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<br />					�  md fiitwses`now ar'IKrdrRer a p�rt ai tbe p�ope�tY..Ali ieplacemrnts and additioes slnid�iw be cavend by thi�Sec�icy'�
<br />      				�    ia�p�nenc. AU�the fae�dn�is�starod,w in tt�is Scrcutssy It�arumait as d�e"Ptopecty"
<br />   				�       �� . BQRBQWER COVENA.►�'[S thu.Bartowa is iawfutty seised ot tf�c e3t�e haeby conveyed and h�s tht`right to g[ant  	�
<br />					` �nd cmvey d�e propacy aud tt�at dK RopatY is�ma�cumbeced.exapc[ar encumb�ances o€raocd. Hamwu w�rr�ats�nd    .
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<br />   				.       wilt defmd�rnarallY tbe atle to che AnpetEy against ai!claims�ad dem�nds.subject m�y,eacumbrances u�tecoid.
<br />      				� 	THIS S�...�-rrorrv INSIR4'1V�T com8ines uniform covenancs fa na�ia�a1 use and non-unifomt coveavus wiiA      �  .
<br />   				�      �linnced vuiuioos bY�ur3`sdicrion to caasrit�tc a unifoem secun'ry instcuntent cavermg t�i�ope�tY•     ,    .     		-   _
<br />						iIT�I�OR2N COVENANCS. Bomower and Lmder covenant and�gcee as follows:     		=
<br />						1;  Pa�nat o�Prticipal�sd isterat,Prep�Jment,add I.afe Ct�a. 8o�m'�rer s6�LL p�ompcty PaY wh�n dne the
<br /> 				- 	priocip�i af and Lotaest aa t6e debt eridenced tiy t6e Note aad anY P�Y�����due under rhe Nae.
<br />						2.  Fiui�tae Tas:s a�d Ia■ra�ee. Subject to�ppi'kabk law'a tn a w►iuen waiver by L�ender.Brrrnowa shaU pty m
<br />       				-   t,eader aa ttie day moathty pa}-mam are dne�mdes tbe Nate.unW the No`e is paid in furi.a�m("Fw�ds"3 for:(al Year1Y  	-
<br />   					taua aud assess�ts'wl�ich may�nin priaitY over d�SecuritY L�aummt as a lien an tbe P�openy:tb)YarIY Ieasebold
<br />       				.   P�Y��a� mus m tbe Pmpeity. if any; (c)Yac1Y f�z�d or p�°P�y iraur�aca F'tem�wm: (�Y�Y flood
<br /> =-			—   	ira�uAace�cemiu�s. �f aay;(e�yeady matg�ge iasur�oce pcemiums.�f any:iad(fl ar►Y sums WYabk bI►Bamera m
<br />  				�	I,�eade�in'seco�dance with.d�e p�nvlsims af p�ragcaph&ia lieu of tAe paymau af mon,rgage ins�uaace Pmniwas. �       ,
<br />   					items m ailod"Esc�+ow Iums.' Lender may,u�y time,toikct aad lald Fanas m an mrount aot to eu�d the nt�cimuta
<br />   					amount a lender far a fe+daait},rel�ted mottgage laan way require for Boc�awet's escmw accauna n�tGe fede�i Real    	-
<br />  '					Est�e Seukmeat P;oixdutrs Act of 1974 a�aaetided fnoa�s time to mnR 12 U.S.C.�2601 et seq.("RF.SPA'7.unkss atiotlw	�
<br />-:�_      				!aw that appl"ias m t6e Funds sets a i�sser aatnunt If so.Lender ma�.ae a�r time,colIaY ud iwtd Fuads in�n aaao�mt not to    	=
<br />   					exceoa me iasa�noanc. ca�der ma►y.esnmate rhe smouac of rvnds ana on me b�si3�c�ant a�c�ana rasaable    	=
<br />  -					es�a�a of wEpandiaaa of fwnue Fscznw Iu�s or otherwlse in accad�ace with applicahie LRr.					_`--
<br /> --			---	-       'i!x Fia�ds s6e1.l6e�etd_in an institotian�rhose deposits ue insiaab bY a federal a�ency:iamameAtafity,or eatitY       	_ -
<br />     			—   	(including I.aider,iY L�endet is wch_�n'     �ot�)ar in any�ederal.Home Loan Banic. Lender simii applY Ihe Fuuds in pay       •    __   ----
<br />   					tbe.Esetow Itetns. .Lender mac uot c��ormwer for Iwlding and sppiyia�the F�nds.a�muallY at�lYzinB ihe esCtow .     	__    --
<br />   					aoauu�rt,or verifyiag tde Fscma Iums.ankss Lender pay�Borrower inteKSC on tbe Amds and applicable taw peimiu  		i_-_-
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<br />... 					Lendcr w m�kt such a charge. However.I.atder may ceqvire Bacrower w psy a oae-dme ch�cge fa m u�depaidem ieat      	������'.
<br />       									Lendet ia c�r�meai4A�vith this toau►,uniess�ppi�c�ble 1�►w�mviQec othecwisc. Untess aa    	�=n:F-'Y r'
<br />   					eatste ta�t i e p o�u n 8 ucv�aa iuedbY								B a m w e r a a y i rn e t e s t o r      	:�`;,_:.,. -
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<br />  - 					agi+xsaeat is m�icie or applicable!aw requites intecesc to 6 e pai d.L e n d e r s t�U n a t b e z e q u i n d w p a y.      					�.
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<br />   					eamings on the�nds. Bamwerand Lender may ag�ee in writing.howova,d�at intecest shaU.be Pud on tLe Funds.�Lender      	},*�<<��._�
<br />      			-      																		;  _�r, r Y
<br />    			'      	shaU give to Soaawer.without charSe.an annual accounting of tbe Funds,showing ccedits and debits to thc�lunds aad the    .	=,��,...�;:--
<br />    			�''.     .      pwpose fos which a�cb debit w fie E'vnds was made. The Funds are pledged aa addaa�al socuiity for all sums scc�md by 		3�.::_._
<br />   					��ty�'    		"   						` I:ender shall accamt to 	�  �� 4
<br />      			<  '       	•If the Pu�1d,s.held by l.ender e�ccee�3 y4e�now�u permitted to be hetd by applicabie law.     				---�_
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<br /> �  					Banower for t6e arcess Fw�ds In accordance aritb the roquinea�enu of applicabk law. If tAe ama�s s►f tbe Fimds held by    	��J`�`_
<br />    					LeMer at any dme is not su�cient to puy the Escrow�ums when due.Lender may so nodfy Boi:�+wer in writing.aad.in    	r'-�----
<br /> 				`  	sucD esise Bam�ver shal/psY to Lrnder the amoutv tjeaessasy co m�ica ap the defieiency.  Barower shaU make up the    	'z�i.�:� �e,-
<br />    			r`<•� ; ;`.       defrciene.y i�t no,ntact tdan twetve moattsly payments.at I�►der's sole discneuon.   								�
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<br />     			'   		1JP�PaY�.ia fiill of aU sums secured by this Securiry Insuumeat,Lender shall p�omptly refund ta Barower aaY   		,_-
<br />   			��.':, "  	�Ltds held by L�3er. If.�nder puagtaph 21.Lender sha11 ac9uite ot s�ei�the Propetty.Lender.Driar to tlse acquisition or     	�� �';.�y
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<br />    •       				sale of the Ptvpe�ty.shall apply any Funds held by Lender at tlie tim�cs€acquisition or sale as a credit against the sums       	; z,-..;:�i_
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<br />    					SCQIiCd b}I iYUS$ECIIlIt}�TIL4U111i1�I1�.													:-'.>,l,�`,
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<br />      				�   	3.  Applicatba ot Piynreeta.  lJntess applicable law p`rovides otherwise,aU p�ymenu received by Lender under       	..  �;.�;,,, .
<br />    					pa�grsphs 1 and 2 shali be appliM first.to anY Prepaymenc charges due under the Note:second,.to aznounts payable under		..,.;.�a:a;�
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<br />    			.''r     	pnrigrapb Z;third.to interes�due:fourth.to principal due;and last,to any iate charges due under the Note.   				��:i:4:�r:,;.
<br />  ..  			_   		4.  C6aefes: Liea�. Borrowes shall pay all taxes.assessments: ct�arges,fines and impositions amibutabk to the
<br />     			�      	Froperty which may attain prioriry over this 5ecurity Insttumen�and lrasehold payments or ground rent�.if any. Bormwer    		:�� .
<br />  			-3�- �    	shall pay these obligaGons ln the manner provided in par�►�xaPh Z.or if not paid in that manner.BorTpwer shall Day them on  		,,.t._.
<br />     �       				tic�e direcdy to the person owed payineat BoRawer sha[l gaumpdy fumish to Lender all naaces of amounts to be paid under 		"�:�
<br />; ,   			'      	tdis�uagraph. If Sorrower makes tt�ese payments direc�y.Burrowtr shall promptly fumish to l.endet receipts e�idencing      	•   _. :�
<br />     ,    		" 1,..•     	��H rowdr sball yromPtly dischuge any lien which has priority over r�is Securiry Inswment unless Honowtr:(a)agms  		�' ��:
<br />   			• 're     	in writing to the payment of the obligation secund by the lien in a manner acceptable to l.ender,(b)caatests In good faith the      	: 1~°"�•'
<br />     			"'     	lien by.or defends against enfo�cement of the lien in.�legal proceedings which in the Lender'�opinion operau to pnvent the   		;�, �:
<br />     			�=     	enforcement of the lien:or(e�sacwes from the hotdet of the!un an agreement satisfactory to l.ender sabordina�ing t1u l�en    	� .,;;',''�.;i,;``
<br />     ;,+,� 		�>- =     	td tAis Secntity Itummen� rf Lendes detern�ines that any paR af the Pra�rty�s su6ject to a lien which may attain prlority    	C �':;;`'�a��`,
<br />    (`�`�:�     	,  j   		over tdis Secudty Insuumen�Lender may g��Botrower a notice identifying the lien. Horrawei shall sacisfy the lien or take    	�:   � �
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<br />  � 					ane or n�re of the actlons set fonh above withm 10 days af the giving of notice.
<br />   		X'��'�'=�'.   		S.  Nazard or Property Insuranca Borrower shali keep the�mprovements now existing ot hereafter erected on the
<br />       _      ��:'._,.•_.T_  '     	p�-,,pertg rtnsured against loss byfue,hazatds lncluded within the term"eatended coverage'and any other hazards.lncluding    	� •
<br /> • .		�r.:•::  		ttooas or t�ooding, for whlch Ltndes requires insurance. This i�sur,ujce shal!be maintained in the amounts and for the    	�-
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