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20110263
<br />(C) "iZender" is U. S, Baak N. A.
<br />Lender is a National Association
<br />organized and existina under the iaws of The IInited States Of America
<br />Lender's address is 4801 Frederica Street, Owensboro, RY 42301
<br />(D) 'Trustee" is Mt . Thc�as I,ocher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102
<br />(E) 'T'�RS" is Mortgaa Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />ander this Security Instrument. MERS is arganized and existing under the laws of Delawaze, and has an
<br />address and telephone number of P.O. Box 2U26, Flint, 1vII 48501 2026, tel. (888) 679-MERS.
<br />(� 'TTote" means the promissory note signed by Borrower and dated 03/31/2011 .
<br />The Note states that Bonrower owes Lender Seventy-One Thousand Six Iiundred
<br />Seventy-Two and 00/100ths Dollars
<br />(i7. S. $ 71, 672 . 00 ) plus interest. Borrower has promised to pay this debt in regulaz Periodic
<br />Payments and to pay ihe debt iu fuil not later than April Ol, 2041 .
<br />(G) "Property" means the property that is described below under tl�e heading "Transfer of Rights in the
<br />p ��
<br />{F� 'Z�oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest
<br />(n 'Ztiders" means all Riders to this Security Instrument that are executed by Borsower. The following
<br />Riders aze to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider
<br />0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider
<br />0 VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify]
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (tt►at have the effect of law) as well as atl app2zcable final,
<br />non-appealable judicial opinions.
<br />(I� "Commnnity Association Dnes, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Bortower or the Property by a condominium association, homeowners
<br />association or similar organi2ation.
<br />(L) "Electronic Funds Transfer" means any transfer of fimds, other than a transaction originated by
<br />check, draft, or simi.laz paper instrument, which is initiated through an electronic terniinal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or suthorize a financial institution to debit
<br />or credit an account. Such term includes but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and sutomated clearinghouse
<br />transfers.
<br />(Nn '�scrow Items" means those items that aze described in Section 3.
<br />(1� '�Vtiscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations o� or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) '�ortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan_
<br />2200093927 D V6ANE
<br />N�RASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMHdT WIT�
<br />�-6A(N� loa�oJ Pece z or i s Initials: Fortn 3028 1/01
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