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_ ; .. . , . <br /> � �� . " , ' , ' -- . ., , . < ., . � ; `. . ` }: ' ' ` . . . <br /> ,r. . ' .. ' . ^ - � ` . � �.` • , . _ .-. . •-•- t .. <br /> . . ,_ , <br /> . � . <br /> . <br /> , . �, . . • . - <br /> : <br /> . . . . •: . <br /> . <br /> - _ --•— . , . _-----�..y�_W.____r. �.�......�.._ -- • <br /> -- —° -- - —°---- .. . :„ <br /> � - - e'� , � e 'tie'� . . <br />- f � �,�'sY'`vkY-1GY�. <br /> .' "' - •r„� . <br /> �° �a�i3e: •,._ .;F:::�„r�:F:,::f <br /> �;, r. . .. � �. <br /> 3. Rsvard os Pe�peety Ituumnce. Borrotiver shill keep the improvemcats now exi.ting on c�reafter erected un the �' ' ' �''"' `�1'' � �y`: <br /> .., � .•, . .�- <br /> Property insured against loss by firc. t�zard� included within the tcrm 'catended coverage" and an} other hazards, including � �•'-'F• �. <br /> floods or floodittg. for which i.ender rc�quires insurance.This insurance�f�all be maintain�in the amounts snd fitt the peri�ds -! . . • -- <br /> that l.ender reyuires. 1'he in�urance carrier providing th�inwrance shall be chosen hy Borrower tiubj�Yt tu Lender',appm�al � , �Y' �� <br /> which shall not be unrc�sonably withheld. If Hormwer fails to maineain covrr��e desrribc�d abuve. Lxnder may. at l.ender's � � - <br /> optiun,abtain coverage to Rrotett Lender's righu in the Property in accorda�:c�tiith paJagraph 7. : . Y� ' <br /> `.1 ..f : <br /> All insur.snce policies and renewals shall be acceptable to Lender at►d star�l �»:lude a +tarte�ard mortgaFe clause. I..ender . . • _ <br /> ,,.. � <br /> shall have the right w hold the policies and renewals. If Lender reyuire.+. Bc�rrm�.:t shrAf pmmptly give to l,ender all receiptti of :_ _ _ " <br /> paid premiusns an�senet�•a!noaces.In the eveni of loss.Barrower shall gi►•e pmmpt c►altce!c�the insuranre rarrier and Lx.nder. �=':'•� �::` ° . . <br /> �::�;�:�.�_. <br /> [.ender may make proof of loss if not made promptly by Borrower. T•. -.,s��..�.--:}�T--- <br /> Unless Lender and Sarrower otherwise ngree in writing, insura�v:e pm:�s shsfl b�:a�liod to restoration or repair uf the "�� "```' -_ <br /> ,;.t.��„�lC:`.�S...w �+.�- <br /> Properiy damaged. if the r'estoration�r repair is economically fe�sibls an�LendcT�a�curit;�i�nat lec�ened. If the resto*atson o! .=_--__'-- _-�y��' - <br /> -� <br /> repair is not economically feasible or Lender s securicy would be lessen9d,ttat insurstn:r�Qmo�eeds shall be applied to the sums ���+�-�_.�.:���;_- <br /> T..:- _ <br /> secumd by this Security Instrumcnt. whether or not then due, with any exc�ss pairF to &mnwer. If Borrower abandons the , , � , . - <br /> Property.or does not answer within 30 days a notice from L.er�lea th�t tht insarnnt�rarrics ha,s offered to setUe a claim,then ' • ` ' <br />_ Lender may collect the insurance proceeds. Lender may use th� pm�s ta re�air ar t�ture the Praperty or to pay sunas _ _ -`-''�= <br /> secured by this Security F.nstrument,whether or not then due_The 30-day p�iod will begin�chen the notice is given. �' "�` ;�� = <br /> Ualess Lender and Bosrower othenvise agr� in writing, any applicstion oF pm,�is to principal shall not extend or <br /> postRone the due date o€the monthly FzymPnts referred to in parngrnphs ! n�1 2 ar��nge the amount of the paymecits. Yf ' � � ^'�.'�� <br /> under h 31 the Pro is -�.,i-�i b Lender.Borro�ver s d i tn an insumnce olicies and roceads resni from .�f•������'�b•`� �� ' <br /> F�'�� Pe�Y "�'"-�,�''� Y Sb Y P P �B :;1,.�.�.'�. f... .;�. ' •'. <br /> dama� � , ', ...'" , <br /> :�.:,tic'��Pm�erty�rx,r to the�c:,�._,_¢1�I.rass to I.ender rn ttf:.exterrt ef the sums secur�by t�s Security LL.mumeut y�.S,��a�`��.� �i�,� .}S��?:S, <br /> i�wTi�.:3t:,1�.;flr:.II Gr.�EL:..t,:::si�an �C �.k �����• I,l<•:�� t <br /> '!P'. :."�.�I f �`�r;r,.,,� <br /> n f A f�,��i �S'%� t::� <br /> 6.f���,��.L�-^urr��*��:n�e��F�r±`,�g� `L��L L�+G��r�s;1F�33r1roc��'5 La�atE A��l7i���y I.�..s. �-�;`.•��:;::<,.yb, <br />.. � '` o:�ia.y�.,�,t�r �. <br /> BOT'CO�i".,°.I SZIi�'i OOCL:TI":.E3?atl:�?_:�.Ct.r�;::.�'*<t r?"�93�:':?. �5 i�i'my:,�%�g�T�:fJ�aa:'f5F.'L°3CC�'i:3i:��ty days:�''�.0 the e:�J�112?I?Oi '.lRt.�:�,���.%+;'_�-. <br /> this Sec��i�z Ir+stru�.,=nc ar,d s::a:�•��-�.�n�e:a ch.ci,,;v the Prepetay as$ur:awe-'s�^icz:,�a:resiience far a: least one year after . f �'�ti. f<1-`� <br /> °. ;7;�laar:�:.;__- <br /> � the date of occupancg•,wntess L��,:r u�;er.ti�se agr,,es in writing.which cons�r.�shat`no:ae�c:�easonably withhetd, or anless � ��-` "- <br /> , euenuating circvmstances exist w�ich are beyond Barrower's control. Bor.srv�er sl�all not dsstroy, damage or impair the --- -- <br /> _ .:�;.. <br />, Property, allosv the Property to detererats,or rnmmit waste on the Pevpei2y. Bur.nwer sl�aL' be in default if uny forfeiture - _ -- <br /> action or prooeeding,whether civil or criminal, is begun thut in Lender s good faith judgment could result in forfeiture of the - - <br /> Property or odterwise materially impuir the lien created by this Security Instrument or Lender's security interest. Borrower may _•. •, - <br /> cure such a default and reinstate.as provided in paragraph 18,by causing the action or procceding to be dismissed with a ruling . �a:;.�;• ';'-_ <br /> that, in Lender's gand faith detemunation, precludcs forfeitum of the Bocrower's interest in the Property or other material � �•� :�� <br /> impaimtent of the lien created by this Security Instrument ur l.ender's �ecurity interest. Barrower shall also 6e in default if -*• � •• • - <br /> Borrower,during the loan applicatian proce,y,gave matcrially false ar inaccurate information or statemen4s to Lender(or failed ",»� '� ;� `• '_ <br /> to provide Lendcr with uny material informationl in connection with the loan evidenced by the Plote, including,but nnt limited �""'`• <br /> �. • . <br /> to,representatians wnceming Borrower's occupan�y uf the Pmperty as a principa!residence.lf this Security Instrument is on a ;��:: :.' <br /> teasehold, Borrower shall camply with all the provisions of the lease. If Borrower acquires fee title to the Praperty, the '''`�' �•�� <br /> .�,•,r, : <br /> Ieasehold and the fee titte shall rtot merge unless l.ender agrees to the merger in writin�. `�:���; �� <br /> 7.Protection ot Lender's Rt�hts ia the Property.If Borrower fails to perform the cavenanu and agreemenu coneained in ��;F <br /> � this Securit�tnstrument, or there is a legal proceeding that may signifcandy affect Lender's rights in the Properry (such as a '«. " " <br /> prceeeding in bunlcruptcy.probate,for condemns►tian or forfeiture or to enforce laws or regulations).then l.ender may do and �•'��- <br /> pny fer whatever is norwsary to protect the value of the Property and Lender's righu in the Property. 3,na�der's actions may " "�'� <br /> • include paying any sums secun:d by a lien which has prioriry over this Secssr.ty Instrument, appeariag in court, paying � ,'���""'"<��� <br /> ,, A,,;, ..,',K':�-;,. <br /> . rea.�onable attomeys'fees and entering on the Property to make repairs.Although H�ader¢r�}•take aaion under this par�h � ' `���;��'�y�;u`r��°- <br /> 7.Lender does nnt have to do so. .'�'r'�°'���': <br /> t�. • <br /> , �` v,�,i�.,_: -,r, <br /> Any amounts disa�rsed by Lender under this paragraph 7 shall beoar.,e 2Gditiona! drbt of Borrower sec,ured by this . ,�'�;;•" � <br /> Security [nstrument. Ur�F�s Boixower and L.ender agree to other terms of Q�y.�e::t, these amounts shall lb.:,.=interest from the � �.��%::�'��s�►�+��� <br /> ., ,,.•� �,,''���;'� <br /> date of disbursement at the Note rate and shalt be payable, with interest, up�:� notice fmrn [xnder tm l�r:rower requesdng ,':,.... .�.r.;��t,n�•: <br /> �,;, . <br /> payment. ,• �, •� .. . .. . <br /> S.blortgage Iasuraate.If Ixsr�r.�required mori�age insorance�s a condition of maSin�ci�e loan secured by this Secarity 't � �'••"'- '-;'�'` -a, <br /> Instrument, Boaower shall pay the Fremiums required to maintain the mortgage insurance in effect. If, for any reason, the • �i'`'1': '� <br /> �-�.;.�,- <br /> mortgage insurance coverage required by Lender lapses or ceases to be in effect.Borrower shall pay the premiums required to .., . •- <br /> obtain coverage substantially eqnivalent to the mortgage insurance previously in effect,at a cost substantially equivalent to the . . <br /> cost to Borrawer of the mortgage insurance previously in effect, from an altemate mortgage insurer approved by Lender. If ��_-�^""���'�'�� ���"•� <br /> substantially equivalent mortgage insurance coverage is not available,Borrower shall pay to Lender each month a sum equal to ����f v4�- ��` <br /> one-twelfth of the earl mort e insurnnce remium bein aid b Borrower when the insurance covera e la sed or ceased to �"•�`'�� <br /> Y Y &aS P S P Y g P ��_��_ °.' <br /> be in effect.Lender will accept,use and retriinthese payments as a loss reserve in lieu,of mortgage insurance. 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