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�� <br /> �...�■ ------- - - ---...— - _ -- _ =--t- <br /> r........ <br /> -- -"��"�. _- � --_. '..,�,T.s._,.,�''" . . ___-� . _ __ "_ — �___ <br /> 1,.._--_------.__----_ . __ --- <br /> rub�lanliall} cyuie�lrnt nx►rtg•rgc in•utrixc ru�•rragr i�ix,t •rv.�ilabic. li��rruwrr .h�ll �� ta l.r��l�r rr.h nH,nth a yum ryuat tu• . <br /> uix-t�cclllh uf'tlx y�carly�nw�1�;►�e in�ur.ttxc prcmium tking�►id h}• t�urrawer Hhrn tl�e iu�uraik•�•r�»�.ra;: lapxvl ur c�:+.�ed t�� <br /> t+e in el'��vt. Lcirkr W ill�eept, usc unJ r�t:un tt�r.c p;+�nxnts u, a lu.� rcKr�e in Ucu ot' nxu��;a�;e in,ur.►nr�. La��. n.rr�•e (j! <br /> . . �uqnknt�nuy �x�I�mger 1+�ryuir��,at ehu u�tinn ot l.r�xkr.if nM�•t�;age i�i.u�rik��o��r.t�;�tin ttt:a:�te+unt a�x1 ti�r tlx•p.•ri.xl �p _ <br /> ttut l.r�xlcr r�r�uir�.l p►���•id:.l h}� an uisurcr�ppmveJ hy 1 eixier�gain hc:»me�u�•ailabir;uul i���htain,rl. li�,rruwer�tiall Fwy 1 <br /> �Ik�r.miums reyuireJ tu nuintain nH,n�.aee ii►.urr+k�in atf�:L ur tn rm►�ide a la+�r��rr��e,until tlu rcyuir�nui�t tin�nxmL,sYe <br /> ' in,ur.ux�ciul�in a.�i�rJ:iikc w•ith an}•w•rittcn upraenxiit hctw�tiu ll+�rruucr wxl l.��xlcr�,r•r+�plicahtc law. � <br /> 9. I►�cpectku�. l.crxicr ur it� ugcni m+y m:►lc r��u,��ablc c�urir� upan u�x1 in.�{x�Nan��,t �I�r Pr��E�:ny. l.�iklrr�iull }ive� <br /> B,u�•��ucr iu�tic.at thr tink rf u�pcior tu:ui in��ctiun apuiiyInb rea.,a!uhir czutic far tik impcctian. <br /> 1Q. Cw�uuwtiun. Tlu pnxecde ��t'a�iy awu� ur rluim f�,�• .i:u�ugcs, dircct ��r�anscyucn�iul, iii.��ntu�tiun with an� <br /> cundenu►ati�ui or��iher taking of;u�y p:�rt uf die F'r��etty.��r f�u cnu�•cy;u�c�ir� lieu af ra�rlenui:►iiun. ar�hircby u�.•ir�u�l;u <br /> atwll be paid tu l.��x1�r. <br /> !n the event of�t�tal takine��f the Pr���x�ty'.the pnxccJs �iwll bc�pplieJ tu the.un�.c�urcd b��tl�i.Securiry ln�trunxr.t, <br /> wltiethcr ur�xK �hen duc. with any� excc« patd ta &�ROK•cr. In tt►e ��ent of a p:utial taking uf t{�z Fr.�p:rty in uhich the fair <br /> n�arket value of ti�e Propert�• immecliatcly bcfure the tal:i�g ►s eyual a�or greater than the anxwnt uf the wms secur��i by thi� <br /> Securiry Instrunxnt intnuxliately beforc the taking, unle�s Bc�rruw�er auui l.c�xicr otherw�i�c a�rec in writing, the�un�.c�ccured bp <br /> this Security Q�.rtrun�ent �i�all be reduced by the anu�unt ai'the prcx:caic multiplieJ by the folloH•ing fracti�m: lal the toiAl <br /> amount of the sunu secured inmiediately before tltie tal•in�, divideJ hy(b1 the fair n�rkct vulue of the Pmperty immcdi�tely <br /> before the �u{:ing. Any balance�hall be paid to Barcowcr. In Q�e e��ent of A partial taking af the PropenY u► Which the fAir <br /> n�rkct vslue of[he Property in�nieciiatcly before tlle taking ic Iess than the a��xwnt of the sums securai immediuiely befare the <br /> tul:ing,unle.ss Bormwer and l.eader othcrwise agree in writing or unlcis app�ic.zble law otherwise pravides. t1►e Proceeds shal� <br /> be applied to the sums secured by this Saurity liutroment whcthcr ur rwt the w�m are thcn due. <br /> If the Praperty is abandv��ed b!'BoROwer,or i£,aftcr notice by Lcnder to F3ormwer ttut the condenuu�r offers to mzke an <br /> award or setUe a claim for d:m�gc�. Borrower fails to resporul ta l.e�xier within 30 clay. after the date tha ncuice is given, <br /> I,ender is uuthorizod to�rllect and apply the proceed:,st its uptiun,either to restoration or repair uf the Pmpeny ar to the sums <br /> secured by this Sccurity Instrumcnt,whether or not thcn due. <br /> Unless l.ender and Borrower otherwise �gree in writing, any upplication of proceeds ta princi�ul shaU not exteud cu <br /> postpone tFk due date of the monthly payments rcfern�to in p�r.►�crphs 1 and 2 or ehange the�nwunt of such payments. <br /> 11,iiarrow'er Nat Rdeased;Fofi�rance By I,��der�.�d a�i��lver.Exteasion of the time for payment or modifwtion <br /> of amortization ef the sums secured by�thi�Security Imt�umer�grar.tad by l.ender ta any successc�r in interest of Borrower s1�a11 <br /> not optrate to refease the liabiliry of the original Bc�rro•aar or Botrower's successorc in interest Lender shall not bx required co <br /> commence proceedings against any successor in inte:e,t ar refuse to extend time for payment or otherwise modify amort�zauon <br /> of the sums securod by this Security Instrumenc bv reacon of any demar�d made by the ariginal Borrower or Borrowcr's <br /> successars in interest. Any fort�esuance by l�ender in exercising any right or remecly shall not be a waiver of or preclude che <br /> exercise of any right or remedy. <br /> �2, S�oe�cor� and tlssi�nc Bwcud; Joint aatl Severc�l LiAbility; Co-signers. The covenants and agreements of this <br /> an <br /> Security lrutrument sh�ll bind and benefit the succecsors and essigns oF Lender and Bon'ower, subject to the provisiau o <br /> paragraph 17. Borroweo's covenants and asreements shall be joint and several. At�y Borrow'er who ca-signs this Security <br /> Insteument but does not executa tt►e Note: (a) is ca-signing this Security Instrument onfy to mortgage,gr�nt and convey tl�t <br /> Borrower's interest in the Properc� uader the tcrms vf this Se,curiry Instrumenc; (b)is not persona��y obl►ga.ed to PaY the s+�� <br /> sYec�,,u.re�b2:this Socuriry Insttumee�:.r�od(c)agras that Lender��a'.:�ay ocher Borrower may agree to extend.malify.fQrbear w <br /> ii�e any-acconunodations with r.�;::�to the temis of this Secu�:v 3nstrument or the Note w•3t3�wt that Borrower's conskc�t. <br /> 13.I.osa Charges.If the loaa secured by this S,acuriry Instrument is wbject to a law which secs maximum le�an c�srges. <br /> znd tt�i law is finally interpretal so that the intetts:or other loan ehuges collocted or to be collectecl in eonnecdon with the <br /> loan excad the permittal linuts.then: (a)anY su��+'an charge shall be reducod by the amount necessar�c�roduc�the charge <br /> to the permittod limit:su�d(b)anY s�m.s already��oT0."�ted frorn Borrower which�xceeded pemtittod limiu will be nfunded to <br /> . �..!r±�r, l�ncter rr►ay ehooce tQ m�� this refwx3 by reducisc the principal owed undec tLe Note ar by m�king a direet <br /> PAYrt�x to Barrower. If a rtfunci reducea principal, the CCQIlCLiOA Witi oa trsacai dY Y ��lY� Y�YjlYJ�TM� ::sL�••.w.•� •.�; <br /> pre�ayment charge unticr the Note. <br /> 14.Notioes.An>>rsotice to Borrower provided f��r in this Security Irstnuneat shall be given by deliti•�ming it or by mailing <br /> it by first class mail unfess applicable law requires use of anoilur method. Th��otice s}�all be directed to tt�t P�npertY Addrcss <br /> or any odier address Borrower designates by notice to Lender. Any notice to Lender shall be given."�.; fir� class m�i1 to <br /> Lender's address staied herein or an�� other zddress I.ender desir:tiates by notice to Borrower. Any notice provided fcx ia this <br /> Security Instrument sh�ll be dccma:ta Es�ve been given to Ba�+e�+er or Lender when given a.provided in this paragra�Fo• <br /> 15.Governiug I.aw; Severability. This Serurity Instrument sh.all be govemed by foderal law and the law of the <br /> . jurisdk�tion in which the Property is located• In tfoe event that any provision or clause of this Security Instrutnent or the Note <br /> conflitts with�pplicable law.such conflict shall i�oc affeet othu provisans of this Security Incwment or the Note whtch can be <br /> givrn effoct witbout the conflicti�Provision. To this end the provisioas of this Soeurity Insuument and t1u Note are dx1�d <br /> to be sevorrbk. <br /> 16.Bortbwer's Copy.Bomarser sha11 be S�ven one confotmed copy of the Note aad of this Sawrity It�strutnau. <br /> 17.Transfer o[tla Properc�or a Beoeficlal Inurat ia B°n'°Na.lf all or any part of the Praptrty or any intereu in it <br /> is sold or transferred(or if a beneficial interesc iir.Ii�rrower is sold or transferned and Borrower is not a natural person)widtiot+t <br /> Lender's prior written eonsent, 1.ender may, �e i� option, require itrunedi;+Ac paymeni in full of all sums secui+ed by this <br /> Socurit�C Instrument.However,thiti option shal{s,at be exercistd by Lencler if eaerc�se u pmhi�ited by federal law as of ibe date <br /> of this Sa.vrity Iiutcument. <br /> If Y.ender exercises this option.L.ender shall give Borrower notia of xceleration.The notiae s1u11 provid�a per'sud of not <br /> (ess than 30 days from the date the notice is delivered oc mailed within which Borrower must pay all snms securod bY this <br /> Security Instrument.If Borrower f�ils to pay tl�es+=svms prior to the expiruion of this period,Lxader may invoke any remadies <br /> permitted by this Security I�sdumont without fvislier norico or damand on Borrower. <br /> lg. �nnwe�'s Wght W ReLsstate. If Borrower mects cert�in oonditions. Borrower shall �e the right to have <br /> eafqrameat of this Savrity Instrumeat d�soontinuod u anY timo prior to the earlier of: F+c? 5 days (or such other per�od ac <br /> applicabk law may specify for neinststement)6efore saie of thu Property purswnt to anY Power ot' sale contaiaed in this <br /> Secunty Inurument;or(b)entry of a judgment eaforcing this 5ecvrity Insuwnent.Those conditions are tt�at Borrower:(a)paYs <br /> I.,ender al1 sums which then would be due under thic Security[nstruroent aad the Note zs if no xceler,t�i.on h�d occurred: (b) <br /> cx,r�any de;autt af any other cove�snts or agrecments; (cy �aya all expee�s incurred in enfarcing tBis Security Inswmeni. <br /> including,lxu no:limitod to,rezsoc�ble attarneys' fees: and(d)takcs suci�ac�►on zs L�."ri3es map s�so:�b1Y m1'ure to assu*e <br /> that th�lien of this Securiry instrwnent. Uender's righta in this Pcoperty and Borrower's obligation to pay the sua�s seWred bY <br /> ihis Stetrity fnurument sh�ll continue unchanged. Upon reinstatemenc by Borrower. this Secunty Itutrnmcr,t and the <br /> obj;gationc securod herd�y sh�ll reroain fully effective as if no acceleration had occurreo. Kowever. this ribl'►t to rtins�te sh� .„ <br /> oot apply in the case uf acoeleration under puragraph 17. <br /> 19. Sale ot Note; C�e ot i.oan Serv�cer. The Note or a pv'tial interest in the Note (together with this Securiry <br /> Instrutrknt)may be sold one or more times withoat prior noticx w Borrower. A s�le m�y result in a ehu►ge in the ontity(icr�own . <br /> �s the"Loan Servicer")that wllocts monthly paYmet►ts due under the Note aad this Securiry Insaument.There also may be one <br /> or more chu�ges of the Lo�n Sen+icer unr�laud to a sale of tiu Note.if there is a c}nnge of the Loan Servicer.Borrower wili be <br /> given written notice of the ci�nge in acootdutice with paragr�ph 14 above�nd apPlic�ble law.The twtice wiU state the n�me ud • <br /> �ddress of the new Laan Servicer arrd the �ddr�ss to which pzyn�us should be made. The notice will also oonwin any other <br /> infortnation toquired by applicable law. � e or reks+se of any <br /> 20. fituardous Substsoees. Borrower sha11 not c,ause or permit the presence. usc. disposal. ora8 • . <br /> Ha�nious Substair�ces on or in the Property. Borrower shall not � nor allow �r.yone else to do. ��ng �ffec�t� <br /> Property that is in violation of an Environment�l Law. '1'hc precedin two sente.nces sh�ll not appiy co tbe presaice. or <br /> storagc on the Property of small quantities of Husrdous Subst�nces t1�at�re�ener�ily recc�ynized to k�e approp�i�te w o�rm�1 <br /> resideati�l uses aM W matntenance of the Property. <br /> ►.o.a o�s FoaM 30Zi Y190 <br />