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201103531 <br />must pay a11 sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of <br />this period, Lender may invoke any remedies permitted by this 5ecurity Instrument without further notice or detnand <br />on Bonower. <br />19. Borrower's Rigl�t to Reinstate After Acceleration. If Bonower meets certain conditions, Bonower shall <br />have the right to have enfojrcement of this Security Instrument discontinued at any time prior to the earliest of: (a) <br />five days before sale of th� Property pursuant to any power of sale contained in this S�urity Instrument; (b) such <br />other period as Applicable !Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a <br />judgment enforcing this SeGUrity Instrument. Those conditions are that Borrower: (a) pays Lender all sums which <br />then would be due under thi!s Security Instrument and the Note as if no acceleration had occurred; (b) cures any default <br />of any other covenants or agreements; (c) pays a11 expenses incurred in enforcing this Security Instrument, including, <br />but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the <br />purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such <br />action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security <br />Instrument, and Borrower' � obligation to pay the sums secured by this Security Instrument, sha11 continue unchang�. <br />Lender may require that Bqnower pay such reinstatement sums and expenses in one or more of the following forms, <br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, <br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality <br />or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations <br />secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall <br />not apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note <br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might <br />result in a change in the en�ity (known as the "Loan Servicer") that collects Periodic Payments due under the Note <br />and tYus Security Instrume�t and performs other mortgage loan servicing obligations under the Note, this Security <br />Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale <br />of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will <br />state the name and address of the new Loan Servicer, the address to which payments should be made and any other <br />information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter <br />the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations <br />to Bonower will remain with the Loan Servicer or be transfened to a successor Loan Servicer and are not assumed <br />by the Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Borro�er nor, Lender may commence, join, or be joined to any judicial action (as either an individual <br />litigant or the member of a�lass) that arises from the other party's actions pursuant to this Security Instrument or that <br />alleges that the other party'has breached any provision of, or any duty owed by reason of, this Security Instrument, <br />u.ntil such Bonower e1r Lender has notified the other party (with such notice given in compliance with the requirements <br />of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such <br />notice to take conective action. If Applicable Law provides a time period which must elapse before certain action <br />can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of <br />acceleration and oppbrtunity to cure given to Bonower pursuant to Section 22 and the notice of acceleration given <br />to Bonower pursuamt to S�tion 18 sha11 be deemed to satisfy the notice and opportunity to take conective action <br />provisions of this Se�ction 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" aze those substances <br />defined as toxic or hazardoµs substances, pollutants, or wastes by Environmental Law and the following substances: <br />gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, <br />materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal <br />laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; <br />(c) "Environmental ' Cleanup" includes any response action, remedial action, or removal action, as defined in <br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or <br />otherwise trigger an Environmental Cleanup. <br />Borrower shall not cautse or pernut the presence, use, disposal, storage, or release of any Hazardous Substances, <br />or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else <br />to do, anything aff�cting We Properly (a) that is in violation of any Environmental Law, (b) which creates an <br />Environmental Condition, ' ar(c) which, due to the presence, use, or release of a Haza.rdous Substance, creates a <br />condition that adversely a�fects the value of the Property. The preceding two sentences sha11 not apply to the <br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized <br />to be appropriate to normal residential uses and to maintenance of the Properly (including, but not limited to, <br />hazardous substance's in consumer products). <br />Borrower shall�promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other <br />action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance <br />or Environmental L,aw of which Borrower has actual knowledge, (b) any Environmental Condition, including but not <br />limited to, any spil�ing, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any <br />condition caused by the pr�sence, use or release of a Hazardous Substance which adversely affects the value of the <br />Properly. If Bonower learns, or is notified by any governniental or regulatory authority, or any private parly, that <br />any removal or other rem�diation of any Hazardous Substance affecting the Property is necessary, Borrower sha11 <br />promptly take a11 necessary,remedial actions in accordance with Environmental Law. Nothing herein shall create any <br />obligation on Lender for aia Environmental Cleanup. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ppGyeg/� � <br />Form 3028 1/01 Page 8 of 11 www.docmaglc.wm <br />�� <br />�`� <br />Ne3028.dot.mil <br />