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.. , . , .. . <br /> c `1 �` _ , _ , i � _ : ,. . t— c u_ . . . j ,�_ <br /> � �6� �O��VL\Y F. `_"r..a:._. :.._'`_—_ <br /> � TOGETHER WITH all thc improvements now or hereafter erected on the propecty. und all e:uemcnts,appurten:snces,and ' ' - <br /> Fixtures noa or hereaftcr a part uf thc property. All replacements and additions �hall also be �ro.•ered by this Security <br /> Instrurt►rnt. Ali of Uie foregoing is rcfcrred to in thi�Security Instrument as the"Property." _ - <br /> BflRROWER COVENANTS that Borrower is lawfully�eised uf the estate hereby conveyed and has the right to grant and __ <br /> convey the Propecty and that the Piroper[y is unencumtsered, e�ccept f�r esicumbrances of reconi. Bonuwer warrants and wiU � <br /> defi•nd Fenerally the tide w the Praperty against all claims and demands, subject to any encumbrances of record. - ��,�- --�- F <br /> THIS S�CUR[TY iNSTRUMENT combines uniform�oveaants far nationai usc and non-uniform covenanti with limited -_ ��__� " <br /> variations by jurisdirtion w constitute a uniform sccurity instrument covenng real property. . . ______ <br /> - UA3IFORM COVENAN"�i'S.Barrower and Lender crnenant and agree as follo�s: - . . <br /> 1. Paynteat of�ncipal and Interest; P�epuyment ana Late ChFUges. Borruwer sh�ll promptiy pay when deie the -4,:_�.u _ -- <br /> • • principa!of and interest an the debt evidenced by the Note and any prepayment and late charges due under the Note. =°�:�.-•-•--:�•s>���� <br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written�saiver by Lender. Borrower shall pay to �,,.:�„��„i,��' <br /> Lender on the day monihly paymenu are due under the rSote,until the No[e is paid in full,a sum t"Funds")for:(a)yearly taaes _ .`"' �.;--.° - <br /> �'r%�'--- <br /> and assessments�vfiich may attain priority over this Security Instniment as a lien on the Property:(b)yearly teasehold paymenu ;,,,,,.,,,.'.;��'„_, _ <br /> or ground rents on tfie Praperty,if any:(ci yearly hsxard or property insurance premiums:(d)yearly flood insurance premiums. • =�?�~;--; <br /> if any; (e)yearly moRgage insurance preminms. if any: and(� any sums payable by$orrower m I.ender. in accardance with f ., <br /> 4he provisions af paragraph 8. in lieu of the payment of mortgage inst�rance premiums. These items are called "Fscrow Itrans." �, -- -- <br /> Lender may. at any time, collect and hold Funds in an am4unt not ta exceed the maaimum amaunt a lender for a federally �_,ti=,i_� __.:-_ <br /> r e l a t e d m o rt g a g e l o a n m a y r e q u i r e f o r Borcower's escrow account under the federal Real Estate Sectlement Procedures Act of �'�'=-=--=- <br /> �'Y��°T:_ <br /> 1974 as amended from time to time. 12 U.S.C. Secuon 2601 et seq. ("RESPA"), unless another law that applies to the Funds ��.;-•` <br /> � sets a l�ser amnant. If so, Lertder may, at any time, cotlect and hold Funds in an amount not to exceed thc lesser amount. �LL'��• _.. <br /> • � L.eadez��rs:imate the amaunt of Fu�due oa t&e�asis of curr�t data and c�sonable estimates of ezg�a*.�*stces rif fu.t� `���' � ���r'�'� H <br /> :.`>. �': .- ��,'•�:f:`•. <br />.•in:Y j� ESLTCW L'i:.ii�7r otherwise in accordancn;�-irh appiicable law. �::�:;:��.�, ��h�h;..t;t:;.f�'�. <br /> �� �-tds shall lse hetd in aa im�:�k-aon wh6s� deposits are insured br.• a fedeza! �r�:}'. instn:cr�..rt.;(:._:. ��r ,.�a:.-1 , s���„�� � 1`'�r�tn i` <br /> �=r-�tadin g l.ender.if I.ender is sach an ir,:-���unr e;�t;.�y Federal Home Loasx'�.�- �a.�er��[I aPpt}•die�ur��to pay the ,.k;f ;:,�3���,f�? <br />����� 1�_s..�-row Items. Ixnder cr�ay noi eltarge�e;��uec E��r`;�:��z*�g and applying the F���s,z.�L�2?'.�ar.a lyr�t l,•��cr�a a e c o u n t,o r ,.i ;�r J •�• ��; �_ <br />���;� ra;ifying the r�"row Items.unless Le�e:gs}s�c-^�F�:r interest on the Funds a�z,.^plirr.bte E:r.u•permits�c��:tc:tt�.se such �`__,�°"�"�",�rnm:• <br />•:.<>::�:!ti� .E c�a'�z. ai�u;oer, Lea�er�ray rec,v,im.��mowe>to�a}�a one-time charge fer�..-s independent real estate ta4 r�er��ervice "' I _- <br /> � ��:yA,.; ��. :,e�f,..�,r in co��:.�:on weth this loan, uniess applicaiafe iaw pro:�des a�erwise. Unless an agro�rnt is made or �_ "" <br /> �;E�nt$law requires interest to be paid. Lender s�a99 u�ai be requi�t to pay�rrower any interest or eamings on the Funds. <br /> " Borroa•er and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Bonower, <br /> without chnr�e,an annus�i accountin�of the Funds, showing credits and debiu to the Funds and the purpose for which each <br /> debit to the Funds was made.The Funds are pledged as additional security foc all sums secured by this Security Instnttnent. <br /> • If the Funds held by Lender exceed the amouats per►nitted to bc held by applicable law. Lender shaA account to Borrower i . _ <br /> for the excess Funds in acwrdance with the requircments of applicabte law. If the amount of thc Funds held hy Lender at any __ <br /> �,. _ time is n�t sufficient to pay the Escrow ltems wheo due. Lender may so notify Borrower in writin;, und, in huch casc Baaawer - <br /> shall pay to Lender tQe sntoum nccessary to makc up the deficicncy. Bnrrawcr�,hall makc up thc deficiency in nn nturc thon � <br /> twetve monthly payments,at I.ender's sote discretion. c°— <br /> • Upon payment in fuU of aU sums secured by this Seaurity lnstrument, Lcr.der shall pmmptly refund to Borrower any � <br /> Funds held by Lender.If,under paragraph 21, i.ender shall acquire or seH the Praperty. Lender.priar to the acquisition or�ale ` __ <br /> . of the Property.shAll apply any Funds held by Lender at the time of acquisition or sale as a credii against the sums secured by <br /> ��'—--- <br /> this Securin�Iq�t►vment. - <br /> 3.Applieatfon of�ynt�ents.Unless applicable taw provides otherwise, all payments received by Lender under puragraphs =_____ _ <br /> `:}',���'� 1 and 2 shull be applied: first,to any pre�uyment ct�arges due under the Note;second. to umounts payable under puragraph 2: = __ <br /> .. ,�•� = <br />:;•-�'#� • third,to interest due:foutth,to principal due:�n�last,to any late charges due under the Note. - --- <br /> ,..;,. <br /> �'`�'"' 4.Ci�rges;Uens.Borrower shall pay al[c3v.=�. assessments,chazges, fiaes and impositioas attributable to the Property �°�:_:�•-.-T---=:-1,.�,-: <br /> �, �, - <br /> "i`�}i ahich ma attain riori over this Seci:si: I:.s..�-�:�:..�t,and teasehofd payments or groucta rents. ii any. Borrower shall pay �•- = ��' = <br /> �12�,,� Y P t5+ 3. <br />`"�";�!'� these obligatians in the manner provided in�:ya�:�2,or if nat paid in that manner,Borruw�r shall pay them on ti�tte directly ���� <br /> • .:�1�.�-.--r <br /> "7�°•`'• to the penon oweA payment. Boaower s:zll FramFtiy fumish to Ixnder all natices of amoLnts co be paid under this paragraph. �'°'�'��'°�" <br /> � If Borroaet makes these payments directly.Borra.ser�.3za11 promptly fumish to L•..�der receipts evidencing tlte�aymenu. __--- " <br /> Harmwer shall promptly discharge any lien�`Laz has prioriry aver this Se�rity Insuument unless Sa�n�v��rr:(a)agrees in ��_��_�, <br /> writing ta T�ae payment of the obligation secured 6y e::e lien in a mumer acceptable to Lendez:(b)contests in gaod faith the lien �"'�"'�"�"-` '__ <br /> _ by, nr. d�e`i:x.�:is against enforcement of the lien in. :egal pracerdings which in the Lender's opinion operate to prevent the _ t.-4;;:; <br /> eafonP::.ent of the lien: or(c)secures from the noL.'s>r of the lien an ageement satisfactory to Ixnder subordinatin�the lien to _ ___.� <br /> • ��is Security Instrument. if Lender determin� �t4��an� Nart of the Property is subjeci to a lien which ma;+attain priarity over ____ <br />. � thls Sec�rin� [nstrument, l.ender may give BureoKeY a c�otice identifying the lien. Borrower shall satisfy the lien or take one or ����F��� <br /> ��•^� more of th0 aruans set forth above within 10 days of the giving of notice. <br /> �i�::� <br /> .,:{ ,ti,�'": <br /> w�,aoas 9190 �°��^°�°�., <br /> � - �-���.���= <br /> PagA Y o�6 <br /> r4���f-ti� <br /> � . �.t; . <br />. . � "' .-r«�r: � .—_ . <br /> . . .. lf � '''. : . .- <br />. � . ' . . . . . 'Aliwli::lJ+,+:+l�.:�a '__'`�w".'.�:.���+3G`.-v�,:�-�,' y;��+�r��,aa . <br /> �, . , i'�i J. . . - ' - � +i� ,.. . . � , .p�� _ . 'i� . . �' r � " " * � <br /> . . t -(}i{ %li� . • �.�'� '' � � - . 1 ' - . _- <br /> ` ,{�a . . . '�,�,',� n. , , :,,. ` ,, ., : , �:: <br /> . ) <br /> .,i ��}c : }����F! . . - _ .�'S��1t�( ' A f �.n � f`i . � � ��.. �+f� - .,��� � ../�� � - � • '� <br /> , . `�� ": - . ) � t} . ; . 5 .Ihiin�. I 5_ Y �� • -� rP�J �� i � 1�1'�`k�� ._ ' __ <br /> t <br /> . . Fx�� ��� �'rt���! ' , - � - � �-5���S r �'b��'-, . 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