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20110237� ,{ _, Borrower shall prompt�y discharge any tien which haE pr�arity over t�zs Security In�`truinent unless Bonower: (a) agrees in writing to the payment of the abligation se..c�ued by �}i� lier in a manner acceptable to Lender, hut only so long as Borrowet is performing such agteement; (b}', c`antests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which-ui;Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but� until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfadory to I.�nder subordinating the iien Eo this Security Instrument. If Lender determines that any part of thelProperty is subject to a lien which can attain priority over this Security Instrument, T ender may give Borr wer a notice identifying the lien. Within 10 days of the date on which that norice is given', Borrower shall tisfy ttse lien or take one or mare of the ac�ions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real tate tax verification and/or reporting service used by Lender in connection with this I..oan. 5. Property Insucauce. Borrower shall keep the improvements now exi ting or herea£tex erecied on the Property insured against loss by fire, hazards included within the term " tended ooverage," and any other hazards including, but no# limited to, earthquakes and floods, for wluc Lender rectnires insurance. This insurance shall be maintained in the amounts (inciuding deductible lev ls) and for the periods that Lender requires. What Lendex requires �wsuant to the preceding sentenc�s change during the term of the Loan. 'The insnrance carrier providing the insurance shall be chosen by nower subject to Lender's right #o disapprove Borrower's choice, which right sha11 not be exercised unreasonably. I.ender may require Borrower to pay, in oonnection with this Loan, either: (a) a one- ime charge for flood zone determination, certification and tracidng services; or (b) a one-time charge r flood zone deternnination and certification services and subsequent charges each tirne remappings or ' ar changes occur which reasonably might affect such determinarion or cert'�fi'ication. Bonower shati also be responsible for the payment of any £ees i.mposed by the Federal Emergency Management Ag cy in connedion with the review of any flood wne determination resuIting from an objection by Borrow 'r. Tf Borrower fails to maintain any of the wverages desctibed above, � L nd�er may obtain insutanoe coverage, at I.ender's oprion and Borrower's expense. Lend�t is under n�? obligation to purchase any particular type or amount of coverage. Therefore, such coverage sh�tl coveP nder, but might oz might not pratect Borrower, $orrower's equity in the Property, or the contents of th Property, against any risk, hazatd or liability and might provide greater or lesser coverage than was pr viously in effed. Borrower acknowledges t�at the cost of the izasurance coverage so obtained might si ' cantly exceed the cost of insurance thaE Borrower could have obtained. Any amounts disbursed by Len r under this Section 5 shall bec�ome additional debz of Borrower s�ured by this Security: Iastrument. 'Fh amounts shall bear interest at the Note rate from tToe date of disbursement and shall be payable, with s interest, upon natice from Lender to Borrower requesting payment. All insurance policies required by Leader a»d renewals of such policies hall be subject to I.ender's right to disapprove sueh policies, shall include a standard mortgage ciause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to h ld the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all r ipts of paid premiums afld renewal notices. If Borrower obtains any form of insurance coverage, not o erwise required by I.ender, for damage w, or destruction af, the Property, such policy shali include a s dard mortgage clause and shall name Lender as mortgagee and/or as an addirional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Bonower. Unless T ender Borrower otherwise agee in writing, any insuranre proceeds, whether or not the underlying insuz�ance required by Lender, shall be applied to restoration or repair of the Property, if the xestoration or repair s economically feasible and Lender's security is not lessened. Daring such repair and restoration period, der shall have the right to hold such insurance proceeds unti� Lendez has had an oppartunity to inspect nch Praperty to ensure the s� . ; 11-02-000060 NEBRASKA - Single Family - Fannie fAae/Fredd� Mac UNIFORM INSTR�IINENT WITM �- 6A(NE} (0810) P�e 8 oi t 5 ;n�tiels: �, Form 3028 1/O1 i