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- --- �rr�::,�� .1.�,__�:_ , .�. :,.;r:,x:«,. � � :.:'4:s . . �- . � '��,�.,..�.��•'?,�...1. �i� ,�-•='• — �: � '' ... �...�—�fe�n�' .� ,! ;3 -" n"�-y�,,.ir+�'�� ^ — _- 9�— ios93z - TOClE7'H8R W[7'H all the improvements now or hereafter crecled on the property,and ull easememe,uppurtcnencea, and flxtures now or hereafter a part of thc property. All replacements and additions sh�ll also be covercd by this 3ecurity _ - , In�ument. All of the foregoing i:refemed to in this Security[twwment aw 1he"Propeny:' - - BORROWFR COVENANTS tlwt Bort�ower is luwfully sefced of the eatate hereby canveyed and hes ihc rfght to grnnt �; - � '�i ��ey ihe l�roppty and�h�t the property is unencumbered,eacept for encumbmnces of record. Borrower warrants and i wi11 defend gcnemlly the title to the Propeny pgafnat nll claimc ond demands,subject to any cncumbrences of record. .�.,� THIS SECURITY INSTRUMENT combines uaiform covenenta for nutianel use and non•uniform covenuntc with r flmited vuriadons by jurisdiclion ta constitute a uniform secudty instrument covedng reul property. __ -- — UNIFORM COVENANTS. Borrower und Lender covenant and agree as follows: 1. Payment oP PAqcipal nnd Intereat;Prepnyment and Lpte ChprQea. Borrower shall prorc.ptly pay when due the __ _ --= prir�ipW of and interest on the debt evidenced by tha Note and any prepayment and late chargca due under 1he Note. _--- Z. Fuuds ior'l�xes Aad losurance. Subject to applic�tble law or to a written waiver by Lender.Borrower shall pay to Lender on the day monthly payments are due undcr the Note.until the Note is paid in full,u sum("Funds") for:(a)yearly _ ta�ces and nssessments which may attein prioriry over thia Secudry Inspument as a lien on the Property;(b)yearly lensehald -- = � payments or ground rents on 1hc Property. iP any: (c) Ycarly hazund or property insurance premiums: (d) yearly flood �a.�� insurance pnmiums. if any;(c)yearly moRgagc insurance premiums, if any; and (� any suma payable by Borrower to Lender.in accordence with the pruvisions of paragraph 8,in lieu of�he payment of moAgage insurance premiums. These �� items ar+e called"Fscrow Items" Lender mAy.at any time,collect and hold Funds in an amount not to eaceed the maximum amount a lender for a Ceden�lly related mortgege ban may require for Borrower's escrow account under the federal Real EstAte Seplement Procedures Act af 1974 us nmended from Brne ta time, l2 U.S.C.�2601 er seq.("RESPA").unlesP another — law Ihat applies to the Wnds sets a lesser amount. If so,Lender may.at any tlme.collect nnd hold PUnds in en amount not to � _ __ exceed the lesser amount, t..ender may esdmate the amou�t of Pbnds due on the basis of current data and reasonable -.:. ��,:�;�:�� estimates of expendituces of future Escrow Itema or otherwise tn accordance wlth applicable law.