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t � , '- ,�_.. '.`;�: _ _�•��C`` _�i � � . _ ' . + _ . .. F � . ��y . . e __ -.. . -----:, `� . '_ . -� - - . : � � � � � r - 1�� . =--- - : _ �,��. ��«�r��_��`� -�-� ; - apprwal v►fiich�lnll mt be w�so�btY w�eid. If Bcrsowerfa�'is`w maiet�in coveragc desciibod a6ava,�I.�der iery. , , `. l.,caderl�cptioo.obt�in covaa�e w P�a�t l�de��rt�f�ts ie ihe i'ltoQetty in acxai�Ce witb p�tagc�ph 7.: . . , ' A�!�ooe poLcies�nd eenewils sh�U 6e acap�We w l.ender aod�ahali 9nctude a stou�d�M maty�clwsa L.ender ab�it bave tbe riEhc to hold die pdicies a�d s�mewaLe. If Lender ce4uins.Borro�rer sbali pmmpttY Sive to Lenda ali cecsipts � oi P�id p�amiums and tenewat notices. tn t6c e�reot of loss.Bamwer sh�Ii givc�.notice tn thc insur�nce caRier and . . ��.I;p��r m�ine p�nof of iass if not made promptlY 6Y Batmwer. �• � Uniess Lender aad Bo�s+uwer attutwise agree in writing,inwr�ncc procads shall be applied to�aatian or npair d �p►'oF�tY-d�4 if tbe�ion or t+epvr is ecaaanicalIy fa�si6k a�Lender's saaniy tis pa kssened. If the --- �lq�atio�or.tep�it is not�nicaUy fem'6k or Lei�der�s sec+u'jt5►wbntd be tessettis��he i�e Pmceods s�l�!aG = -- _ applied ta the s�nos secwed 6y this SecuritY Insonm�ent•whedia or not then duc,vrith any eacess paid to BoROwe� If $amawer�b�sdons tl�e Propet�y.or does nat answer within 30 days a notic�from l,ender il�at the insuraace t�tria� a�aed to seuk s claim.then Lerwler msy oolkct tf�e insasnce pmceeds. Lender may use tt�prn�xtids tieP�i* — the Ropetty a to pay sams socucod bY tLis 5ecurity��,wbett�er or aoe ti�►due. 'l�e 3Q�day period will 6�in wlxn tbe notice is�var. � s6aU not exaaid a - Qnkss L�eMtr and HaROwer ixheswise agnx in writiag,u�y applic+tiau ofpcnc�ds to princip�i teai • poq}�ane the du�dNe of tLe monthly pAy+nents�efen�ed w in p�rag�aphs 1 and 2 or cluinge the unount of the paymerus. If �mder pousgr�ph 21 tbe Pt�opeRY is acquaed hy L.e�r.Hatinwer's right to�ny insurance pulicies and Pmceods tewlting fran d�mage Lo ti�e YmQeKy Pri�w the 9aluisitia►swil pass to Lender to the eatent of tl�e sums socured by tUis Securiry Lu�►ent imrtied�ely prior w the aequisitiart. � - f� 'p�C� Yreseevafioe. Mai�teas�ce aod ProtedioA d t6e Propert�; lioreowa's La�s Applicatjoai I.�eMsli�. Bormwa shsll accupy.establisb,and use ilfe Praperty as Boriower's principal residence withiu sixty days after tlre exa�utim of tWs Soeurity Inan�ment aad s1�aU continue w axupy the Pcopetty as Bur�uwer's principal cesidence for at ., kast aae year sfta tUe daoe of occupamcy, unkss I.ender ad�erwise age+ees in>writing. which ca►sent shaU nat be uarwacnMy aithheld,or wiless ex`tenuating cim�s�cea exist which ae�e beyoad Bortower s cunaol. Barrower shall not . ------dts�Y�ct�t�ge or i� ' the_PtQpert�t.atlow the Pmpaty to deterioratG or cammit waste on t6e Propertlr Bom�wer s1�a11 -- _P be in defiwh if any fotfeiture actiao or proctoding,whdher ciNl or crim�cal.is�egmr�atfir�enders�oo��idtiudg�seut ' conld resuh in fafeituoe og the Ptnpercy or otherwise materially impaii tUc lien creaud by this 5ecur�tq.Inswmear a i�ender's securiry intens� Bortower may cune such a dcfaolt and reinstat�,as provided in pazagrapb 18.by causing ti�e actioa .-- a pivaedin8 to be dismissed with a ruling that.in Lender�s gaod faith determinatioa,Prectades forfeitune of the Bonvwer's _ tntenest in tde Property ar othei'materiat impa�mknt af the lien c�ated b�ttus Sec�uit}►LtisUVmet�t or l.ender�s seairity _ intet�.q, gnTrowaz:�',r�'1 also be in defaWt if Borruwer.during the loan applicaaon process;Save materialty fatse or - - inaeewrau lnf��r stateaients w Lender(or failed to provide Lender�any material infom�ation)in connecd�with - the toaa evidenced�by the Note. including, but not limited to,nepresentatiats aatceming Bomuwer�s°�P�Y:�� -�-- Ptnpect�r as a principal nstder�ce. If this Seeudry Insuument is an a teasehold,Borrower shall comply with all the pc�a.��ns _ of tbe kase. ff Bomnwer acquis+es fa title w the Property.the leasehold and the fee title shall not merge unless Lender�ees -- — to the merga ia writing. . . :_,- 7. Pratection o�l.endee's Rights in tbe Property tf Bontsvc��s to perform die covenaa�and agnoements � � cantaiMd in this Securiry /nsut�teat, or thero is a legal ��t3�at�ray significantty affcct l.er�der's rlghts in tUe _� ptvpt�}.(such as a procadic�g eg b�ptcy.probate.for condetnnauaa er farfeiture or to enfance laws or ngutations)then Lendar cns►y do and pay for whatguer is necessary to protect the vatue of the Pmperty and Lender�s righu in the Rvpecty. Lende�s actions may include paY�B�Y sums secured by a tien afiich i�as priarhy aver this Security Inshvmen�appeann8 ;n cou�t,paying reas�nabte attomeys'fees and entering on the F'roperty to make repairs.Atthough Lende.r may take action under tbis paragrap[�7,Lender daes not have to do so. ' My amounu c�.sbuzsed by Lender ander this paragrapb 7 shall Aecome additianal debt of Borrower seeured by this Securlty Insuumen� Unless Borrower and Lender agree to other[erms of payment,these amounts sha116ear interest from the -_;�:` datc of disbu�nt at the Note rate and shaU be payable.with interes�t.apon noricc from Lender to Borrower requesting - t - ��S.n Matgsge Insut�anca If l.ender required mortgage insurance as a condition of making the toan securcd by this � Security Instrumen�Borrower shall pay the premiums required to maintain the mortgage insurancc in effext. If.for any ' reason. the mongage insurance coveruge requ�red by l,ender lapses or ceases ta 6e in effect. Bos�a�er shall pay the premiums reguired to obtain cuverage substantially equivatent to the mortgage insurance previously n effeci, at a cosi -� substantially equivalent ta the casc to Borrower of the mortgage insurance previously in effect.fram an altemate mort�age - ' insurer approved by Lender. If s:��antiully equivatent mortgage insurance coverage is not available.Borrower shail pay to Lender each month�sum equal to one-twelftb of the yearly mortgage insu^�premium being paid by Borrower when the _ '�;�� insurance covera�.:i:.�sed or ceased ta be in effect. 4ender will accept,use�ietain these yayments as a Ioss reserve in lieu _ = of mortgage insuraiice. Loss reserve payments may no longer be require�.Gt the option of Lender.if mortgage insurance coverage(in the amount and for the penod that Lender require.c)provided by an insurer approved by L.ender again becomes - :;. �.• available and is obtained.Horrow•er shall pay the premium9 required to maintain mortgage insurance in effec�or to pravide a loss reserve,uatil the requirement for mortgage:-�sumnce ends m accordartce with any wntten agreeme�t between Borrawet _ -' and Lender or applicabte law. � , 9. In4ptclbn. Lender or it�agent may r:alce reasonable entrics upun and inspections of the Property. Lender shall� _ � _;�_ � give Borrower natice at the time of ar prior ta an inspection�pccifying rcasonable cause for the in��pectiexr. -----