to pay the
<br /> Pscrow Itenu.Lender may not charge Fwrrower for holding and ap�lying the Funds,annuully analyzing the escrow accouiu,or
<br /> verifying ehe E�crow Items,unless Lender pays Borrawer interest on she Fu�w�c and upplicable law permits Lender to make such
<br /> a ch�rge. However,Lender msy require Borrower to pay a one-time charge for.an independent real estacc tax r�Porting service
<br /> used by Lendtr in connection with this loan, unless applicabla law provides otherwise. Unlesc an agreement is �uade or
<br /> applicable!nw requires interest to be paici,l.ender st►a11 not be requir�d to pay Bonower any interest or e,amings on the Fus�ds.
<br /> Borrower acx3 Lender may agree in writing,however. that interest shall be paid on the Funds. Lender shall give to Boxsm�v�tr.
<br /> without charge, an annual accounting of the Funds, showing craiits and debits to the Funds and the Parpose for which eacA
<br />= debit to the Funds was made.The Funds ara pledSed as addit�°na�security for all sums secnred by this 5ecuiity Instrumeau•
<br /> If the Funds held by Lender exccxd the amounts�ermitted ta be held by ap�Sicable Is►w,l.endu shall arnount W Borrower ,
<br /> for the excess Fwnds in xcard�nce with the requiremenu of applicable law. If the amount of the Funds h:ts�by Lrnder at anY
<br /> time is not safBcient to pay the Fscrow Itemc when due.Lender may so rwtifY Borrower in writing,and,in such case Bo�'twwu
<br /> • 5�1����7V t0�.G17�Ci L11G 3IIIdl1i1l i1ECEStiu[y iv it�di6 U�s 2Fw"wv:=:.:CT.^��. �n�w�e c�a11.�ICC lljI IlY��1C3CILCY tA 00 II1(1K� . .
<br /> twelve monthlY PaYmenu.at I.encier's sole discredon. ,
<br /> Upon paym�nt in full of all sums securod b} this Security Itutrument, Lender shall promptly refund to Borrowa anY
<br /> Funds held by Lender.if,under paragrnph 21.Lernier shali acquire or sell the Property,Lender, prior to the acquisidon or s�le
<br /> - of the Properiy, sfiall apply any Funds held by I.end.s ac the time of acquisition or sale as a credit a�ainst the sua",s secured by
<br /> this Security Itutrument.
<br /> 3.Appik�tioo ot Payments.Unless applicabte 4�w provides othenuise.all payments received by Len�ies under parasraptls
<br /> 1 and 2 shall be applied: frst,to any pnpaYment chzrges due under the Note; secoud.to amounis payable uada paragrap
<br /> third.to inu.�rest due; fourth.to principsl due:and last.to any late charges due under the Nou.
<br /> 4.Chs�rBes:1.itas- Borrower siw�ll9 pay all taxes.acsessments.charges, fines aad imposirions attributable to the Pttrperty
<br /> which may �ctain priority over this Socvrity Instrumem,and leasz�otd payments or ground rents, if any. Borrawer sisalD paY
<br /> these obligatio�u in the n�utier provided in paragraph 2,or if not p�id in that muu�er,Borrou�er shall p�y them on timc dirxtly .
<br /> to the person owed paymez►t.Borrower shall promptl�- furrush to Lender all rwtices of anwunu to be p�id under chis paragraph.
<br /> �gorrow,W m�lces these payments directly,Borrowe:shaU prompeiy fumish to Lender receipts evidencing the payments•
<br /> Borrowu s1�11 promptlY discharge any lien which has priority over this Security Instrument unless Borrower:(a}agrxs in
<br /> writing to the p�ymeru of the obligati�a�c secured by tbe lien in a ceanner acceptable to Lender,(b)contests in good faith the lien
<br /> by, or defends against enforanx.�st of the lien ia. �c.�gal procadings which in the Lender's opinioa operue to Pre�ent the
<br /> enforcement of the lien; or(c)secures from the ho{w.�r of the lien an agreement satisfactory to Lender subnt+dinating the lien to
<br /> this Securiry Instrumeru. If Lendee detemunes d�t any Part of ti�e ProPerty is subject to a litn which may�ttain priority ova
<br /> this Seeurity Incirument, Leixler may give Borrower a notice identif}ring the lien.Borrower shall saiisfy the lien or talce one or
<br /> more of the acdons set forth above widiin 10 days of the giving of notice.
<br /> Faaa 302Q 9/�
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