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<br /> � 96° '.�8�'9�2 �H�=�.:��;�
<br /> •� T0C3�1'HER W[TH all the intprovements aow or he.Teafter erected on the property.and all easements,appurtenances.and ;_.:��A`� ;
<br /> • fixtures rnnw or hrreafter a p�rt of the pro�rt}+. A11 rePlacemenis and addidons shall also be covered by this Securiry �� .F:_<<._'
<br /> � Instrument.Al!of the.oregoing is referred to in this Security Instrument as the"Property•" •� ..�.;..: .�t
<br /> r BOR�iOVdER COVENANfS that Barro�•er is lawfully sei�ed of the estate hereby conveyed and hns the right to grant and . . •
<br /> � convey tt��Fropert�artd tt�a:th$ ProR,rty is us�cam5pred. except far encumbrances of record. Borrower warranu and will ..; ;
<br /> �.�-
<br /> defend enerali thc tide tu the against all ciaims and demands,subject to any encwnbrances of record• K F =-�
<br /> $ Y �PenY �;,�_x,..,:
<br /> 'TH1S SECURITIC INSTR�i3�1ENT co�hir.es utuform covenants for aational use and non-uniform cavenants with limited ��>�w,y,
<br />��" variations by jurisdiction to oonstitute a uniform securitn instnunent covering real property. '"� '-
<br /> �--,;:�'.__�,�
<br /> - UNf�0Id1M COVENANTS. Borrower arri Lend�t covenant ansi agree as follows: �"r-�=��""
<br /> • 1. P9�ym�n2 of F�sndpal and Intea�ese; Pre�}}�nent and Late Chaiges. Borrower shaU promptly pay when dae the ��,�;��s
<br /> principal uf and intemst an the dcbi evide�ced by thW Note aad any prepayment and!aze charges dae under the Note. Et+^-.=.ri•___
<br /> . 2. F�ands for Tmxes and#ssvrance.Subject 2o applicable law or to a written waiver by Lender.Borrawes shat!pay to _
<br />. Lender an the day m�nttily payme�ts ane d�e�wt�'tt►e Note,until the Note is paid in full,a sum("�unds')for:(a)yearly ta4es �—•�:.-v_;_
<br /> and ass�ssr:ents which may attain prioriry over this Security Instr�ment as a lien on the Property;(b>yearly lease�old payments �„��_}
<br /> or grcwnd rents on the Prvpetry,�f arry:(c)�early ha�asd or property insuran�premiums:(d)Yea�i�ood ins1z.�ce premiwns. �=-_-_-
<br /> � if any; (e)yearly mort�2ge iu�urance premiuros, if an};and(�any sums payable by Borrower tn Lender, is�.�arordance with ��._-
<br /> . the provisioas of pa.sagmPh 8,in lieo oi the paymeat of mortgage insurance premiums."I'hese items are called"�crow Items." �Y.• .`=�:
<br /> Lender may, at any time, coli�i aad l�,old Funds in un amount not to exceed the maximum aznount a lender for a federally _=__
<br /> . related mortgage loan m2y require far 8orr�n•es's esaow account under the federal Real Estate Settlement Procedures Act of ��-.F=
<br /> �•:����,
<br /> - 1974 as am.ended from ume ta Nme. 12 U.S.C. Section 2601 et seq. ("RESPA").unless another law that appHes to the Funds =_____
<br /> sets a lesser amount. If sa. �ender may, at any amw oollect and hold Funds in an amount not to exceed thc l�sser amaunt. __ --
<br /> ' I.endet[nay estim�te the amo,uit of Funds due on the basis of cuaent data and reasonable estimates of expeudi�,ues of future ` --
<br /> . � Escrow Items or othe�wise in�ccordance�vitt►applicable law.
<br /> The Funds shall he held in an insdtamon whose deposits are inswed by a federal agency. instrumentaJity• or entity =��-- --
<br /> ,. (including Leuder.if LcndYr is such an instdtulion)or in any Federal Home Loan Eank.l.ender shall apply the Funds to pay the
<br /> Escrow Iteros. Lcndzz m3y nn�charge Borroa•er for holding and applying the Funds,annually analyzing the escrow accoun�or ,-�__ _
<br /> n
<br /> verifying the Escrow Ite�us,.iuilrss Lender�ays Borrou•ef interest on the Fands and applicable law permits Lend�s-to make such F�---..__.
<br /> � a charge. Hrsvs�cver.Lendea r�y reyuim Eorsawer to pay a one-time dla.age for an independent real estate tax re�ortin�service �--- -
<br /> ;,;,�r used by Lercdr,�in conn�ctfnn �vith this lo�n. unless applirable law provides othenvise. Unless an agreement is [nade er ,�� -- ::
<br /> applicable law iequires interc-�t to be p3ld,T.�nder sh�ll not be required to pay Borrower any interest or eamings on the Fur.ds. r "
<br /> . ��:.,.
<br /> L'cr..�wer and Lender may a�in writing,however,that interest shali be paid on the Funds.L.ender shall give to Bonower, �K,.�m.";"
<br /> +..�fiout chazge,an annual accounting of the Funds,showiag credits and dehits to the Funds and the purpose for w h ic h eac h �..__ --
<br /> �� . debit to the Funds was made.Ttie Funds are ptedgad us additional security for all sums secured by this Security instrument. - °-
<br /> If the Funds beld by I.ender eaceed ehe amounu permitted to be held by applicable law.Lender shall account to Borrower
<br /> foa the excess Funds in�ccordance wtth the requirements of applicable law.If the amount of the Funds held by Lender at any -
<br /> , ti.�,�e is not suffici�nt to pe���ha Fscrow Items�vhen due,L�euder may so notify Burrowrer in writing.and.in such case Borrower �•�'��'�_
<br /> si�:l pay to L,cnder the aeso.mt necessa�7+ to make up th'-��.;•;�ncy. Borrower shall make up the deficiencw in no more than - -
<br /> t��e;ve monthly payments,at L.er.der's sote discretion.
<br /> ,''s�;���� Upun p�r.ymrmt in fuU of all sumg seeured by this Security lra�:.ment. Lender shall prompdy refiind to Borrower any
<br />`,.),�,��V� ,
<br /> '�''�° Fu.�s held �F.cmder.If,under a &.1.Lender shall a uire cc_�rll the Pro p or to the a uisition ar sale
<br /> ':��;;����.� �' P ��P �9 i�ertY.l.endet. ri c9
<br /> �;.�..• aL���Propsrnj.shall nppfy nrry Funds hela Dy Lendu at the time of acquisirion or sale as a credit against tf�e�rms sectued by v__Y___
<br /> ;;�.,� t�:�5ecurity Insirumerit.
<br /> !;'•i, 3.Applis�ftoa of�ayrdonts.Unless applicab}e law provides othenvise,all payments received by�:nder�:tder paragapf�s
<br /> '-'�,'•';' 1 and 2 shalt b�applied:first. to any prepayment charges due under the Note:second.to amou►ttr•.�ayable untler paragraph 2;
<br /> 1:,�1�1a�
<br /> :�;�;��f9+ third,to inte_*est due;fourth.to principal due:and last,ta any late charges due under the Note.
<br /> '�:''+1���' 4.lChur�es;Lfens�.aurrower shall pay all taxes.assessments.charges,fines and impositi�sn:7 mributabie to the Property e�,,,::.__
<br /> �'.'.��5 •.+:i�ich may at�nin priority over this Security Instrum�st, ,ti�d leasehold payments�:�;_raund rents, if any. L��r�ower shall pay
<br /> � ��i.t
<br /> y�;�:;��, . •,',i:��se obii�sivns in the manner provided in paragrapb�.�rr:f no2 paid in that mam:er.Borrower s�all pay tE:csn on time dimctly _,..,.a,.....:.
<br />'��"���'' to the person n�ved payment.Bonower shall promptly fiirnish to I�nrir.�all notices of amoants�n•1�,�paid under this paragraph. ----_--- -
<br /> ::,�a��.,• ��;;.-a�-
<br /> •'''`t�;�'' If Borrower ttt�c�s these a ents directl .Bonower shali ro tl fumish to Lender recei ts 4�.uiez:ein the a ments.
<br /> ;4�i;, p ym Y P �P Y P E P Y
<br /> ' Borro+ver shall promptly discharge any lien whiclt Las priority over this Security Instrumer.t�u�{,�s Boaower:(a)agrees in __
<br /> tir.riting to th2 pa�ment of the obligation secured by th�[:en in a manner acceptable to Lender.(b)contests in guod faith tl:e lien ���:�
<br /> � P,g, or de('er.ds against enforeement of the lien in. leoal proceedings which in the Lender's opinion oper,�e to prevent the _ _=_
<br /> •��`��• enforcemr.nt nf the lien:or(c)secures from the holder of the lien an agreement satisfactory to Le.mSet subordinating the lien to ��=
<br /> ,�;) _--
<br /> : ��:.'•� this Secudly (ttytsument. If Lender determinG�that any part of the Pr+���:rty is subject to a lien wiii�:��mny attain priority over �^;�°�.;.
<br /> "� tfiis Securiry Instrument.Lend�r may�ive Borrower a notice idenufJin�t�uze lien.Borrower shall w:x:sfy the lien or take orte or _ u J
<br /> ,.. more of tht actions set forth above within 10 days of the Li�ing of aoi.�a: --
<br /> . Form 3�28 9I90 ---'°�___
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