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<br /> . _ - - 'ILptiECE�t .�vTrH�1!aba imp�u+iemeaes n�►w o�6aat�a en�ea an ma p�perty,.m au�,�.� t:
<br /> 5�ttmea�oo.r o�.6a�atta a pi�t.of t6e pvQaty. Ail iepi�oameats�aod add'itiaro sb�U-atso be onvand by tLis Sea�it7 .
<br /> � Idqummt.All of tLa foc�e�oius is iefa'ned to�ia this Sauriry ta�nimeot as tfie'Pmpaty.' ' . � � '
<br /> BQRROWFR COVEN!lNTS tWt Bormwer is laatfitiiy seised of tl�e tstate hei�y oonveyed md!�a t6c�i�hE w g�a��od '
<br /> co�vey tha PtopMy aod t�t the Pr�operty is u�acaa�6arod.ta�cept for akvmbrances af�wncd.Bon+�wer w�nants a�w�!
<br /> � defad gmerauy ihe 6tk to the P�opexty against ali clai:as and de�ads.sabjeat to any encumb�a�ie�of reooN. ,�
<br /> THiS SECURiTY INSTRUMENT ooin6ines uaiform ooveaaats for natianat�se and non-unifom�cavenaats�ith limitad
<br /> v�e�ti�n+bY Imis�ion to oo�titute a umform�eairity irnt�ummt coveiin8 tal pmpertY• �
<br /> UNIFORM CbV@tAN15.Borrowu�sd I.m�ier coven�tS a�d ag�e as follows:
<br /> - i,piya�e�t o�Ye��Cip�l:ad Iatae�t:Ptep�yateot,aed Lste Clu�s. BoRawer shatl P�Y WN vvben doe the
<br /> �princlpal of aad iate�est on the debt evidenced by[I�e Nae aod auyr prepayment wd`tue d�arges dac�der dye Na�
<br /> ' 2.F�S foc Taxa�nd Iasu;aooe. Stiblect to applirable iaw or to a writta►waivet 6y Lxnder.EvnoweF sGa11 psY to
<br /> � I�eoder oo the day montWy paymnts are dae unda the Note.until,the Nate is paid in foll.a swn t"FuM�")for.(a)Ye�rIy tsues
<br /> �od ass�s whicb may attain pr�ority over this Searity I�as a lien oa the Praperty:(b)Yeasly lessehold P�Yma�ts
<br /> pr�tto�ind nnts on the Pmpe�ty.if a�►y;(c�YeuiJ►1�rrd or pndpet[y insa'r�preme�s:<d)Yar1Y flaad imvrairoc prcmiuu�.. . .
<br /> _- _ --sE-sAy;fe}Y���insataae+e-Afrmium�•�f a�iy�-a►�ci4k�a�►Y samc pa�ahFe IsF.��rer_tn LeAd�d, et�a���� _ . - �._ - _----
<br /> tbe ptuvisioas of puagraph 8.in liea of the payment of mortgag�insurance g�iams:.'�i�cse itemc are calted'Fsciow Itaas." `-
<br /> Lreoder may,at any time.�nitect and lwld Funds in an arriouat not w exoeed t�e�.�c.naiit a�su�sst a lender for a federatly
<br /> nttat�d mortgage loan may reqaire far Bormwer's esct�ow aoco�mt andar t�e fodera�Rea1�state Se�atement Prooeduns Act of-
<br /> 1974 as ame�ded fivm 6m to time, 12 U.S.�.Sertion 2601 et s�q.("RES"PA"),unfess anothert�il�at applies to the Funds , —
<br /> sets s lesser amount If so,Lender may,at any time.oollat and hold Futds in an amount not to eacxed the Icsscr amount. _
<br /> � I,p�der m�y�shmate the aa�owtt of Fw�ds due on the bzs'ss of cuireat data and rmw�bte espmates of expeiditnses of futnre =_
<br /> -- E.sciuw Items ar ntita�wise in acvordaace with applicable law. , _==_
<br /> The Funds��ll be heid in an institution w6ose deposits are insa.*+ec�b�r a.fe�ecal agency, instrumentaliiy. or entiry =
<br />_ - (including L,endar�if I.e�der is such an instifution)or in any Federal Home�.a�an Baoic_.l.ender shall apply ttie Funds ta pay the _
<br /> y:� Fsemw Items:[�may not charge Borrower for holding and aPP�B t��urids.�aaalty analyitng th�escrow ac�.roua�or �_:�_
<br /> verifying the Lscrow Items;unless Lender pays�orrower interest an the Funds a:�a���ble law permits Lender to maice such �s.-�-�--
<br />� - � a charge.Hpwever,Leader may require Borrower to pay a one-time charge for an�a�pendent reai estate tax reporting service ��
<br />� tised by I.ender iA connection with this laan. unless apptirable law prayides atherarise. iTnless an agre�meni is made or ,�-�r�
<br /> � applicable law requires.interest to be paid,Lender shall�t be required G�,�ay Borrower any inte,�4r eamings an the.Funds. T��`''�
<br /> - - , 8ormwer and Le�der may agroe in-writing,however,that interest shaSJ.5e paid on tbe Funds.I�ra�sball give to Bozrawer. � ••
<br /> ��. ' " without charge,an annual accounang af�he Funds,showing credits and debits to the Funds a�3 the purpose for which exh ��"��'
<br />� deblt to the Fands was made.The Funds are ptedged as adQitional securitY far all sams secared�}tt�is Security Instrument. ���°'-�'
<br />'� ��,�,; If the Fands hetd by I.eader exceed the amounts permittod ta be Ir'%�by applicahte taw.Lender�all accuunt to Borrower
<br /> �;:��, - for the earoess F�3s in accordsuue with the requirert�ents of applica6l�4�. If the amwnt of the Fuiids held by Lender at any
<br />.�:f'���`. time is nat suf�,��t to paY the Escrow items wt�en due.i.eader may sc4 mopfy Barrower in writing.and.in such c�se Borrower
<br /> sbaQ pay to I.�uYr.tUc amount nece.ssary to make up the defcciency.Borrower shall make up the deficiency in no mo=e than .;;�, ��.�.
<br /> =_� - - - - i�Ive rt�ntittv�say-mcnts.at lxiidet's sole disCretion. �R_�-�-�.�i�e_�;
<br /> `s Upon pay-�gat in full of all sums secured by this Securiry Instruc:�ent. Lender shall prampUy refund to Borrower any }� �_�
<br /> ' Fwids held by Le�er.lf.under paragraph 21.Lender shatl acquire or seil the Properry.L.ender.prior to the acquisition or sale : � . . _ ,��
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<br /> �'•. of the Property.shall apply any Funds held by I.ender at the lime of acquisition ar rale as a credit against the sums secared by ���-`..�';;��
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<br /> - � • ' 3.Appikation ot Pfwyments.Unless applicable law pravides atherwise,all payments received by Lendet uncter paragraphs - - �`''�`:
<br /> i and 2 shall be appliod: ficst.to any prepayment charges due under the Note:tecond.co amounu payable under paragraph 2: ... ,,,:;., =
<br /> � third,to intere��e:fourth.to principai due:and ta�t.to any late charges dae vndcr thc Note. :'. , _
<br /> '' ` .-� 4.CMuges Liere. Barrawer shall pay all taxes.assessments,chargcs. fines and impasitions anributable ta the Property . -
<br /> a'�i,h may atrain prioriry avex this Security ]nstrument. and teasehatd payments oe�c�und rents.ii any. Borrewer shall pay ;..:; . � �, ';��
<br /> �•z� these obligations in tho tttanner provided in paragraph x.ar if nat paid in that maa�t.n.•:.]3i�rnower shall pay them m:*_c�:ne directly �,° • '� =-
<br />- �� to ihe person awed payment.Borrower shall prompqy furnish to Lender aJ!natices os-ranounts to be paid under this paragraph. �..�`�� __�==
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<br /> • .� If Borruwet�ic�s these paymznts directiy.Harrower shall promptly furni:.h to Lender receip�s eti-�"�cing the payments. . y;�: _
<br /> . �i� • Borrower shall prompUy discharge any licn which hac priarity over thi!►Security tnstrument ar,less Borrower: (a>agrees�a ';• �y:�-- __
<br /> , �ar,'cing ta the payment af the obllgation securcd by thc licn in a man�r acceptable to Lender:(b)wntesxa in gaad iaith the lien �•'`�y''�'��_
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<br /> • '' ,lY�<or defendq against enforccment of the lien in, legal prore�dings which in 1he L.cndcr's apipion aperate to prevent the . ,.`�«"��:•
<br /> . '�"' ;�� � ect'orcement of the lien:or(c)secures from the holder of the Ifen nn agreement�utisfactary to Lendet.subordinating the lien ta , ;
<br /> ;•'';; . �` � ��. t this Security l�+crument. If Lender determines thal any Frart ot'tho Pmpcny i�subject to a lien which may attain priority o�er
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<br />�i��� � .-:s�':����* ?•'•:: tfus Security Ie,��ument. Lender may give Bnrrowcr p notix idcntifying the lien. 8nrrower shall satisfy the lien or take one dQ •
<br /> � ���'�¢a;"�'� mare of the aetions set fonh above within 10 days af tha giving oi'noticc. -------- , - -
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