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:�! � ..,�. _ <br /> :�;� ��aaa�K�b — - ________-- - ---- _ - <br /> (, r e: <br /> , °�,,�'-A� ,�` ... ' . . _.. <br /> �-�_��.� 92- 1U5'718 <br /> ��«�, � <br /> i�' �' � <br /> � i1.. <br /> �'�� "`'-�� TOOE7'HER WITH vll the impravemcnts now or hereaftcr erected on thc property,und ali c�+�mrnls,uppurtcnanceti, <br /> '�'"���""�`-��� and fixturea now or hercafter a pan of the propeny. All replacementg und additions shull also bc rnvcred by�his 5ecu�ily —_ <br /> �_;� Inswment. All of�he foregoing ie referncd to in this Secu�iry Instrumcnt os thc"Propeny." <br /> ..��`� HORROWER COVLNANTS that Borrower is lowfully seised of the estnte Ixrcby conveyed und hos Ihc right �o grnnt <br /> ._� . ,,,; .,,,..,: ' ' and convey ihe Property and lhat the Property ia unencumbered,except for encumbr�enncex of record. BuROwrr wurranls und <br /> - .: ' ;;�� will defend genernlly tho iitle to the Propeny ugoinst all claims and demAnd+,subject to any encumbruncey of recurd. <br /> �,,.;,�� ��, ., �' THIS SECURITY INSTRUMENT combineg unlform covenunts for national use and non•uniiorm covenwrua with <br /> • � �..�-, � limited variauona by jurisdiction to constiwte a unifonn hecurity inatrument covering renl property. �_ - <br /> . „�r , , �w' � UNIFORM COVENANTS. Borrower and l.ender covenant nnd agree as fallaws: <br /> ���;�:.;.'. . 1. Payment ot Principal ond Interest=Prepaymeot And Lete Chorgea Borrower tihull pmmpdy pay when Jue the <br /> � '�^'� ^"'��� n n c i a l o f e n d i n t e r e s t o n t h e d e b t e v i d e nced b y the Nota und an y pre pa yment and late churges due under�he Nute. <br /> .�,.y��.�,"� P� P <br /> '"j° ���•�.`�:`• ° 2. Ftiads tor'Ibxes And Insun►nce, Subject to�pplicable law or to a written wAiver by Lender,BoROwer shAll pay to <br /> :�:^�':,_., <br /> • . .�+.�> .. Lender on 1he day manihly payments sue due under thc Nate,until the Note is pnid in full,a sum("Fund.c")for.(ul yeurly <br /> !?!���!?-t�?�' wxes and assessmcnts which may attain prior��y over this Security Instrument ag a lien on the Property;(b)ycarly leosehold <br /> =:�r�.; � w.-��� � � payments or ground rems on the Prapeny, if any;(c) yeurly hazard or property insurnnce premwms; Id) yearly fluod �. ._ <br /> .�'s����':Y ' . . , insurance premiums, if any: (e) yeariy mortgage insurence premiums, if any: und (f� uny �ums paynble by Borrowcr to <br /> ,�,ti,,.},,,;,,�,,,;,,;o,' . Lender,in uccordance wilh the provisions of parugrAph 8,in lieu of Ihe payment of mortgage lnsurunce premiums. These _ <br /> �•=:�,�.=.'`- �r� items are culled"Escrow Items.' l.ender may.nt any time,collect and hold Funds in an amount not to excced tha mnximum — <br /> • amount u lender for u federully related mortgage loan may r+equire for Borrower's escrow account under the iederal Real =- <br /> •V�y��=.:°} Estate Settlement Procedures Act uf 1974 us amended from time to time, 12 U.S.C.$26U1 et sey.l"RESPA"),unless another �- <br /> Iaw that appUes to the Funds sets a lesser amount. If so.Lender may,at uny time.collect and hold Fundg in an amount not to __ <br /> -- ' - • - �`' exceed the lesser amount. Lender may estimnte the am�unt of Funds�:ue �n the t sis of a�rrc�u datA �nd reasonable �_ <br /> �_ '.. " ��> �� �„ csstimates of expenditurea af future E�crow Items or dherwise in accordance wilh Applkable luw. �„�., <br />_�,�i ,.��.�:� • The FLnds ahall be held in an institution whose deposits ure insured by a federal agency, insaumentulity, or antity M <br />.-� :. � . ; (including Lender.if Lender is such an institution)or in any Federnl Wome Loun Bank. L.ender shall apply the FLnds to puy �,, <br /> the Escrow Items. Lender may not charge 8orrower far holding and applying the Funds, unnually anulyxing the escrow t;�;- <br /> "'�'�'' ' " ' uccount,or verifying the Bscrow Items,unless Lender pays Borrower interes[ an the Funds �uid applicable law permils <br />-';�`� �� � Lender to make such u charge. However,Lender may require BorroN�er to pny a one-time charge for an independent real ,,,_ <br /> �='' "'�•• �'" eswte tAx reporting service used by Le�der in connecuon with tbis lonn,unless applicoble law provides otherwise. Unless An _ <br />_ �, ° , agreement is made or applicable law requfres interes�to be paid,Lender shall nat be reyuired to puy Borrower any interest or � <br /> .. enmings on the Flinds. Borrower and Lender may agree in wriling,however,that interest shall be paid on the Funds. Lender �::.: <br /> �;.� � shall give to Borrower,without charge.an unnual accounting of the Funds,showing credits and debits to�he Funds and the �Y_ <br /> --`t.�.�;.._,., .. . purpose for which each debit to rhe PWnds wus made. The Funds sve pledged as u�Witional security for all sums secured by <br /> :,� , ':.', �.�, thia Secu�ity Insnumeni. _ <br /> ••�+,;: °- - If the Fun� hcid by ix��fer excc�d ihe amauats permiticd io be !seld by spplltable laev, LendPr shell �cc�unt to - <br />' �--, <br /> ���• � Borrower for the excess Funds in accordance wilh the requ�rements of applicnble law. If the amount of the Funds held by <br /> Lender at nny time is not sufficient to puy the Escrow Items wheo due,Lender may so notify Borrower in writing,and, in �...°r'.-�.•- <br /> . ' such ense Borrower shall pay to Lender the umount necassary to make up the deGciency. Borrower shall make up the — <br /> .. � ' deficiency in no more than twelve monihly pnyments,At Lender's sole discretion. ���"� <br /> � � ,,; t�• Upon puyment in full of all sums secured by this Securiry Inatrument, Lender shall promptly refund to Borrower any --_ <br /> , Funds held by Lender. If,under paragrnph 21,Lender shall acquire or sell the Propeny,Lender,prior t�tha acquisilion or <br /> o sule of the Properry, ahall npply�ny Funds held by Lender at the time of ucquisltion or sale as a credit aguinst the sums �M� <br /> ' secured by this Security Insuvment. -- <br /> 3. AppNcatlon oP Payments. Unless upplicable law provides othervvise,all puyments received by L.ender under ��;- <br /> ° paragrnphs I and 2 shnll be npplied:firs�,to uny prepayment charges due under the Note;second,to amounts puyuble under — <br /> paragrnph 2;third,to interest due:founh,�o principnl due;t+nd latt,to uny late churges due under the Note. _ <br /> •� 4. ChArges; Liens. Borrower shull pay ull�axes, acsetisments, charges,�nes and impositions uttribuwble ro the �_�- <br /> ' Propeny which may attain priority over this Security[nstrument.und lensehold payments or ground rcnts,if uny. Bortower '—�`�� <br /> � .� shall pay these abli�ations in the mnnncr providcd in paragrnph 2,ar if not paid in thut munner,Bcxrower shall pay�hem on �:-. <br /> - . time direcQy to the person owcd puymcnt. Botrower shull promptly Pumish to l.ctxler ull notices of nmoums to bc paid under <br /> thls am ra h. If Borrower makes these a ments directl ,Borrower shnll rom U furnish lo Lender recei ts evidencin �°"' <br /> . p 8 P P Y Y P P Y P B r. <br />";__ • the payments. <br /> � ,'���. Bomower shull promptly dischurge uny lien which has priority over this Security Instrumem unless Borrower:(u)agrees �. <br /> �� in writing to the pAyment of the obligation secured by the lien in u mu�mer uccept�ble io Lender;(b)contests in gaoci fnith the •'�'` <br /> „ � lien by,or defends ugainst enforccmcnt of Ihe licn in,Icgal pra:ceJings which in thc Lcnder's apinion operote to prevent thc <br /> � enforcemerrt of the licn;or(c)secures from the holder of the lien un agreement sulitifactory to Lender subordinuting Ihe lien <br /> ' , " � ' - to this Security Inswment. If Lender determines thnt uny part of the Propeny is tubject to a licn which muy atmin priority <br />_ � ovcr this Security Instrument,Lcnder moy givc�3oROwer u noiirc idcntifying the lien. eorrower shull satisfy the licn or take <br /> . , one or more of the actions set forth alxwc within 10 days of the giving of notice. <br /> .. •� " S. Hpzard or Property Insurance. Borrower ,hull kccr thc improvcmentx nc�w exititing or hercufter erected on the <br />; ,. � Propetty insurcd nguinst loss by fire,hw.azds included within the term"r+ctended coveruge"and any othrr h�uurds, including � <br /> � � •• flaods or flooding,f'or which Lcnder rcquires insurance. This imurance shall bc muintuined in the umcwntx und for the <br /> , , <br /> . FormJ02A 9l�10 IpuRr�.�/n/w�,�rsi � <br /> . . ` <br /> , t� <br /> f <br /> I <br /> I <br /> . t <br /> i <br /> „ <br /> a+ " ,�_ <br />