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��o�s�� 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to re-convey the Froperty and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permrtted under Applicable Law. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 21. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be inco orated into and shall amend and supplement the covenants and agreements of this Security Instrument as i�the rider(s) were a part of this Security Instrument. [Check applicable box(es)J. ❑ Condominium Rider ❑ Graduated Payment � Other [Specify] ❑ Planned Unit Development Rider ❑ Growing Equity Rider Adjustable Rate Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Wimesses: Borrower Borrower [Space Below This Line For Acknowledgment] STATE OF NEBRASKA, HALL County ss: (Seal) (Seal) (Seal) (Seal) On this 28th day of March , 2011 , before me, the undersigned, a Notary Public in and for said State, personally appeared JANA L RICHARDS and REID D RICHARDS, as wife and husband (known to me) (or proved to me on the basis of satisfactory evidence) to be the person(s) whose nanne(s) are subscribed to the foregoing instrument and acknowledged that they executed the sarne. WITNESS my hand and official seal. (Reserved for official seal) GENERAL NOTARY - State of Nebraska � CQDY LEE LEVINSON _ My Comm, Exp. Feb, l, 2013 Signature: �� ` CODY LEE LEVINSON Name (typed or printed) My Commission expires: 02/07/2013 REQUEST FOR RECONVEYANCE TO TRUSTEE: The undersigned is the holder of the note or notes secured by this Deed of Trust. Said note or notes, together with all other indebtedness secured by this Deed of Trust, have been paid in full. You are hereby directed to cancel said note or notes and this Deed of Trust, which are delivered hereby, and to reconvey, without warranty, all the estate now held by you under this Deed of Trust to the person or persons legally entitled thereto. Date: 11o1.CV (11/07) 3918 Pa�e 5 of 5 GOTO(OOOc85e6)