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20110237�
<br />premiums, if any, or any sums payable by Borrower to Lender in lieu o
<br />Insurance premiums in accordance with the pravisions of Section 10. Ti�e!
<br />Items." At origination or at any time during the term of the T..oan, Lender r
<br />Associakion Dues, Fees, and Assessments, if any, be escrowed by Borrow�
<br />assessments shali be an Escrow Item. Borrawer shall promptly furnish to Len
<br />be paid under this Section. Banowet shall pay Lender #he Funds for Escrow
<br />Bonower's ob�igation to pay the Funds for any or all Escxow Items. I.e�
<br />obligation to pay to Lender Funds for any or all Esc�'ow Items at any time. A
<br />in wri�ng. In the event of such waiver, Borrower shall gay directly, when and
<br />due for any Escraw Items foz which pay�nent of Funds has been waived by Le
<br />shall furnish to Lender receipts evidencing such payment within such time pe
<br />Bonawer's obligation to make such payments and to provide receipts shall f<
<br />be a oovenant and agreement oontained in this Secauity Instrument, as the phra
<br />is used in Section 9. If Borrower is obligated to pay Escrow Items dirediy
<br />Bonower fails to pay the amount due for au Escrow Ite�, Lender may exe�rc
<br />and pay such amount and Borrower shall then be abligated under Section 9
<br />amount. Lender may revoke the waiver as to any or all Escrow Items at ar
<br />a000rdance with Section 15 and, upon such revocation, Borrower shall pay
<br />such amounts, that aze then required under this Section 3.
<br />I.ender may, at any time, c;oliect and hold Funds in an amount {a} suffici�
<br />the Funds at the time spe�ified under RESPA, and (b) not to exceed the ma
<br />require twder RESPA Lender shall estiznate the amount of Funds due on 1
<br />reasonable estimates of expenditures of future Escrow Items or otherwise in
<br />Law.
<br />The Punds shall be held in an institution whose deposits aze �in5
<br />instrumentality, or enrity {including Lender, if Lender is an institution whose
<br />any Federal Home I,oan Bank. I.ender shall apply the Funds #o pay the Esczo�
<br />speci�'ied under REST'A. Lender shall not charge Borrower for holding and s
<br />analyzing the escrow account, or verifying the Escxow Items, unless I.ender �
<br />Funds and Applicable Law permits Lender to make such a charge. Unless an
<br />or Applicable Law requires interest to be paid on the Funds, Lender shall not
<br />any interest or earnings on the Funds. Bonower and Lender can agree in w
<br />shall be paid on the Funds. Lender shall give to Bonower, without charge,
<br />Funds as required by RESPA.
<br />If there is a surplus o� Funds held in escrow, as defined under RESJ
<br />Borrower for the excess funds in accordance with RESPA. if there is a short;
<br />as defined under RFSPA, I.ender shall notify Borrower as reqnired by RESP.
<br />Lender the amount ne�essary�.':to aanake up the shortag�e in ac�ordanc� with RE,
<br />monthly payments. If there is a deficiency o# �unds held in escrow, as defi�ec
<br />notify Borrower as required by RESPA, and Bortove+er shall pay .ta Lende� t�
<br />up tbe deficiency in acaoordance with RESPA, but in no more than i2 monthi�
<br />Upon gayment in full of all sums secured by this Security Instrumenc, ]
<br />to Borrower any Funds held by Lender.
<br />4. Charges; Iaens. Borrower shall pay all taxes, •assessments, cha�
<br />attributable to the Property which can attain priarity over this Security Instn
<br />ground rents an the Property, if any, and Comrnunity Association Dues, Fees
<br />the extent that these items aze Escrow Items, Borrower shall pay them in the n
<br />NEBRASKA - Singie Family - Fannk MaelFreddle Mac UNIFQRM INSTRUMENT WITH
<br />�-6A(NEy {os�o) a�es ot ls Enai�:d�
<br />the payment of Mottgage
<br />; ztems are called "Fscrow
<br />iay require that Community
<br />r, and such dues, fees and
<br />ler all notices of amounts to
<br />Items unless Lender waives
<br />der may waive Banower's
<br />�y such waiver may only be
<br />where payable, the amounts
<br />ider and, if I.Ender requires,
<br />iod as Lender may require.
<br />r all pucposes be deemed to
<br />e "covenant and agreement"
<br />pursuant to a waiver, arad
<br />se its rights under Section 9
<br />o repay to Lender any suGh
<br />� time by a notice givan in
<br />o Lender all Funds, and in
<br />nt to permit Lender to apply
<br />�imnum amount a lender can
<br />ie basis of current data and
<br />ac�rdance with Applicable
<br />red by a federal ageacy,
<br />✓posits are so insured) or in
<br />Items no later than tbe time
<br />plying the Punds, annually
<br />ys Borrower interest on the
<br />�eement is made i� wtiting
<br />�e required to pay Borrower
<br />Cing, however, that interest
<br />�n annual acxounting of the
<br />A, Lender stiall aocount to
<br />;e of Funds held in escrow,
<br />, and Bonower shall pay to
<br />PA, but in no more than 12
<br />under RESPA, Lender shall
<br />� amount neccxsssary to make
<br />shall promptly refund
<br />;es, fines, and impositions
<br />nent, leasehald gayments or
<br />and Assessments, if anp. To
<br />anner provided in Section 3.
<br />i�-oz-000060
<br />Form 3028 1/01
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