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�0110307�
<br />20. Sale of Nate; Change of Loan Servicer; Notice of Grievaace. The Note or a partial interest 9n
<br />the Note (together with this Security Instrument) can 1� sold one or more times without pdar noflce to
<br />Borrower. A sale might result in a change in the enflty (known as tt►e "Loan Servicer") that collects
<br />Per3odic Payments due under the Note and this Securlty Insh'ument and perfor►�s other mortgage loan
<br />servicing obligatlons under the Note, this Securlty Inswment, and Applicable Law. There also might be
<br />one or more changes of We Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given wrltten noflce of the cLange which wlll state the name and address of the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servidng. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser wiles,s othervvLse provfided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, Join, or be joined to any jndicial action (as either an
<br />individual litigant or the member of a class) that arlses from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any pmvidon of, or any duty owed by
<br />reason of, this Security Inshvment, unttl such Borrower or Lender has notlfied tl�e other party (with such
<br />noHce given in compliance with the requirements of SecHon 15) of such alleged breach and af�orded the
<br />other party hereto a reasonable pedod after the giving of such noflce ro take corrective action. If
<br />Applicable Law provides a drae perlod which must elapse before certain acdon can be taken, that time
<br />ped� rvlll be deemed to be reasonable for purposes of this paragraph. The notice of acceleratlon and
<br />opportunity to cure given to Borrower pursnant to SecHon 22 and the noHce of acceleraflon given to
<br />Bonower pursvant to Sectton 18 shall be deemed to satlsfy the noHce and opportunity to take conective
<br />acfloa grov�sions of this Secflon 20.
<br />21. Ha�ardoas Snbstanc�es. As used in this Secflon 21: (a) "Hazardous Substances" are those
<br />substances defined as toxlc ar hazardous substances, pollutants, or wastes by Eavlronmental Law and the
<br />followL►g substances: gasoline, kerosene, oiher flammable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatlle solvents, materlals containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Envlronmental Law" means federal laws and laws of the jurlsdicflon where We Property is located that
<br />relate to health, safet3± or environmental protection; (c) "Environmental Cleanup" include�s any response
<br />action, remedial action, or removal action, as deflned in Envlronmental Law; and (c� an "Environmental
<br />Condition" means a condiflon that can cause, contribute to, or othervvlse Mgger an Enviro�ental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substauces, on or 1n the Property. Borrower shall not do,
<br />nor allow anyone eLse to do, anything affecHng the Property (a) Wat is in violaflon of any Envlronmental
<br />Law, @) which creates an Eavironnaental Condition, or (c� which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a conditlon that adversely affects the value af the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantifles of
<br />Hazardous Substances that are generally recognized to t� appropdate to normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazazdnus substances in consumer products).
<br />Borrower shall promptly give Lender wrltten noflce of (a) any im+esflgation, claim, demand, lawsuit
<br />or other action by arry governmental or regulatory agency or pri�+ate pariy u�volving the Property and azry
<br />Hazardous Substance or Environmental Law of whlch Borrower has actual lwowledge, @) any
<br />EAV�TODII1BAt8I COA�OD, incIuding but not limited to, any spilliq�g, leaking, discharge, release or threat of
<br />release of az►y Hazardous Substance, and (c) any condiHon caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learas, or is nodfled
<br />by any govemmental or regulatory authortty, or acry private party, that any removal or other remediaflon
<br />of any Hazardous Substance affecdng We Property is necessaiy, Borrower shall promptly take all necessary
<br />remedial actions in accordance with EnWronmental Law. Noth�ng herein shall create any obligation on
<br />Lender for an Environmental Cleanup.
<br />001122399875 CibtMortgage 3.2.45.41 V2
<br />N�JW4SfCA - Single Famiy - F�ude Mae/Freddie Mac UNIFORM INSTRUMBJT' WIT�
<br />�-8A(NE� (oe�o) r�e jz or �s imueis: Fortn 3028 1/01
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