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<br />DEFINITIONS
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<br />Words used in multiple sections of this document are de�ned below and other words are defined in 5ections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is daxed ........................�k��:��?1............................., together
<br />with a11 Riders to this document.
<br />(B) "�rrower" is �U4�1� A•.CAT�$ A S�NG4E PER�4� ...................................................... . . . .. . . . . . .. . . . ....................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Securiry Instrument.
<br />(C) "Lender" is .�Aj�K OF DON�PHAN ................................................................................................................ .
<br />Lender is a.G4RP4RATl9N ........................................................................................... organized and existiug under
<br />the laws of .TH� STA,T,� pF, (��QRASKA ........................................ . Lender's address is . P. Q.Q4�.�?Q RQN�PtiA� 8$$32:4�7.4......
<br />......................................................................................................................................................... .
<br />Lender is the beneficia.ry under this Security Instrument.
<br />(D) "Trustee" is BANK OF DONIPHAN, P.O.,BOX 270, �ONIPHAN, (dE, 88832 ............................................................................. .
<br />(E) "Note" mea.ns the promissory note signed by Borrower and dated A4-2.2•2.411 .................................................... . The
<br />Note states tl�at Borrower owes Lender THIATY.TWO.THAUSANR �IGHT. HUN4REA AND.N.Q1.1.Q0 .......................................................
<br />.................................................. Dollars (U.S. $ 3Z4$44���........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ... .................. P4 ZZ-2A16. ..... ........ ..... ..
<br />........................................................................................................................................................ .
<br />(� "Property" mea.ns the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Securiry Instrument, plus interest.
<br />(� "Riders" means all Riders to this 5ecurity Instnunent that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />� Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local sta.tutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(� "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(g) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a�nancial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automaxed teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parly
<br />(oWer than insurance proceeds pard under the coverages described in 5ection 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Properiy.
<br />(1� "Mortgage Insurance" mea.ns insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means We regularly schefluled amount due for (i) principal and interest undet the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate 5ettlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation thax governs the same subject matter. As used in this Security Instrument, "RE5PA" refers to all requirements and
<br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tifle to the Properly, whether or not Wat party has
<br />assumed Borrower's obligatioas uader the Note and/or this Security Instnunent.
<br />NEBRASKA—Single Family—Famrie Mae/Freddie Mac UNIFORM INSTRUMENT �
<br />Bankere Systems, �rx., St. Claud, MN Form MD-1-NE 8/17/2000
<br />ref: 1l2001 (page I of 7 pages)
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<br />DEED OF TRUST
<br />Form 3028 1 /01
<br />IIIIIII I�II IIII (�I� I�I II� IIII
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