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<br />sha11 pay to Lender the amount necess to make up the deficieni
<br />12 monthly payments.
<br />Upon payment in full of all sums ecured by this Security Ins
<br />any Funds held by Lender.
<br />4. Charges; Liens. Borrower ha11 pay all taxes, assessm
<br />the Property which can attain priorit over this Security Instn
<br />Property, if any, and Community Ass ciation Dues, Fees, and E
<br />are Escrow Items, Borrower shall pay them in the manner provic
<br />Borrower shall promptly dischar e any lien which has prio�
<br />(a) agrees in writing to the payment o the obligation secured by
<br />so long as Borrower is performing s ch agreement; (b) conte
<br />enforcement of the lien in, legal proce ings which in Lender's o�
<br />while those proceedings are pending, ut only until such proceei
<br />of the lien an agreement satisfactory to Lender subordinating
<br />deternunes that any part of the Prope y is subject to a lien whic
<br />Lender may give Borrower a notice i entifying the lien. Withir
<br />Borrower shall satisfy the lien or take one or more of the action�
<br />Lender may require Borrower to ay a one-time charge for �
<br />used by Lender in connection with thi Loan.
<br />5. Property Insurance. Borr wer sha11 keep the impr�
<br />Property insured against loss by fire, azards included within th�
<br />including, but not limited to, earthqu es and floods, for which
<br />maintained in the amounts (includin deductible levels) and fo
<br />requires pursuant to the preceding sent nces can change during th
<br />the insurance shall be chosen by Borro er subject to Lender's righ
<br />not be exercised unreasonably. Lende may require Borrower to
<br />time charge for flood zone determinati n, certification and tracki
<br />determination and certification service and subsequent charges e�
<br />reasonably might affect such deternu ation or certification. Bo�
<br />any fees imposed by the Federal Eme gency Management Agen�
<br />deternunation resulting from an objec ion by Borrower.
<br />If Borrower fails to maintain an of the coverages describe
<br />Lender's option and Borrower's expe se. Lender is under no ol
<br />of coverage. Therefore, such covera e sha11 cover Lender, but
<br />equity in the Property, or the contents f the Property, against an
<br />or lesser coverage than was previousl in effect. Borrower ackn
<br />obtained might significantly exceed th cost of insurance that Bor
<br />by Lender under this Section 5 sha11 b ome additional debt of B�
<br />amounts shall bear interest at the Not rate from the date of dist
<br />upon notice from Lender to Borrowe requesting payment.
<br />All insurance policies required y Lender and renewals o
<br />disapprove such policies, shall includ a standard mortgage claus
<br />additional loss payee. Lender shall h ve the right to hold the pc
<br />Borrower shall promptly give to Lend r all receipts of paid pre�r
<br />form of insurance coverage, not othe ise required by Lender, 1
<br />policy shall include a standard mort age clause and shall nam�
<br />payee.
<br />In the event of loss, Borrower s all give prompt notice to t
<br />proof of loss if not made promptly y Borrower. Unless Ler
<br />insurance proceeds, whether or not th underlying insurance wa;
<br />or repair of the Property, if the resto ation or repair is economi
<br />During such repair and restoration pe iod, Lender shall have thi
<br />has had an opportunity to inspect s h Property to ensure the
<br />provided that such inspection shall e undertaken promptly.
<br />restoration in a single payment or in series of progress payme
<br />is made in writing or Applicable La requires interest to be pa
<br />required to pay Borrower any interest or earnings on such procee
<br />retained by Borrower shall not be pa d out of the insurance pro
<br />If the restoration or repair is not econo 'cally feasible or Lender'
<br />sha11 be applied to the sums secured b this Security Instrument,
<br />to Borrower. Such insurance procee s shall be applied in the o
<br />If Borrower abandons the Prop rty, Lender may file, neg
<br />related matters. If Borrower does no respond within 30 days tc
<br />offered to settle a claim, then Lende may negotiate and settle
<br />notice is given. In either event, or if nder acquires the Prope
<br />assigns to Lender (a) Borrower's rig ts to any insurance proce
<br />under the Note or this Security Inst ent, and (b) any other of
<br />of unearned premiums paid by Borro er) under all insurance p
<br />NEBRASKA--Single Family--Fannie
<br />Form 3028 1 /01
<br />die Mac UNIFORM INSTRi
<br />Page 4 of 1 1
<br />in
<br />with RESPA, but in no more than
<br />Lender shall promptly refund to Borrower
<br />nts, harges, fines, and impositions attributable to
<br />nen , leasehold payments or ground rents on the
<br />sses ments, if any. To the extent that these items
<br />:d i Section 3.
<br />ty o er this Security Instrument unless Borrower:
<br />ie li n in a manner acceptable to Lender, but only
<br />ts t e lien in good faith by, or defends against
<br />nio operate to prevent the enforcement of the lien
<br />ings are concluded; or (c) secures from the holder
<br />he 'en to this Security Instrument. If Lender
<br />i c attain priority over this Security Instrument,
<br />10 ays of the date on which that notice is given,
<br />set rth above in this Section 4.
<br />real state ta�c verification and/or reporting service
<br />vem nts now existing or hereafter erected on the
<br />te "extended coverage, " and any other hazards
<br />,end r requires insurance. This insurance shall be
<br />the periods that Lender requires. What Lender
<br />te of the Loan. The insurance carrier providing
<br />to d sapprove Borrower's choice, which right shall
<br />ay, n connection with this Loan, either: (a) a one-
<br />g se ices; or (b) a one-time charge for flood zone
<br />�h ti e remappings or similar changes occur which
<br />•ow r sha11 also be responsible for the payment of
<br />y in onnection with the review of any flood zone
<br />�e, Lender may obtain insurance coverage, at
<br />�n to purchase any particular type or amount
<br />or might not protect Borrower, Borrower's
<br />hazard or liability and might provide greater
<br />ges that the cost of the insurance coverage so
<br />could have obtained. Any amounts disbursed
<br />;r secured by this Security Instrument. These
<br />ient and shall be payable, with such interest,
<br />suc policies shall be subject to L.ender's right to
<br />, an shall name Lender as mortgagee and/or as an
<br />icie and renewal certificates. If Lender requires,
<br />ums and renewal notices. If Borrower obtains any
<br />r d age to, or destruction of, the Property, such
<br />Le er as mortgagee and/or as an additional loss
<br />urance carrier and Lender. Lender may make
<br />id Borrower otherwise agree in writing, any
<br />ired by Lender, shall be applied to restoration
<br />easible and Lender's security is not lessened.
<br />to hold such insurance proceeds until Lender
<br />has been completed to Lender's satisfaction,
<br />�r may disburse proceeds for the repairs and
<br />the work is completed. Unless an agreement
<br />such insurance proceeds, Lender shall not be
<br />ees for public adjusters, or other third parties,
<br />and shall be the sole obligation of Borrower.
<br />rity would be lessened, the insurance proceeds
<br />�r or not then due, with the excess, if any, paid
<br />rovided for in Section 2.
<br />and settle any available insurance claim and
<br />ice from Lender that the insurance carrier has
<br />aim. The 30-day period will begin when the
<br />der Section 22 or otherwise, Borrower hereby
<br />an amount not to exceed the amounts unpaid
<br />�ver's rights (other than the right to any refund
<br />� covering the Property, insofar as such rights
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