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<br /> S, �� oY p��y 1��ce. Sorrow�er shall keep the improvements novs+ exi�ting ur hereafter crected on che `,����___
<br />_ property insured against lass by fim, hazards included within the term °extended coverage" artd:u►Y other h:uard,, includiag 3��i_�r"
<br />� floads or�laading,far which ixnder requires insurance.This iasurance shall @e maintained in thc amount+anJ for the periods ,y;�.,,.;,..;
<br /> that Lender requirey. The insurance car:ier providing the in�urance shall be chc�sen by Burro�ver.ubj�t tu Lender's approval „� `�
<br />- whifi shJl nat be anreawnably withheld. If Borrower S'ails to maintain covera�e described abave. L.ender may. at [.ender's �.,s. • ti�•:
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<br /> option,obtain coverage to protect Lender's righu in the Property in accordance with parabraPh 7• . .. .,
<br />- All insurance policies and rene�vals shall be acceptable to Lender and shali include a standard mortga�e clause. I.cnder ,-� ��.��._ , ,
<br /> �e to Lender all receipts of •�:���..���:=
<br />- shall ha�e the right to hold the policies and rene�vals. If Lender requires.Borrower shalt promptly P,i•
<br />.� paid premiums and re:�ewal nauces.in the event of loss.Bornower shall give prampt natioe tu the insurance rarrier aad Lender. ', :-��l�,r�
<br /> Lender may make pmof of loss if not made prompdy by Bomower. �.;""�"`�"�'"
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<br /> Unless L.ender and Barrower otherwise agree in writing,insurance proceeds sf�all be applied eo restoration or repair o e t _ , __
<br /> prup;rry dsunaged,if the restcrntion or repair is emnomirally feasible and Lcrder s securiry is not lessened. If the restorarion or ,r-� _�-���
<br /> repair is not eoonomically feusible or Lender's security aould be lessened,the insurance Proceeds shall be applied to the sums —`._�.-�--� -
<br /> secured by d�is Security Instrument, whether or not then due, with any excess paid to Barrower. If Sorrower abandons die - °`
<br />:� ptop°„rty.or dces nat ansv:er within 30 days a notice from i.ender ti�t Lie insurance cani�t��e Pro ert or to'�a •sums �w`�-_� `;- -
<br /> Lender may collect the insu�ance pracee�s. Lender may us�the �L-� to repair P Y P Y �',--_-..--.�:�,--
<br /> � secur�ed by this Security In.stnimeni.whether or not then due.The 30-day period v.iJ.�beg�n when the notice is given. p�__:� _-_-:.�.--
<br />,� ° Unless Lender and Borrower othervrise agree in writing, nny aFplication '=�Pr�c�d� �°Pnnc►pal shali not extend or ��.: ��.V__ _
<br /> postpone the due date of the monthly �yrrxnts referred to in paragr'aphs 1 and 2 or change tfce amount o f t he payments. if �n,�•r-�
<br /> under par.��b ZI [t►e 1'roFerty is acquired by Lender.Borrower's right to any iasurance poi«:�and prozeeds resulting from �
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<br /> � damage tu t�z Fco�:ii1 p�iar w the a=';'1'sition chall pass to Lender�o[he extent af�e sums secured bY th�s Security Insorumem � , Y ,
<br /> . immediately prior to the acg+aisition. ���,�.+g��ppptF�n;I.easehol�s• ' ~�
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<br /> Pc�ese�ation,Matnteuanoe and Pratc�tion of the Peoperty: ��,:
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<br /> Borrowei s1Tat1 oocupy.�szblish,and use the Prope►ty as Borrower's principal residence within sixty days after the execution o _,
<br /> this Sewrity Lnstrument and shall continue to occupy che Properry as Borrower s principal residence for at teast one year after �-_�=�•Y =
<br /> the date of occupancY.unless Lender otherwise agre�s in wriring, which cunsent shall not 6e unreasanablY with��eidl °T���e ��,.�,.,..� •
<br /> extenuating circvmstances eaust �vhich are beyond Borrower s rnntrol. Borrower shall not desuoy, damag �P �.-
<br /> p�pErty, z(►paar the progert} to deteriorate, or comgvt waste on the Property. BoROwer shall be in default if any forfeiture �.+�r.-°;°°;:�,:
<br /> ' action or gmr✓r�ling.whet�er��°��or�"�•�s begun that��L.ender's good faith judgment could result in forfeiture of the -��-,tif.�=_,,-:�':,,
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<br /> : property or otfierwise mate�allY impair the lien created bY this Se+'ur•rzv Instrument or Lender's security interest. Borrower r�ay � 0�-__
<br /> . cure such a default and reirstate.as provided in pazagraph 18,by cuai�g ttte acrion ot proceeding to be dismissed witEt a m�el':img _
<br /> • that. in L.ender's gaad fvit� determination, precludes forfeiture oF�.`te Borrow•e.-'s interest in the Property cr other�:�rial �t:-==-�=�_
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<br /> "� impaiiment of ihe liea crr�d��by this Security Instrument or Lender s securaq dnterest. Borrower shall ai9a.�e in defa•,:It if �R
<br /> ' ' Bacratver.during the]o�t�.rlicatian Ir►ncess,gave materially false or inr�ocuiate information ar statcments to Lender(es f�i3ed l,��;�,.,,_
<br /> �� � to provide Lender with anY n'.at�I 'nh`•�'�tion)in connection with the loan evidenced by the Note. ineluding.but not�ia� �"'.�"`�',
<br /> .`.. � , to.representa6ons cor,cem3ag Barr�•���'" occupancy of the Property as a principal resadence.If this Security Instrument ns�n a ���
<br /> � (easehold, Borrawer shall:compiy :�i�'. a11 the provisions of the lease. If Borrower acquires fee titte to the Propetty. the �.._.Y� , .
<br /> ��� •` leasehotd and the fee dtl:shatl not s,c-re unless Lender agrers to t�ie merger in writing. _=_-_
<br />,,",. . � 7,pmiedioa aY LE[a'�er's Rigitt�f�the Property.If Borrower fails to perfosm the wvenanu and a�•�ts contained in �!_______
<br /> ' �` this Seturity Instrument.or there is a tegal proceeding that mny significanily affea I.endei s rights in the Praperty (such as a
<br />''�: ;; p r o c e e din g in banlsruptcy.probate. for condemnation or forfeiture or to enforce Iaws or regulations).then Lender may do and
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<br /> ;', pay for whatever is neat�ary co protect the value of the Property and L e n der's ri g h t s in t he P r o p e rt y. L e n d e r's a c t ions ma y
<br /> include paying any suam recured by a lien which has priority over this co�riry lnstrument, appearing in caurt, paying
<br /> reasonable attomeys'fees and entering on the property to make repairs.Althua�Lender may take astion ucder this paragrapb �
<br /> � � ` 7,L.ender does not havc to do so. '
<br /> Any amounts d3sbnrsed by Ler�er under this paragcaph 7 shall become additional ��bt of Boaowu secured by tEus ___
<br /> • Security Instrument. Ur'ess Bnrrowet and Lender agree to other terms of payment,these amounts shall bear interest from the
<br /> � ' date of disburse�rtent at the Note rate and shall be payable, with interest, upon notice from Lender to 13crsower requesting 'r•--,-•-_..•-;-_
<br /> ,. ; ; PaYment. �o e- -
<br /> g,1VGzttgage IIrrittxance.if Lender required mongage insurance as a condition of makiu��7We loan sersred by this�ruriry --�_
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<br /> I���;��K Borrower shall pay the premiums required to maintaia the mortgage insurance i,��ffect. If, for any rea:�r ihe _ _
<br /> mortgage i��srance cn�ett�ge reqvired by Lender lapses or ceases to be in effect. Bonower shall pay the premiwns req-*•.r.i:v'�to _ ___
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<br /> ' obuun oovr:�e subbutntialiy equivalent to the mortgage insurance previously i:�effect,at a wst substantially equivalent to the — __
<br /> � wst to Harr�vrer af f1t� mortgage insurance proviovsly in effect, from an a:c�r'ate mortgage insurer approved by Lender. If �""�"
<br /> • substanti:il.ly equivatent mortgage insurance coverage is not available,Borrower shall pay to Lender each month a sum equal to
<br />'�' ' one-twelftii.of the yenrly mortgage in.wrance premium being paid by Borrower when the insarance coverage lapsed or ceased to
<br /> be in effect.Lender v,ill accept.use as:d retain these payments as a loss reserve in lieu of mortgage insurnnce. Loss resetve � ,
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