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<br /> 5. gIazard or Property dnstirance. Borrower shall keep the improvements now existing or hereaRer erected on the � � � ' ':.-� '_�
<br /> ....,�,: •� . ._,. �
<br /> Property insured agaiast loss by fire, haiards included wit6in the term "extended rnverage" and any other hazards, iacluding � � � •. • � +�.�`
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<br /> � floods or tlooding,for which ixndcr reqaires insurance.This iasurance shall be maintained ia the amounts and for the periods • ��.�•..,z•���,
<br /> � that Lender requires. The insurance carrier providing the in$urance shall be chusen by Borrower subject co Lender's approval '�;�:=_=`v..�`:+-'.;�•`�
<br /> • which shall not be unreasonably withheld. If Borrower fails to mtintain coverage described abo�e. Lendermay,at Lender's '��:`'1�'�:.' Y`�:. ...." �
<br />'".�. aption.obtain coverage t4 protect Lender's rights in the Propeny in aocordance with paragraph 7. ����..�.��Y;s�;��- -
<br /> Ail insurance policies and renewals shall be acceptabie to Lender and shall include a standard mortgage clanse. Lender •
<br /> shall have the right to hold the policies and renewals.If Lender requires. Borrower shall promptly give to Lender all rereipts of 4� �, � ',-: �. • �
<br /> paid pmmiums and rene�val notices.In the event of loss.Borrower shall give prompt notice to the insurancs carrier and Lender. •�•`�°`;._�:�'.�'.�� `-
<br /> �. Lender may make proof of loss if not made promptly by Horrower. ��•r`��.-'"��'"��., ���
<br /> , , . ... .. ., ..
<br /> Unless Ler�der and BaTrower othenvise agree in writing,insurance proceeds shall be applied to restoration or repair of the :;,�,�,;; :� ;,� ___;;�
<br /> Properly damaged.if the restoration or repair is economically feasible aud I.crtder's seavity is nut lessened. If the restoratian or .---�---�;�',,•- -�-', ..
<br /> ' • repair is not exonomically feasible or Lender's security would be lessene�,��i�;,�r-wace proceeds shall bs appiied to the sums •" . _
<br /> � secured by this Security Instrusnens, whether or not then due, with any eF� �iu t•� Bortower. If Borrotver abandons the '"`""^ '. --
<br /> Property, or does not answer within 30�ays a notice from Lender that tM ins.uaa�ca c�rier has offe�d to settle a claim,then -:��`��---.�
<br /> Lender may eollect the insurance proceeds. Leader may use the prooeai co repair or restore t�� Property or to pay sums - -°°-=-----
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<br /> secured by this Security Ins[rument,whether or not then due.The 30-day period will begin when�e n�rice is given. . .f� _° �
<br /> Unless Lender and Borrower otherwise agree in �vriting, any appliration of proceeds to principal shali ret extend or - � •�"'��'; --
<br /> postgone the due date of the monthly payments referred to in paragraphs I and 2 or change the amount af ri.��ayucents. If •.: l' ` •=--='`- "`_:-`
<br /> under h 21 the Pro is uirc�d b Lender. Borrower's ri ht to an tnsar�x olicies and racee�s resultin from ::"�F" ,������
<br /> p�tagraP PertY� �l Y S Y � P P S
<br /> � damage to the E��erty prior to the acquisirion shall pass to Lender to the extent of t3e sums secured by this Security Instrument �`: '' �i`�`•T��'- y
<br /> imQnediateiy p�:.Yr��a the acquisidon. �'. '` :_'� _.'•`'.�,.
<br /> - t►.mccupsar.�,Pre�ervatioa,Mainteosnce and Proiect�ton ot the F�1:c.�;13n�sosver's�.nan E1ppt�cat�on;LeaSehotds. ,:. ���1` ._�;-~°�,-:.�.r.�-�,
<br /> at.Y:�'���, x.:
<br /> Soaawer shal1 occupy,est��>s�h,and use the Property as Borrower's pri:.-r.:�:!rz.cidencr�within sixry days after the eaecution of y�y.;�•.-�'. `', ;z �.,�,,
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<br /> this Security Insaument and shall wnanue to accupy the Property as S����r's�r;rcar�pal residence for at leass one year after �u . „r� . •.:
<br /> ` , the date of oaupancy,unless Lender otherwise agrees in writing, whi��i a�usent shail not bs u�.�:asonably withheld,or unless `�•'�''�'k'"'
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<br /> extenuating cinvmstances exist which are beyond Borrower's contcu�l_ Bortower shall aot :iEStray, damage or impair the , `•�-�- "`'�'� :�;":'.t.�,•
<br />�`; � Properry, allow the Property to deteriorate, or oommit waste on the �r`'raperty. Borrower shs'.� bs in default if any forfeiture �'` • `,;��•, 'i-� '
<br /> action or proceeding,whether civil or criminal,is t�gun that in Lender's good faith�udgment c3utd rewlt in forfeituse of the `"�"� �'�'i5 �
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<br /> ' Property or othenvise materially impair the lien created 6y this Security InsUVment ar�.ender's�:�,.-arity interes:_ iY�arsower may �1� '•; i� •
<br /> cure such a default and reinstate,as rovided in h I8,b caut�.-c the action or ceed'��te be dismissed with a rulin '. ;r% % ��`
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<br />��,1�� that, in Len��'s good faith determination, precludes forfeiture of a'�e i�orrower's interest in t�e Property or other material ,:,4jf r; ....,,.••�
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<br /> ';�� impairment of the lien created by this Securiry Insnument or Lendcr'�s security interest. Borrower shall also be in default if � �� `•�'�3+, `'�` �•'
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<br /> Bonower,dur�c�G th�toan applicauon process.gave mzterially false or inaccucate information or statements to Lender(or failed f���{;, •. ,. ' u,,
<br /> .. ec��:o�7de L�dzr vith an}���tarial infom�ation)in connectlon with the loan evidenced by the Note.including.but not limited _ � "
<br /> � �a=� t�,r�es�°iac►s ooncerning'�orrower's occupancy of th:Prop_rty u�.W principal msidence. If this Security Insuvment is on a � :,�' _.-
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<br /> ;,Y:', leasehotd. Ehrncnver shall comply with all the provisions of the le�re. If Borrower acqaires fee title to the Property, the �� .;._�.f; • __.-.
<br /> ;,�;;, leasehold anci it�!ee title shall not merge unless Lender agrees to the merger in writing. >�„� :� ='
<br /> y_.''� ?.Protectlan of Lends�'s Rtghis in the Property.If Borrower fails to perform the covenanu and agreemenis contained ia ,�:��'••
<br />�:,,.,a this Security Instrument, or'the�:e is a legal proceeding that may significantly affect Lender's rights in the Prc�p�:xy(such as a . �����
<br /> ;:;.'�{ eedin in banlw t robate. for condemnation or forfeiture or to enforce taws or ations).then I.eu�er ma do and �' � � �� s�-�=-'=' '
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<br />'��;�..�,��: pay for whaz��vr is necessary to protect the value of the Praperty and Lender's rights in the Property. Lender's actions may
<br /> � .;"�: include payi�.ss�y sums secured by a lien which has prtority over this Security Instrument, appeari g 'n caurt. paying =`•��'-ti"����rm"=��
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<br /> .� :�;�nable ar.�:,:s�eys'fees a-:��entering on the Property to make repairs. Although Ixnder may take action und�tivs patagraph """"`T'� �`'"` ," �-
<br /> � ` �.:Lxs�der daes npt have to�sa ' � - -`-
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<br /> ` My ar.s:�:ats disbu�sed by Lender under this paragraph 7 shr.�l become �ctiti�nal debt of Borrower sewred by this .�"'+�'='-*"._�'='•�'A:
<br /> ' ` Security InsL�nt. Unless Borrower and Lender agree to other tc�rr�•c�f payment,these amoc::�ts shall beas interest from the
<br /> ' �'�;;�f, dat�e of disbur,ti°ment at the Note rate and shall be payable, wit��-a�...�t, upon notice from Lcnder to Borrower requesting ' — -_--__":`=
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<br /> '• �'r Payment. — �_�.
<br /> :t, S.Mort�a�e lnsurance.If Lender required mortgage insurance as a wndition of making the loan secured by this Securiry - ,•�`—,�'�r���` -•-
<br /> Instrume�t. Bonower shall pay the premiums required to maintain the mortgagz insurance in effect. If, fer��►y reason, the • _i�:,;��:
<br />.���1'�ai:' mortgage ins�:.�,r..ce coverage required by Lender lapses or ceases ta i�e�in effect.Borrower shall��y the premiums cequiied to ' � �-�
<br />�:�'�r.`> oytain cover�.�.svbsiantialf u�valent to the mort a e insurance -�c►,inusl m effect, at a cost substantiall uivalent to.'i:� -�
<br /> �,@;. Y e9 � 8� F-'' Y� Y e9
<br /> cost to Borra�ver of the mortgage insurance previously in effect, frnm an altemate mortgage insurer approved by Lender. :F _ •'"=
<br /> �.bstantialty equiv�lent�ctir,�ge 9nsurance coverage is not available.Borrower shall pay to Lender each mondt.,n sum equai to ,-:. .�
<br /> ,,:;;�;' �cn;�nvelfth of t�e yeariy mongage insurance premium being pai� by Eorrower wh�,�ti�e insurance coverage lary�d or ceased tv � '_ _-
<br />��.��:'<z r� be in effect.i�rr::r will accept.nse and retain these payments as a?:a:�• reserve in �ieu of mort�;�e insurance. Loss res��: x` �' . .
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