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<br />_� . 96- ��'�8�� �� �. ` . .' � �, .`�
<br /> � TQGETHER wJTTH all the impxovemeats now or he�rafter eYeeted on the prapeety.and all easements,aFPwrtenanoes.and ' . . ; ' �,• .
<br /> , fixtures now or heieafter a part of the groperty. All repl2ce�ents and additions shaU also be oovered by this Security ���- ��-.-
<br /> Instruaiea.t.All of ttle foreguing is refeT[ed to in this Secqtity�nctmment as the'Frogerty.' --;-_- -=
<br /> . �...-�. -
<br /> BORRONER COVENANTS that Bormwer is lawfully seised of the estate hereby conveyed and has the right to g�ant and ==
<br /> convey the Properry and that the Property is uaencum�red, exce�pt for encumbiances of record. Barroeuer warrants and will , ` �.. :� �
<br /> l defend generally the titie to the ProPertY against all claims and demands,subject to any ensvmbrances of record. . � � •`R ".
<br /> t _
<br /> - T�.S SECURTI'Y INSTRLJMENT combines unifo:m covenants for national use and non-uniform coveaants with limited ` --�-F_----- -
<br /> vaiiadons by jurisdiction to oonstitute a uaiform secauity iasuument covering real Propeny � '.- ` .' , ,:..� __
<br /> ' UNIFORM COVENANTS.Barrower and Lender covenant aad agree as follows: • ' � ',�.,.. °;�:�
<br /> �' 1. �aymeaY o�Priadpal aud Inten�s� P►�epaYaient aud La4e Cbargcs. Boaovrer s6all pmrnptly pay whca�dne the - • -,.'•�,,.;�;.i_ _�
<br /> principal of and'mttrest on the debt evidenced hy the Note aad a�r Prepayment and late charges due under the Note. .` �- '`'� 5'y�"�-.-°
<br /> _ '_��_�_;:r..�.�. �
<br /> 2. Ftimds ff¢r'�aues su�IBStmarcce. Subjecx to applicable law or to a wri¢ten vraiver by Lender,Bortower shall pay to � ;:.�'_��;•4�,;� --
<br /> Leader on the day monttily payy�eeats are due under the Note,until thc Note is paid in full,a sum(°Fuads')for:fa)Yeariy ta�s ..}a.,��,�,;.,,�,t --_
<br /> and ass�ments whic�may attain priority over this Security InsiiumEUt as a lien an the Property;(b)Yeazty leasehold Payments • • � .,�; -.
<br /> or ond rents oa the ha7ard or ro n�surance `. }.� �••. �
<br /> 9ro �F�Y,¢�Y.(�)Y�Y P P�Y� P��;(�Yearly flood insurance premi�s, � �'�,�T
<br /> �. if aaY;(e)Yearly mortgdge insarance piemiums, if any;and� (�aaY snms Payable by�araower to I.euder.ia accas+dance with � `��r ;-
<br /> ` � the gnca�isions of paragragh 8. ia liea of the payment of mortgage insuiauce pcemiums.These items are c�lted"Esciow Items.' :.��
<br /> - Lem:�map, at any dme, collect and hold FFhnc�s in au amounl noi to exoced thE ma=+*��amovnl 2 lender for a fed�aljy • � '� �' -�•
<br /> � celatat mortgage toan may�equue for Boaower's escrow account under tite fedenl Real Fstate Sete�ement Fraoedur�,s Act of ,.. �;'z;_��!�`
<br /> <•; 1974 as ame�ed&om time to time, 12 U.S.C.Searoa 2601 et seq.("RESPA'),unless anoiher law chat agplies to the F�mds . ,�;��:_.°
<br /> .:''_; srds�a Ir.ssa amomtt. If so,Leader may,az aay wae, colIect and flold Frmds in an amouat not to e�the les�r amount_ _,y��,�,-:. �.�:�;�-.�.�•:=—`�:
<br /> >. ' Leatiter may�ate the amount of Funds due on the basis of current daia and reasonable esdmates of eagead��es of fntnre •;;,irs•',:, •'• �' �
<br /> �1 �•k.a,� •-
<br /> :• i Escro�u Items mr othernise in accordance wi�i a�plicable law. � �r:��'. .-.' . .;
<br /> . ��--
<br /> �. � Zhe Fn� s�all be held in an instn�ai whose deposits are iasured by a federal agency, instrumeniality. or entitg+ � • ����
<br /> � (including Len:t�r,�f Lender is such an inst�:.�ion)ar in any+Federal Home Loan Bank.Lender shall apply We F�mds w pay the '��`�' ' - , ,�:
<br /> .±°i Esemw Items.LL�xxder may not�,.arge Bocmwer for holding and aPPlymg the Funds,anmuaily analyzing the ascrow a000unt,or `'�F$�'�.',,:` ,: '-�.�.�'=,: . `:
<br /> ver�-�8 the Esctow Items,��der pays Boirower inieiest on ttce Funds and applicable law pemzits Lead�r rca.�make such e� ,;�:
<br />� � � ., a a:�ge.Yiowevcr,Lender ma3�Te�'ue Bormwer to pay a one-time charge for an independent real estate tax re�ng service _ �`.�,� ; . .�
<br /> °���°;� used iry Lendez i� coanecoion with �is im�., �mless applicable law pruvidea otlteiwLse. Unless �a s�emeut is made or { ` ..,; .',�' . �W
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<br /> •;�,�� a�splicable law iequires intenst to be F;i�,ii�a�Ses shall not be req�ired to pay Bormwer auy mteres�ra cemings on the Fuads. :';: ;.;�,.•.. .t�:�`� , ;
<br /> �. Sfl�cswer aad Lender may agree in��,�haarever,thaz f�terest shall be paid on the Funds.Lendes shaU give w Bormwer, �'°'� ; .
<br /> ,�. without charge, an annual ac��:;:4;af c�e Fundn,show��[editu and debits w the Fuuds and the purpose��ich each ���
<br /> �� ' .'�.
<br /> �`��� dEbit w the Fuads was made.'4���s as.�ledged as ad�rconal securiry for all sums secured by tiiis SecurIty Ins�rrt�t. �, . r � `�t ii , .
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<br /> �' If the Funds�eld by Lender ea�ed:`�:�o�mts permittad to be held�y applicable law.I.ender shall acconnt to Borrower .� -
<br /> �- �� for the eacess F�mds in acaordanc���c�e rex�uirements of applicable lax�.If ihe amount of the FuQds h�ld hy I.ender az any . :�:�:; �
<br /> !`''' time ia not sufficieat to pay the Ec...~ro�a�s when due,Lender may so notify Bo�ower in wiitmg,aad,in suc�case Bonower • ��
<br />�r°`� :f� shall pay to Lender the amount�.�sr�to make up the deficiency.Bflrrower shall sake up the defc�ency in no m�re thaa �.';��:, .''r •:
<br /> � ��,°� twelve montbtY Payments>ai Lenrler's soie�on. ' �� � �
<br /> . i.: - '� ° T�;_;�i�i, .
<br /> � }�. UPon paymen2 in fuU of all sums se�r.�d by this Sec,uriry Insuvment, Lender shall premptly refiind w Borrower a�r -,` , -
<br /> .. � Funds held I.ender.If,under ara h 2?.R '��';;"'�'';� .;_-:
<br /> r..:: lry P grap ...endet r.mall acquire or sell We Property,l.ender,Prira to the acquisition or sale
<br />� ;.��.�� of�e Pmperty,s�all apply any Ftmds held l�y�Lender at the time of acqoisitIon or sate ag a crodit a,�ainst the sums secared by :. ,�', " .� .1•.� ;-'-�--
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<br /> eti��rlty Ia�em. ��ble law� ��sdes otherwise.all paym�c�r.�se�eived by Lender under hs F>,�, ' ,.<� ,,
<br /> !,; �.l�lpplicatian ai P�ymea�.Unless a�' p+ D�B�P �
<br /> .�`� 1 and 2 sha}l be aQplied:fust,to anY D�P�'��charges due under t1aE Note;socond to amoimts payable uades paragraph 2; . � . . _-,
<br /> .. '��f � �.�: . .,., ._;-:
<br /> third,W interert:�e:fouN�,ta princIpal due;�d last,to any lute char.s a�e under the Note. �' '�` -
<br /> , 4.Chasgesi Idms.Borrower shall pay all taxes, assessments.cbar8es,fines and impositions attributable to the Property . �'=.�:''.�--
<br /> .�. . _ .
<br /> which may attain pr�ority over this 5eairity tnsuument.aad leasehold payments or grouad n�nts.if any. Bosronrer shall pay �.5�r'. ,. ', ... ,�.� •. ,�
<br /> � , these obligations ia the manner provIded in paragraph 2,or if not paid in that manner.Boarower s�all pay them on time direetly , � , . �. �-::
<br /> . . to the peison owed payment.Bomower shall ptomptly fumish to Lender all notiees of amoimts to be paid under this paragrap�i. a:. _
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<br /> If Borrower malces these payments directly,�:mrower shall pzomptty fumish to Lender receipts evi�tc�a.^��g the payments. �"'�' ' , �,n�t�;.�. '-,_-
<br /> .. Borrower ahall prompily discbarge any Zrcn ahich b2s prioriry over tLis SecurIty Iastrument�i1a;s Bo�wer.(a)agrees m -.-,�.•,:.,s,�,S' �` � �.,.
<br /> � o n s We llen' a manner tab2e to Lender• oontests in ood faitD the lien - ����„��:�� �:_
<br />; � wnting to the payment of the bligatto ecured by m accep ,(b) g _-
<br />� - try, ot'ttefends against enfonement of the lien in. legal proc�dinge which in the Lender's op�nion operate to pievent the �`
<br /> enforcement cf t`e lien;or(c)secures from t*:holder of the lien an ageement sarisfaaory to Leader subordinating ths lien to .,� ��"• "'`""'�� -=--
<br /> . . thia Security L�s..�r^••.ent. If Leader determiu.��Sr.at any part of the Pmpe�r+is subject to a lien wHic�may attain priority wer �- .;,'.�.;•
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<br /> �,;;t; � �: this Security L7ss�nt,Lender may give fi��er a nodce identifying�is�tim.Bormwer shall s�;rtt�,the lien or taYe one or ��_�,��-
<br /> �:: ' moie of the actions set foN►aD;ar�e wiWtn 10�,�s of the giving of notice.
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