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201102�68 <br />(C}"Lender"is Union Bank and Trust Company <br />Lenc�risa Cammercial Bank <br />organized and existing under the laws of N e b r a S k a <br />Iznder's address is 4243 Pi oneer Woods Dri ve Li ncol n NE 685 <br />(D) "Trustee"is Union Bank & Trust Company <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a <br />acting solely as a nominee for Lender and Lend$r's successors and assigns.� <br />under this Security Instrumenk 1VIER5 is organized and existing under the I <br />addtess and telephone number of P.O. Box 2�26, Flint, MI 48501-2Q26, tel. ( <br />(I�j "Note" means the promissory note signed by B'orrower and dated M a rc h <br />The Note states that Borrower owes I.�nder ON E H U ND RED TW EPiTY TH <br />(U.S. $ 124 .000. 00 ) plus interest. Borrower has promised to �a <br />Payments and to pay fihe debt in £uIt not Iater than Ap r i 1 1, 2 Q3 ]. <br />(G) "Property" means the property that is described below under We headi. <br />Property. " <br />{� "Loan" means the debt evidenced by the Note, plus interesi, any pzepay <br />due under the Nate, and all swns due under this Security Instrument, plus int� <br />(n "Riders" means all Riders to this Security Instrument that are executed <br />Riders are to be executed by Bonower [check box as appIicabie�: <br />�6- <br />�eparate corporation that is <br />MERS is the beneficiary <br />vs of Delaware, and has an <br />38) 679-MERS. <br />.4, 2011 . <br />�SAND AND 00/100 <br />Doliars <br />his debt in regular Peri�ic <br />"Transfer of Rights in the <br />charges and iate charges <br />Borrower. The following <br />0 Adjustable Rate Rider ❑ Concbminium Rider � Seoon Home Rider <br />C� Ballaan Itider [� Planned Unit Development Rider � 1-4 F' y Rider <br />(� VA Rider 0�weekly Payment Rider � Other )[specifyj <br />(� "AAPlicable Law" �z►eans all controllirig aPPlicable federal, state an <br />ordinances and administrative avles and orders (that have the effect of Iaw) <br />non-appealable judiaial opinions. <br />(I� "Commanity Assooation Dues, Fees, aud Aasessments" means all due <br />charges that are impos�ed on Bonower ar the Property by a condomini <br />ed <br />associarion or similar organi�ation. <br />(L) "Eleettonic �nds Transfer" means any transfer of funds, other tha <br />check, draft, or similaz paper instrument, which is initi:t±ed through an P <br />instrumen�t, eomp�ter, or magnetac tape � as to order, instruct, ar authoriz�e <br />or credit an acoount. Such term includes, buk is not limited tu, point-of=s� <br />machine transactions, transfets initiated by telephone, v:ire transfers, ; <br />uansfers. <br />(M} "Escraw Itema" means those items that are described in �ection 3. <br />(N} "Miscellaneous Prnceeds" means any compensation, settlemeat, award <br />by any third pazty (ather than insuraix�e proccxeeds paid under the coverages c <br />o ds <br />damage to, or destrucdon of, the Property; (ii) condemnation or other tati <br />Property; (iii} oonveyance in lieu of condemnation; or (iv) misrepresentatio <br />value and/or candition of the Property. <br />{p) °Mortgage Lnsu�nee" means insurance proteding Lend� against the � <br />the I.oan. <br />NEBRASKA - Single Famiky - Fannie Msa/Freddie Mao UNIFORT� INST80MENT WC <br />� 8A(N� �osrto) Pa�o 2 of i s InNids: <br />local statutes, regulations, <br />well as all applicable �inai, <br />fees, ass�ssments and other <br />i association, homeowners <br />a transaction originated by <br />�tronic terminai, telephanic <br />fi�ancial institution to aebit <br />; transfers, automated telier <br />d automated clearin,ghouse <br />damages, or proceeds paid <br />aribed in Section � for: (i) <br />; of ail or any part of the <br />of, or omissions as to, the <br />of, or default on, <br />11-41-000005 <br />Form 302$ 7 J01 <br />