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<br /> `� � �rootsTHF.Ct wt1N�ti me uep�o�+�+nents,+ow ar ne�eatter eczccea m we popeny.ano an ssements.ap�tm�oc�.<
<br /> � '�od futees now ar hdeafla a p�ct ot dn pop�Y. Ali replioam�eatc and.additiaos sh�l!�Iso be caveted.by tlus Secu�ft!► :
<br /> � ' Ins�eKnt. Alt of the fo�e�ou�is esfertodto in t6is Secvritg L�sawox�as We"Ftoperty."� �` :
<br /> � � HORROWER(30VFNANTS tl�at Barov►er is tawftilIy seised of t6e estate 6ras6y aonveyed and hzs.the rigdt w g�aat .
<br /> < anQ convey tht Praperty and tlnt Wc AngMy is�mencumbecW.excepE for cncumbn�es of roca�d. Rorrow.er warrants u�d. • .
<br /> : will defead aeneraltY tbe dtic�o�he Hoperty against a11 ctaim�ued dcm�nds.subec[m any eaum6r�rxes ofae�corQ•
<br /> . THIS SECURITY INSTRiT11�NT canbines unifam coveaants far mtiooai ase aad aoa-uniform wvenants witti
<br /> ._ �fimimd v�ri�tims by.�unsdictio�to canstiwte a aaiform sxiaity insnvmaEu covering�eal property ' ' t _ ---- --
<br /> t ' ' [J1VIPORM COVENAN7'S. Borrow�r ud I.eqder covemnt aad sgree as fottows: .
<br /> . L PYSaatt a[Pti�cip�l s�d Litees�PrePyiae�l ad Lste CMa��s. Bom�wer shaii proa�ptlY PiY wtkn due the
<br /> P�P�of�nd interest on the debt evedenceQ by the Note and uty P�'eWYment a�nd iate charges due�ndet the Note.
<br /> 2, E1�Ns fa 1i�us ad L�rs� Subjest to�pplipbte law or to a wntten waiver by l�ender.Borrower sl�all pay co. _
<br /> . l�ender ao tly day mo�thlY{�Ynnerxs are due tuider the Note.until thc Note is paid'w fuil,a sum t"Fiu�ds")for:ta1 Y�Y
<br /> t�uca and a�dus Nhich may atwn priaity over this�Savrity Insuument ss a lien m t6e Prnperty.(b)Ye�riY ka-�lwtd e�
<br /> . P�Y�S a 8� �an the Pt+npeRy.if any: (c)Y�Y ���ProP�Y� P�►ums; t�YarIF 800d
<br /> _ - inwtince pamiuras, J aay:te)Y�Y�8�8��P�� if any:and(t�anY�ms P$Yabk by Barower to
<br />-- L�ades,�acco�daece with tde pmvisions of pangraph 8,in tieu of the payment of mortgaga insurance prem�ums. These - - _
<br />.-u II�CQ44 AfE p���ESC[OW 1(CaLS� �Cf p1a�Ie�[2Itj1 IlQ1Cs COU�CL 8tid�IO��JQdS 111 al18t110UR[QO[IO CACCOCd(�IG f11�1IUl1UtI1 _—
<br /> .t-` atnount a le�ider for a federally is}ated matgage loan may require for Bamwcr�s escraw acea�mt atder d�e feQ�ra!Reat -N=
<br />�.=� g.st�te Setdement Rvadures Act of 1474 as ameaded fmn►t�e to time.t2 U.S.0�26Q1�1 uq.("t�PA").uNess atwthes _ E.,:�_-_-
<br /> - ' 1aw ttwt�ppties to the Fuods sas st lesser amam� If so,l.ender may.at any tia�e.colloct and bold Fundi en an amaunt na to E�-�ti==
<br /> _:.a, eaceed the lesser aawun� l.en�kr may estimate the amount of F�nds due an tbe basis of cuaent data and nasonable � ��,�:-
<br /> _ - es�nates of e of fupue Escrow Items'ar otixrwise ii}accocdance witb apQlicable law. `''�'`-r-'
<br /> _ ' 71�e Iiu�dsX s�b�e held ln an institutiaf wfwse dcposits are insuced by a fede�al agencx,inswmmtatity.or entitY �
<br /> {including Lender,if I.tndet is such an instiwtion}ar in any Federal Har�e I.�Banic. Lender shall appty tT�e Funds to l�Y �:�..a=--
<br /> '- � ' t�e Escmw ivais, I:eoder may not chat8e Barower for 6oid'ing and�pptyip8 the Fi�ndc,astnually analyziag the escrow �, ---
<br />_ ' • acr�n�,or vetifying ihe Escm�v Items,�kss Lender pays Bomawer inte�est on the Funds and applicable iaw pemtiu
<br /> � �i,�nder w maice such a charga Howeve�I.ea�der may nequice Bonav��er to pay a one-time chvge for an independent real ;..si??: �_,
<br /> ��• i� � estate tax repocting secvice nse�by LerMer in cannection witb this loaa,unless applicable law pruvides oti�erwise. Unless an
<br /> , -_ :yf�� '`` , aigreement is tttacte or appiirable taw requues um�st to�e paiA.Ltnder shali not be fsquurd ta Qay Barower.aay Intecest ar _ �� . -
<br /> eamings on the Fuads. Borro�ver aad Lender may agree in writing.however.that interest shall be pacd on the Funds. Lender `� � -
<br />` `���'. shaU give to Bomnwa,without charge,an annual accountin of the Funds,s6owmg crtdits and dcbiu to the Funds and the . .. ... .
<br /> � ':a���=�r•��
<br /> ��.;�;�;,. P��fa which each debit to the Funds was made. The Pbnds are ptcdged as additional sccurity for all suats secumed by - ,,� --
<br /> ',:r''` .- t111S$2CqTtly fIlStIUtRC(1�. .: 3"' '
<br /> -.f . ff the Funds held by Ixnder eaceed tite amounts pennitt e d to b e h e t d b y app lica b l e l a w.L e n d e r s h a ll account ta - ':, __ -
<br /> •' � Bomnwer foc the excess F�in accardance with the�quiremenu of applicable daw. if the amount of the Funds held by :;:;;
<br /> � �xnder at,any time is not su'�ri�ient to pay the Escrow Lems when due.Lender may so rrotify Borrower in wri�.and.in • '`'f-=x-;!., -
<br /> Such case Bom�wer shall pa}:w Lender the amount�eesxary to maka up the deficiency. Borrower shall�3ce pp ihe . ,�:�;«�;�
<br /> � deficiency in no more than twelve monthly payments,at Lender s sote discretiori. ' '��:"�' �-� �=
<br /> ' ' Up�n payme.mt in full of ail sums secured by this Security Instnsment,Lender shal!prompdy refund to Bcsrrower any � �y� -
<br /> . �.,' Funds held by l.ender. If,under paTagra�h 21,Lender shall acquire ar sell the Pcoperty.Lender.prior to t h e acquisition or : . __
<br /> � ' sale af the Praperty.shall agply any Funds held by Lender at the time of acquisition or sale as a credit aga��t the sums ,
<br /> � secured by this Securicy tnstrumen� � - • .
<br /> - �'�sr..,-`' 3 Applkation of Pi�yments. Qnless applicabte law provides otherwise. all payments received by Lender under ..
<br /> • -� }:;' paragraphs 1 a��td 2 shall be applied:fus�,co any prepayment charges due under the Note;sccond.to amounu payabte under , ,�,
<br /> - paragraph 2;third.to intetest due;fouR�s,to principal due;and last.to an�r late charges due under ihe Note. -
<br /> �� ' - 4. Charges; Llens. Borrawer sha11 pay all taxes, assessmer.s.charges. fines and impasitions attributable to the _
<br /> " . Froperty which may attain g�riority over this Secunty instrument.and leasehold payments or ground rents,if any. Borrower �:c;;",' ,� . .,� _
<br /> :• . ,f.:.:,�
<br /> � � s:5a11 pay these obligations sn ihe manner provided in p:rtagraph Z,or if not paid in�at manner.Borrower shalt pay them on ,; ,;�;-.,:�.;.,. ';'�__
<br /> '��a=�' �ime�rectly to the n owed paymenr. Harrawer sha;3 mm tl fumish to l.ender all notices of amounts ta be paid under `�'::':`''J'f-`-; ==
<br /> P P Y ;:...,�r;,;°;',:.�.,,
<br /> ' , � � • . triis paragraph. If otrower makes these payments directly.Borrawer shall promptly fumish to l.ender receipu e�idencing '� ���; • •;•:��-
<br /> the paycnents. . r�`,
<br /> ' ' '°'t: Borrower shall promptly dischazge any lien which has priority aver this Security Instrument untess Bomnwer:(a)agrees • , _
<br /> � in writing to tt�e payment of the obligauam securecl by the lien m a manner acceptable to Lender.(b)contesis in grvd faith the . � •. �� .-,
<br /> •3ien by.or defends against enforcement of the lien in.tegal proceedings which in the i.ender's opinion operate t�Wxevent the . • '.� . ;
<br /> , � � ; enforcement of the lien;or(c)secures from the hotder of the lien an agreement satisfactory ta l.ender subordinaang the fien -_
<br /> �, .-= � to this Securry Instrument If Lender determines�that any part of the Property is subject to a lien which may attain priority
<br /> ,,;�:�. aver this S��rity lnstcument,Lender may give Borrower a notice identifying the tien. Bortower sha11 satisfy the lien or tuke �
<br /> =��?��'�� one or more of the actions set Ponh abovc within 10 days ot thc �vin of notice. ' ' �
<br />_.: . � �� 8 S i::•,:�.
<br /> • ��5,;a.�.^{�:'.:��� . . S. Ha�rd oe Property InsarAnca Borrowcr shall keep the imgrovcmen�s�sow existing ur hereafter er.cted on the ,•,..
<br /> ..�r�.''d`tr' . . _. property insured against loss by flre,hazards included A�ithin the term"extenQed cr�verage"and any other hazar�.Including t� :.' �
<br /> _�;;:,,r; `__�,._ � floods or flooding. for which Lender requires insurance. This insurance shall be maintained in the amount�and for the ( .
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<br /> • �',�%'==�,'"+-•'1' Form 3A28 9/!A �pa�e 2 njh pnRa�l
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