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201102637 (P) 'Teriodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (Q) 'ZtESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R Part 3500), as they miaht be amended from time to time, or any additionai or successor legislation or reb lation that governs the same subject matter. As used in this Seciuity Instrument, "RESPA" refers #o all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (R) "Snccessor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrowez's obligations under ihe Note and/or tlus Security Insmunent. TRANSFER OF RIGHTS IN TI� PROPERTY The beneficiary of this Security Instnunent is MERS (soIely as nominee for I.ender and Lender's successors and assigns) and the successors and ass bons of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (u) the performance of Borrower' s covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocabiy grants and conveys to Trustee, in trust, with power of sale, the following described property located in the Couaty of Hall . [Type of Kecord'mg Jurisdiction] jName of Recording Iurisdiclion] LOT SIX (6) , BLOCR TWEI�VE (I2) , PACItER AND BAl2t't'S ADDITION TO TSE CITY OF GRAND ISI�AND, HPaLL COUNTY, NEBRASKA. THIS IS A PIIRCHASE MONEY DEED OF TRIIST Pazcel ID Number: 400069636 423 N Ruby Ave Grand Island ("Property Address"): which currently has the adrlress of [Street] jCiry] , Nebr��slca 68803 [Zip Code] TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by tius Security Inshvment. All of the foregoing is refened to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interest granted by Borrower in this Security Instrument, but, if necessary to comply with iaw or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the ribht: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instnimeat. 2200093927 D V6ANE NEBRASKA - Singie Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS �-6A(N� �oaia� Page 3 of 15 Initials: �� Form 3028 1/01 �