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<br /> �' A�Lnq� 92-- ios�s
<br /> ,�„ _ _ : " "� l��AYMYJ�1'I'ANDACCItUA1.OPTN��1NANt'B CHARr3st l:ven IAouQh 1 do aolluiw tnpsy moro Ihan Iho re�{ulu�chadukd mnnlhlY p�Ymm1.I luve the r1 ht
<br /> '. 4 lo p�p�y Ub whaM anaun�mvin{tn you I�full M�ny Ilme�x In qn fnrn Hm�to Ume.Ihhe knd�n�imiltWii�n qut tw�v my wnlnel computc��he fln�ncc chr�e�ly,
<br /> �. • �,� 1 Yiww my Anuin c1�wAI b ku II I m�ca�n�u� ly ymcM.�uKl U wlll I+e hl�her If I�ay lue:l d�tecn�nlu Ih+t any nocc.wy�dJw�meni a my taul(iiwice
<br /> • - ,� chrt�o wil{ae niMctad in my And blll;l dW►knnw UW��wMw�M�wo nn Ihc Avetse�1Je fa Uie Finurca cnuRe,l�xd nP Ibymenu.md the 7bui S�to Pria�ra
<br /> � �` a • "���' eplmqe�bued an Ihe uwumpUa tlu�qau wlll nrxive euh ot the ymcm�e�trclly an lu due date:rnd 1 knwv ihu�hera will bo no reNnd if I pRpsY Exwie�hem b F.'
<br /> • �: •..,. ,. , no1bIn�a ro(Uad 1►1 Wn chrged on�d+ll bui�.lf Ihr kndirt{f UWkm doer�M compute�he Qnanco chv�e ddly +uwl 1/I pmp�Y 1ho whMa amount.ycw wil!Rfuad
<br /> w me ihe uneuneG o�xtlon d Ibe f I�nce c�a IhNeneu)by IAe accounUny�puceJurc known a the actwrid nethnu:�rnd rtb amount aP m ab�te will be fl4wiod on 1he
<br /> amo
<br /> � � �chedul�d datet and amounuofmy m�othtY p�YmeM u�d aH nn the�ctwl date�.nd.rtKwnts oP�heprc payments�hu 1 p�y to you.1 know PI�fQPUlld O��QS{IIIYI SI.110
<br /> � wlll a�M be nude.l mry vdwHarllY pryaY ihe unount 1 nw�ycw.in NII�x in pv�.r1�ny 11me.If 1 rn�ke a pw�i�l pep�YmeM.I muu capinue ui�tWke my ro�
<br /> .. -,' .. �Ymenti unUl 1 luva paid�I amounb owod.
<br /> "' IMPORTANTNOTIC�ABOUTWApRANT1E'S:(�)9�LLHRHEREBYDISCLAIAA$ALLWARRANTIES EXPRESSEDORIAIPLIED,
<br /> � OF AAERCHANTABIUTY AND FITNE88 FOR 71 PARTICULAR PURPOSE ON ALL�,10003 AND 8�RVICH3 UNLE88 SELLER
<br /> �'� � FURNISHE8 BUYER W11H A SEPARATE WRiTTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY 8ELLBR ON 1�'S
<br /> � - ---
<br /> ___ _-
<br /> ��1 9EHALF (b)I lure�sd,in deuil,the eeparam"UM11'ED WARRANTY"which�ccompank.r�hi�contrt�c�.U explaim�Me rnndltions oad circumstances in
<br /> "'�• , ° wbich thc sMytKKttred�ucu will be rcpsited or rcplacad. 1 W�e noticc of�ha limiations on the wartanry.md 1ptuticular�ly Rcognfzo ihat�ny implied�wrranry
<br /> •J whkh applia w Ide gaods tw�aaly a9 bny es the wartanry orcervice candact.le 1 have�ead.In detall,lhe se "LIM17'ED INSTAl.1.AT10N WA[tRAMY"whieh
<br /> _;,;.�.�;�;:.,,�5,.. ;ij. if m�de aarompMiea lhis contnct.It eipldm the rnndiUom u�d circum�tances�n which the of sidlng�siding accessoria,a�d gutten will be rcdone.j
<br /> _:,�. . ' laice aodee of the tlmiutiau on the wainnty.�nd 1 prrticulatly roeo�niu thW any implied wartanty w c applks W lhe inatdl�tion Isstz only ns long ac�he w�mnty or
<br /> ,_� , �' '�, '.� servka�roahact. �--
<br /> ---- �- ��� LIMIIEED qAApINiY:1ry sU� �1 aclus�n�ry�plast ou u your asst�au sM�ll b�II�itM to oy ri�Ms�ad n��dbs nni�r tMe�ress 10�tu LIMITEO
<br />---.�� �� { -�. �W�RAN�TY�ntbd to M �t tla Ii�a 1 si�u IMis Co�Uu� My�YClusir�ri�Ats aad rwadbs unda tM wrur�aq sA�ll lu ia lUr of�II otMr rlNts a ra�in, __
<br />�,J'. c ;.�;;'• .. rt I�a i��pih��Mn Pet�itl�i b�111i�c�IN�ab I�t,
<br /> r� ' �; ALL NARUFACIUREO wIN00w IRODUCTS AAE NOT BUAAANiEED�AINST CONDEMSADOM,MOISIUAE fOAMAiION OA FNOST.PRODUCTS AAE M016WAANfEEO�BAINST
<br /> "y.� CORAOSION OdE TO ADYE�SE CUWiIC CONDIiIONS.
<br /> '�°`. ' � .` � BUrEA, AfAD 1HE SEPAIUIE"11 yE�A LIMIlEO�AAAINTY"�lIICH IS A SEPARAiE NNItiEN INSTNUMENT PEATAININB SOlEl1 TO MINUF�CTURED PAODUCi'S OF
<br />`'"�•' ` iNE PACESEITEA CAAPOIUpON�IIO MNICH"LIMREO NARA�Nfl"fIAS BEEN OEUUEENED TO EACH RESPEGTIYE BUIER IN CONMECTIiN WITII iHIS SILE.PACESETiEA'S _____
<br /> _— � .��. "�� °� �� 111EAR UIp1ED MWRAIIn AND 1NE FOAEQOINQ PROYISIONS REBARDING CONDENSAiION 00 NOT APPl1 i0 SIGINB.
<br /> - � .. :'�``i��;: . �°f'�`` Porther,i!e P�c�s�r Co�o�tlon��itu NO REPAESEMTI110N OR M1�IIt1AMIl OF ANI I�ND OR MANRE WNAiSOEYER,pPRESS OA IMPLIEO,I�ITN AESPECT i0 �;:'`' ----_
<br />_ .°�',�.,� THE EIIEA81 S�YINaS 1 C6UL0 OR W1 ACHIEYE B� USE OF TNE PRODUCT(Sl.I und�nd�d tM�t�ay a�r�s�d�s I�y�cAier�Is�nl�m opon�au�ber ot
<br /> ' a. �����` '� � . hctas, Iac1uW;,6ut eot INIU/U, tbe t�p�,4u�ntiry ud �wflry ot I�sul�tioa In�r bo�,llu��ticular sf:e �nd sryle olp la��,tA�ryp�of qwlih of ''``�"�—
<br /> ';�� • • . � • co�strncUm ol aq Maae,�ny ptdcul�r lii�si�N,t6e nu�le�ol opwfnQ:ln�ay hoaw;Proyar m�oaNaia�ot thermosht settirt�s,clleuti�eoeditio�s�Ucatfen ���_—_
<br /> � of�ry Iro�,�1 ma tla ip�of�urp coawud lor Autin�md�ir conditloaln�pu�pwes. `'����
<br /> ; � , <.•f,_ .y'�c�� wrp ce-wr[� �,_ _�: .,;-
<br /> ' ��� ' ' 'Y� 3PECIAL-ORDER CAOD3s 1 know llw�you have measured my house and i�s oponings so that you can meke the produetc ta fit my panicular h�uee nnd that the gcwds
<br /> �a''. , �' �bly w111 not Ot my other houses,sa 1 know�hrt 1 cannd cancel lhis conuact a�any time after the period of dme�iven�o mc by law in which to concel.Aftcr that �;..�. -
<br />— ' egal period of Ume,l know IhW 1 Fwve the obligotian to pay you In full the amount owed. �,.
<br /> - COMMENCEM6NT OF7N�FpVANCE CHARGEs The finaxe chuge(interesil is eatimated w stan within 30 dtrye of the da�e of�his canuact,except in tho event �-`�,'
<br /> �:�r
<br /> '•�• � � ou compkte the insullaUonof the gaads and servltts an anotUer date,�hen the finance cherge(intercstl will begin to nm on�he date�ha11 aign the CompktionCerUflcau. �.o-�„�r_.
<br /> ;�.,:., •, . amount of finonce clwrse(iate�esq may be morc or less ihen Ihe amcwat discload de nding on the anwums I paY You and my tlmeliness in makinB paymants. �r:di!��
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<br />� • OBWCATIONS PERTM�I�IC TO PROPBRTY INSURANCE AND MY RfAL ESI'A'fE: i.I promise�o kcep my bouse in good rcpalr aod kap it insur�ed for u ��'�+� +_�__
<br /> - w�,1 � � Ieast 8096 of its�eplacemea�vwlue by buying a flrc and extended rnven4e insumnce pollcy.The insurance compony must be ppproved by you,and Ihe palicy muat have
<br /> � a beneflciuy clauje which uys ihat yau am lo bepaid if UuR is�loss.The insurance cornprny must�grce�hat It wtll not cancel my policy without fiat telling you.I ��;����.'r•`_.
<br /> � aulhorfu the inswroce eompany to pay you dinecUy for any loss.You can chaose w uu ihis insuramc psyiacni w zklxr rpay any amouot.!aa�e you or to srpnir my �:.;
<br /> house.l have the option of providingprope�ty inwrance through an exisdng policy ot through a policy independendy oMNned and paid far by me.2.1 also promise thn� ��,�,,._
<br /> ��`a.. I wfll not allow anyone else io pl�ce airy liens on my real esuk wlihoul yaur w�itten permission.3.1 pmmise lo pay nll wces,nssessmeMS sud other charges on my rcul +•�;
<br /> - ' ' estate when due.4. 1 pomise to dmelp make all paymenu on my prior loans securcd by my real estwte.I alui promise�ha�1 will nat extend,Rnew or changepn or loans , __
<br /> . ' . , without yau wdtkn permfsslon.S.If 1 do not inswe my house or(ulfill my olher obligadons lo my rcnl eslate,�hen you can do i�fa me if yau want Ibut you do nnt have �• ••..
<br /> � � ' '' to).If you do pny any of tkse ab{igaUons k�r me,l ugrce�o pay you hack on demund plus imercst ut�he highest luwful comrnc[m�e ot mte2��.Until 1 Pay you b�k, � �„
<br /> ; -•'�`� Ibeu amiwnts wIN be odded to my�leM to you whkh is►ecwed by my rcal ea�ete and house.1 know tiwt if yau decide to buy neurance for me thot you do na hove to .�
<br /> �,• o b u i n u ry h o m e o w n e r a r I h b i l i ry i n s u r a n c c.
<br /> � MOICI'GAGE=I hemby gnut. bugufn.sell.convey and matgage lo you.as MortQugee.my rcal estau und house located��my"AdJrc�s'Jecignated an�he aher side r . -
<br /> = ,:. of ihis couuact s security for dl am�wnts duc�a you under�h�s Inswllmcm Sales Conuxt. I
<br /> �. �� .'� � DUE ON SALEt If 1 Kll,leue a�lv�my house Io anyox Mcloie I hare 1'ully naiJ all 1 owe unJer�his cnnlr�l.you c+ui J edorc a l l i Aat I owe u n d er t h ic mn u a ct p�yabie V�
<br /> �t an�x uid 1 a�ee to fmmedialelY paY Y��l wmount. �
<br /> DEFAUL7!1 will be In de(�Wt under IhiA c�mUacl iE 1. 1 don 1 moke u p�yment when due;��r..I hrcak any pmmfse 1 nwde to you in�Ai�contncC or 3.SomcthinQ elu
<br /> ' � • " � luppens which cwses you a bclkve in guud f�i�h thm I do na intend to pay}�u u�pmmi�ed:or 4.1 Jetoul�on any�+bli�Wiom fix which 1 am ucing my hane as colisteral; g.• , _.
<br /> / ar�S Something happena to my houcc which thrc�tens your rights,if any.m it. ft
<br /> I� • ' COLLECI'lO�l COS'1'S:If I�n in default of thix contrrct and you ckmund full p�yment.1 undentund ihat ynu hace 1he dgbI 10 farcclou the mortgage I 6are glven to �
<br /> ' . yau and w lurve my houce cold w�ep�y ony w�xMmts 1 owe you.Befoie my house i s uild.you will do dl�hat the law�q u ircc.I undentand�hat if yau hirc u►onomey .
<br /> . w assiu you in 1he enforcement of yout tiaF�ts,including the sile of my I�ux nr u law+uit.1 agme�op.�y ynu for Kawn.bfe anomeys'fixs and fot dher�elokd expenses �
<br /> � such as cowt cosls.tiUt stuehes and money yau expended lo protecl my Mwu.�f y�w+u�e a0awed to collect nuch ymounts by I�w. I .�r..
<br /> - . 077iER RIGH7'S:Yau caa chaose nd�o enforce ony o(the rights under thfs conuact as oflen a�c you waM with�wt losmg them.Or,you can delay enforcin�any of�he +,.•.._,.• �
<br /> _ ' �ighq wNhout loshtg ihem.You can also uu any riahts now or ia the tuwm given to you by law. �' _:..
<br />' ° ' DEi.AYSi I know thal you wlll use your besl efforis to insull ihe ucts 1 ampu rchasfng on my house.bm 1 also understand thut in snme�iroations you may encounter ��;3.
<br /> ' deUys that arc cwsed 6y suffl�es,weather conditfons.delaya you ve in oMoininQ makrinls,ar far aher Rasom�ha[arc beyond your contrd.l will not hold you liabk
<br /> n
<br /> for such del�ya. �,. .
<br /> r� _��_-.
<br /> REQUESI'FiOR Fl1Ll.PAYAfENT:If I om in Jefault unJer�hr runtr�ct.you run Jrclan a0�hat I uwr uuJer�hi+contrrct Payahle at once.I agrce�o p•ry�ou intercti� �° ��
<br /> , , an Ihut umounl auhe maximum�•nntra�wal rate aUowcd b� I�w uMd thc umnunl 1��N e�v,u iti paiJ. I ul.n Anuu Ihat y�m r++n f��rcel��,e tlK morlgage 1 ha�c gi�rn ta ynu. `,.
<br /> " � ' ARBI7'RA7'IONt If 1 have�dispute or cluim wflh you conceming the quuntity,quality or perk�rmance of Ihe products.I understand tl�t my dispWe may he submitted �
<br /> , w aod sealed axordlag to�de mediadon-ubitration pmg�am U►a�may h�ve developed(n my communiry.I al�o know tha�any decision made by�n arbivatorlsl v►•ould be t- �_
<br /> ente�ed In the caurt luving jurisdiction over me and yoa � • �`�.
<br /> • " SAWAGE VALUEs I know thm the windows,waodwork.ciding,brick•rnd aher male�iyls that have Io 6e rcmoveJ by you for thfs�nslallatron hoce NO salroge vulue. F •�:-
<br /> When you rcmove them,ya cnn have�hem for whatever pwpou you want. j
<br /> SPECIAL SITUATIONSt Due to 1he uniqueness of some ot�he products�hat you.ell.1 undertmnd Uut in�p��irl.iwations your Regmuul Office muy ha��e to review
<br /> and aecept this rnnttxt.I nlso wdenund that thic sule cncumd In my hnme unJ that you and 1 may ncw have haJ all�he rnmect informntfon impottant to Ihis uanwction
<br /> +��� at our fingertips:l gi�•e y�w my consent lo�rorntt any ohvinuc em�rc thrt m•ry have uccurrcd when�he blanks in this n,ntract wtre completed.
<br /> � - INVALID PROVISION5t If a�ry provis�on of this contract v�nlaus�h�I�w anJ i+unenforccable,the m�i of the.ontmr�w�II be vuliJ• If any put af�hi,conwct rcyuiies ,
<br /> p�yment of morc intercst Uun the Iaw permils,�hen you wiA only ha�•e the right to collec�fmm rrx the amoun�of interca whkh�he law allow:you to eolleet.
<br /> COMPLETIiNFSS OF THIS CANfRACII This conaa�i c¢n only be changed if brnh ycw�nd 1 agree in writing.
<br /> Nonce
<br /> ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT 13 SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE
<br /> DEBTOR COULD ASSERT ACiAINST THE SELLER OF QOODS OR SERVICES OBTAINED PURSUAN7 HERETO OR WITH
<br /> ' THE PROCEEDS HEREOF. RECOVERY HEREUNOER BY TME DEBTOR 8HALL NOT EXCEED AWIOUNTS PAID BY THE
<br /> �. DEBTOR HEREUNDER.
<br /> � INSURANCE CANCELI.ATION:If 1 hace nyuc�ted imwance in thix pureh•r.e.1 mr canrel w.h rcyuc�t ti�r imuNnce for any rea.+on withm fiQren(IS)days fmm
<br /> the date of Uda cantnct by notifyfng yuu ur the holder of ihi+mntr�c�m wnhn�e.1 Anow��at�he crncellnuan uf my�cme�gr will he artangeJ wi�h Ihe insurance cartieAsl
<br /> and a full rcfund of my prcmiumt�)togetlxr with upplirahte fin�nce.harge will be crcd�taKl tu�hi��ontrart.
<br /> PI.F.ASE NOTE:!f I have�n uested insu�nce in�his urehxu. 1 will recei�e w�thm thiny�?I»da��a cenficace ot m.ur.u�ce morc(u0y de.rnhing the inwrun�r cmrrage.
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<br /> _ . '_ '. �._ .. . . .
<br /> —' -. .•' --- ' 1[f10M'Uli�II IIICIC 1]�tt 1U11�IM1I Itl IIIC lVYil� �VI NIC lu�'••'�'' � � "
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<br /> IAe eztent slated In the olbwing NMlce ot Pmposed Insu�ancr I�Itin Anow that 1 ha��msur�nrt ra�err�r nn y d'1 ha�e heen chugni fcx i�.
<br /> NOTICE OF PROPOSED INSURANCE
<br /> 1 take notice dW eilher Ctodit U(e or Ca�dit Arcident md Health Intiumnre,or lxith,w�ill he applicable�a�hn In�tallment Snle�Contract on the rc�rne.ide only if
<br /> 1 have choun f�by sig�ung the rcquest for such insunmr.Thix incunnce will only ro�er the person�igaiog�hc rcyueu ai�he ru�t for cach Iype of insunnce chown.
<br /> t Subject to a.cepan�Y by tlx inww�ce company.the insumrkr a ill t+r eRecli�•e ac nf talay and will ronunuc oaly Gx the number of munths after the effecti�e date eyu�l
<br /> �o the nnmber of monthly p��•ments.I unJentuml lhat thi.�wtirul;u in,ur.m�r ma?not pro�iJc ro�cr�gc fnr m��lau IcN pa)nxnt.,anJ th�t during that pericai of t�me 1
<br /> will not have any insuw�ce cove�ga All benefits and prtxceJ���f the m,ur�nce w dl lx prid t���uu or tu a tmaoi�al m�hlutian i(il pureh�.��the Insl�llment S�le.Cnnlra.t
<br /> . to the eztent of iis imeresls and an� balancc will be payublc�.�nM. The �nmal rmaum uf CnJit Life Imur�nr�i.the am�wnt myu�md�n rc�.•►�the Tmnl af Pa�rtnnl.:
<br /> thercafter,the inwrsuk�e dcercaxs by�he wmwm of euh month�y p�yment un•r�.hctiiuleJ ul Jvy b�.�+ II'1 um i�nntl���bhgated un thc In+�all�iunt Sale.C�+nt�t wiih
<br /> i a Co-Buyer,ond we luve bah�igned�hc reyue+t for Cmdil Lifc Inwrancc,dcath beneht�w dl l+c p•r aMe nnl�u nh rc�pc.t ta thc fin��mr of u.tndir.Subjn��netclu.�un•.
<br /> ' ' eliminauons or r+iung penud s��ted in ttx m+uron.e pulicy acen�ficate.Cnd�t Acridrnt anJ Nea�th Inweuirr�+for the henetit amount uf I ;01h uf each m��mh'.pa�nxnt
<br /> tor cxh dny that 1 am totally dicablcJ due to an in�ury ur�uknr+�N hde 1 uHe am pa�ment d+}uu:h��uc�ce I unJrn�anJ that 1 ha�r to he pre�ented tnan wnr(c�n+duc
<br /> to wch total dis�bility fur mi.re than fourtern 1141 ronucmi��da}.bct•�re thr es b�ck to ihe lus�d�) .•1 m� t.,�rl diwbdit�-1 also know f�l l
<br /> h
<br /> � caonW obWn auy lasurarce from pou U 1 om mer 6S ynes otaRe todry,!� W�iis d���Ke'co�er�e pro�ided to me may coatafn r ma�dmum
<br /> omouat of rnseta�e�►hkh wW oot py 4 eo�ae eaxs,t0e enUrc amouut tdrt 10 . ��y�e m.up�u��amuum of cu�erase swtd in�he mcurance pulicy.I
<br /> know UW�ny unpafd amount i�exass uf 1he inwrance co�ernge w•dl ctill haretq�M; �,,�; �Siks CoMrwy i�prcpatd in full}+rinr to the la�t pa}mcnt
<br /> Ja�e,any uncartKCf mwran�c �xemwm�udl hr rcfundrJ lo mr ro thr mann�r pn;a�w•�'ti�)l?��1 da�.,I wdl ntei�r�hc.cn�fiwh��t mwr.�nic ninrc
<br /> j { full� �ie�.nhm�m� mwran:r .�,�.r�gr U�Ix�mnryn.r n nnt �..rp�rd 1+�th�ro.ur�n.r:ompam. 1��JI�r.ri�..i rt•tunJ,�t �hr m.ur�n.r prcnuum.1 h,u�� p�iJ ,
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