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� <br />NON-UIVIFORM COVENAIVTS. Borrower and Lender further covenant and agree as follows: <br />22. Ac�eleration; R�edies. Lend� shall give no�iioe to Barrow� prior to acceleratian following <br />Borrower's breach of any covenant a� a�ean�x in this S�cnrily Insdrum�t (but nat priar to <br />accole,ratia� undea Sedip� 18 ualoss Applicable Law provides ��wise). Tha no�ice shati sPecifY: (a) <br />tha defanit; (b) the action requi�rad to auo the default; (c) a ds�e, n� less thaa 30 days &am tha date <br />the notioe is giv� to Barrowea, by which the defanli must be cured; and (d) that fa�nra to cnre the <br />defaalt � or before the dato spec�fied in the nol3co may roanh ia acxeleration of the sams seaued by <br />this Security Instrnm�t and sale of the Property. The na�ice shall fiurther inform Ba�rowa of the <br />right to re�state aft� acceleratian and the right to bring a c�t adion to a�ert tlie non-esisteace of <br />a de�ault or aay ath� def�se of Borraw� to accel�atio�► and sate. If the defaeilt is nat cured � aa� <br />befara the dato specificd in the notioo, L�tde� at ita optian may require immedistte paymont in ii�ll of <br />all sums secured by this S�rity Instrum�t wlthout furth� d�and and may invoko the power of <br />sale and any other remedies pormitted by Applicable Law Lender shall be �titled to cotlect all <br />expenses incorred in pnrsuing the raaedies provMed in this 3�Ctioa ?Z, inclnd�g, bat not limited to, <br />reasonable attarneys' fees and costs of title evld�ca. <br />If the power of sale is invoked, Trnsteo ehaIl record a notice of deFanit in each cannty in which <br />sny part of the Propaty �s located aad shaII ma� copies of anch notice in the manna preacr�bed by <br />Applicable Law to Borrowex and to the othe� persons pr�scxibed by Applicsbla Law. Aft� the time <br />required by Applicsbla Law, Truatee sha11 give pnblic notice of sale to the person� and ia the manner <br />prescribed by Applicable Law. Trustee, wlthout danand � Barrower, shall esll the Proparty at <br />pnblic anction to the high�t bidd� at the tlme and place and nnder tha terms d�ignated in the <br />notice of sale ia one � m�e parcxls and in any a�dea Trustee determines. Trustea may postpana eale <br />of ail ar any parcel of the Properiy by pnblic aanounce��t at the time and place of any previously <br />sc�►eduled sale. L�dea � ita desi�nee may pmchasa the Prap�ty at any sale. <br />Upon rec�pt of paym�t of the price bid, Tru�oe ahall deliver to tha pmchaeer Tru�ea's dced <br />c�veying the Property. The reaitats in the Trustee's de�d ahall be prima fade evidence of the truth <br />of the stat�ents made th�ein. Trustee shall apply the praxeds of the sale in the following order: (a) <br />to alt coats �d esp� of e�cisi�g the p� �f sale, aa.d tho eal�, including the paym�t of tha <br />Trustea's fees actually inairred and reasonabla sttarneys° fees as pamitted bY ApPli�ahle I.aw; (b) to <br />all sums sewred by this Security Instrum�t; and (c) any excess to the p�rsoa or pe�saas legally <br />�titled to it. <br />23, Recoaveyance. Upon paymettt of all sums secured by tLis Security Instrument, Lender shall <br />request Trustee to reconvey the Property and shall surrender this Security Instrvment and all notes <br />evldencing debt secured by this Securlty Instrument to Trustee. Trustee shall reconvey the Property <br />without warranty to the person or persons legatly entitled to It. Such person or �rsons shall pay a�ry <br />recordatYon costs. Lender may charge such persen or persons a fee for recom�eying the Property, but only <br />if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee ls <br />permitted under Applicable Law. <br />24. Snbstitate Trn�ee. Lender, at its optlon, may from time to t[me remwe Tn�stee aad appoint a <br />successor trustee to any Trustee appointed hereunder by an inswment recorded in the counry in which this <br />Security Inshvment is recorded. Without com�eyance af the Property, the successor wstee shall succeed to <br />all the tltle, power and du8es conferred upon Trustee herein and by Appllcable L,aw. <br />2S. Request for Notic�s. Borrower re�uasts that copies of the noflce of default and sale ix sent to <br />Borrower's address which is the Praperhy Address. <br />0011?2399875 Cialviartgage 3.2.45.41 V2 <br />iY�RASICA - Stngte Famfly - Fenr►le Mae/Freddie Mac UNIFORM INSTRUMB�T <br />�-BqMq c�yo1 �,3 or,s waeis: Fonn 3029 1/01 <br />