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<br />       				�   per[ods�hat L.ender oequirea. 'if7�c lneurance cartier providtng the inaurunce xhall be chosen by Borrower subject to Lcnderk
<br />   					approval which sholl nol be unreasonob�Y Withheld. If 8orrowcr fuila to mnintui�cavernge der•c�ibe�1 above.Lender rtwy.at
<br />       				�  L,ender�option,abtain coverage to protect Lender R righ�s in�he Property in accardunce with paregr�ph 7•
<br />  -      					AR insurance policles and rcnewolR ehp��bo accept�ble ta Lender ond ahall include u atondard mortgage clauRe. l.ender
<br /> D y-   	h 			shall hove the tig8t ta hold tha pulicies and nenewals. If l.ender requires.Barrower shall prompt ly give to L.ender all roceipw
<br />   					of pafd prcmiuma rutd renewal notices.  In the event of losg,Barrower shull give prompt notice to the insurance cwrier w�d
<br /> '��       				Lcndcr. Lendtr may make proof of loss if not made promptly by Borrower.
<br />						Unless l.ender and Borrower otherwise aBree in wdtiog,inauroncc praceeda ahall be applied to restorution or repair of
<br />     		� Y   		the pro  Ay domaged.if the rcstoration ar rcpAir is economicully feagible anJ I.enderb security is not lessened.  If the     	�__- _
<br /> 	-----�_:��:;:�_�•-��    	rcq�nny�n or tepair is nat economically feusible or Lenderg security would be leasened,the insurance proceeda shall bo
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<br /> 		—			applied to the suma secured by this Secu�ity InstrumeN, whether or not then due,with any excess p�id to Borrower.  If
<br />   		'�;'    		Borrowcr abamions the Property,or does not answer within 30 days a noticc from Lender that the insurunce carrier has
<br /> 	����      	�e�to se«to a�sums secu re d b ynt h i q S e c u�i ty x w m e n t whe t h e r o r n oe t h e due uThe 30-d�y p edad wlllbegin wh n
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<br />     	---..:ra.�r��    	the notice is given.    						�icntion of rocceds to rinci al shall not extend or
<br />     		�  �•� 		Unless Ixnder and Borrower othenvise ugree in writing. any app   	p   	P    P
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<br /> 	�as��;�    	postpone the due date of the monthly payments�efemed to in puragraphs I and 2 or change the simount of the payments.
<br /> 	�"',��'�:��    	under paregreph 2l the Property is acqulred by Lender,Borrower's nght to nny insurnrice policies und praceeds resulting     	_
<br /> 	�'�n ��''    		from damege to the Properry pdor to the ncquisition shell pnss to Lender to�he extent of the sums secured by this Sxurity
<br />   		`--       		Insnument immediately prior to Ihe ucqufsition.
<br />       	� 				6.  Occupancy, Preservation, Ma�nteapnce aad P�otectbn oP the Propertyi Borrower's Laan ApplicaUon;
<br /> 	�;,�.',t			I,easeholds. Borr�wer shull occupy,establish.and use the PropeRy as Borrower's principal residence wilhin aixty days after
<br />   --� �F+'�>= �"."�'       	the eaecution of�his Secud�y Inatrument and shall conAnue to occup� �he pro�eny��s BoRO�ver s principal residence for al     	�_
<br /> 	•�,,.       			least one year nfter ihe date of occupnncy. unless Lender otherwise ugrees in wrilin�, wh.�h can •nt shall not be
<br /> 	•�'' �"����w"`  ,       	unrcasonebly wi�hheld,or unless extenueting circumstonces exiat which are beyond Burrower's canirol. Barrower shall not
<br />  .� y.   	-  •1�.w.:
<br />  	- 				destroy,dumage or impuir the Property,nllow the Property w deteriorate,ar commit wnste on the Property. Borrower sh
<br />   _'•; ,..��.  '    		be in default If any forFeiture action or proceeding.wfie�Fter civil or criminul,is begun thut in Lender g good faith judgment     	v_
<br />	'�4 •   �    	`'      	could result in forfeiture of the Property or otherwise muterinlly impair the lien crented by this Security Inswment or
<br /> 	'  •  � ���"' '   		Lender's security interest. Bortower may cure such u default and reinstnte,as provided in paragraph 18.by causing►he action
<br /> 		°   ""°   		or pmceeding to be diamissed with a ruUng that,in Lender�good fai�h detertnination,precludes forfeiture of the Borrowers     	_
<br />   	.��� .',��,,��,,��       	interest in the Property or other material impairmen[of the lien created by this Security Instrument or Lender�s securiry
<br />  	���..:�•...,�rr�  ..      		interest.  Borrower shall also be in defnult if Borrower,during the loan upplication process, gave materinlly false or     	_
<br />   	. , ,,;,�    �  '� 		inaccurate information or slatements�o I.ender(or fuiled to provide Lender with uny material information)in connection with
<br />  		..:'::;�:,      	the loan evidenced by the Nate. including, but not Iimited to, representations conceming Borrower's occupancy of the
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