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201102373 {G� °Lender"is Union Bank and Trust Company Lender is a Commerci al Bank I organized and existing under the laws of N e b r a s k a Lender's address is 4243 P1 oneer Woods Dri ve Li ncol n NE 68 06- (D) "Trostee"is Union Bank & Trust Company (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS iS acting solely as a nominee for Lender and Lender's successors and assign under this Security Inst�ument. MERS is organized and existing under the address and telephone number of P.O. Box 2U26, Flint, MI 48501-2(?26, tel; (F� "Note" means the promissory note signed by Borrower and dated M d r Ch The Note states that Borrower owes Lender TWO H U N D R E D TH I RT Y E I G HUNDRED AND UO/100 (U.S. $ 238 .400 . 00 ) plcis interest. Borrower hss promised to pa Payments and to pay the debt in fuli not later than A p r i 1 1. 2 D41 (G) "Property" means the property that is desctibed below under the headii Praperty. " (� "Loan" means the debt evidenced by the Note, plus interest, any prepayr due under the Nota, and a11 sums due under tlus Security Instnunent, plus inte (f} "Riders" means all Riders to this Security Instrument that aze executed Riders are to be executed by Borrower [check box as applicable): sepazate carporation that is MERS is the bcneficiar9 .ws of Delaware, and has an �8$) fi79-MERS. 18, 2011 . T THOUSAND FOUR Doliars this debt in regulu Periodic ; "Transfer of Rights in t�e charges and late charges Bonower. The following � Adjustable Rate Rider Q Condominium Rider ❑ Seoan Home Rider � Bailoon Rider � Pianned Unit Development Rider 0 1-4 F' y Rider � VA Rider 0 Biweekly Payment Rider � Other( }[specifyj (,n "Applicable Law" means all cantrolling applicabie federal, state and ordinances ar►d administrarive rutes and orders (that have the effect of Iaw) a: non-appealable judicial opinions. (K) "Community Association Dues, Fees, an�d Assessments" means all dues, chazges that are imposed on Borrower or the Property f�y a mndominiu association or similar organizataon. (L) "Electronic k�nds Transfer" means any transfer of funiis, other than; check, draft, or similar paper instrument, which is iniriated through an e1e instrument, computer, or magnetic tape so as to order, instruct, or authorize a or credit an ac.count. Such te►x�n includes, but is not limited to, point-of-sal+ machine transactions, transfers initiated by telephone, vvire transfers, an transfers. (Nn " ESCI+OW ItBmB° means those items that aze described in Section 3. (1� "Miseellaneous Procceds" means any compensation, settlement, aw�rd o. by any third pazty (other than insurance proceeds paid under the coverages de damage to, or d8structinn af, the Property; (ii) condemnation or other taki� Property; (iii) wnveyance in lieu of oondemnation; or (iv) misrepresentation: value and/or condition of the Property. (0) "Mortgage Insurance" means insurance protecting I,ender against the na the Loan. NEBRASKA - Singte Family - Fannis Maslfroddis Maa UNIFORM INSTRIiINENT W{TH �- 6A{NE)�oeio} Page2 of 15 ��yg; d � local s#atutes, regulations, wetl as all applicable final, fees, assessments and other � association, hom�wners . transacEion originated by xonic tcrminal, telephonic inanciat instit�tion to debit transfer5, automated teller automated clearinghouse damages, or proceeds paid � in Section � for: (i) ; of all or any part of the of, or omissions as to, the of, or default on, 11-42-Q00064 Form 9028 1./01