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<br /> � . .` peRFoQs tMel.eeder isquura. The ins�aa�we c�rier prov'�d'ins tht.ins�iance s�af1,6e cbo�see by Bo�rnwer subject a•LeMer�s � .
<br /> ` °� appawQ wldc6 a6�il not be uiueasunaMY vuitl�reld..If Bormwu faiis tb rtuiintain cover�ge descri6ad abovc.Lender m�►y.at � .
<br /> • ` l.eeder's optioR.obt�in coveege to pRrtect i.ender�s rights in ihe Prop�erty ihaocixdanoe with par�grpph 7. . .
<br /> �1it inwrance policies aed�enewals si�aat!be accept�6k to i.erKkr�td sfiait include a st�ndud matgage clause. t�e�der .
<br /> ' sh�ll have t�r�igM w hoid�1�c policics and r�uewata. if l:ende�rcquices,pwrowe�sha]t pcamp�lY give ro t:eader aU leceip�s .
<br /> of.pai�preauums rnd neoewa!avtice� (n the event vf toss,8oaowershatl give yrompt naice co�he i�t�ce.casrier aud `
<br /> Lendar. Ltader may m�ks p�of of Wss if not m�de pcomptly by Burtower. ,
<br /> � tJnkss Lettder and�8amwer otl�wise agtec in writin�it�vr+nce p�ncecds�halE be apptie�ro nestcKation ar repair of
<br /> tht Ptopen�r damaged,if tAe restoratian or cepair'is era�no�nicalty fe.uibk and Lender�secutity is not fessened. If tlx
<br /> nxtacati�or rtpairis noa ecanomicalfy�feasibtf or t.enckrs security waut�bt tessened.t6e insvr•u�cE� slfatl tse � .
<br /> • app4ed to thc s�s secuted byr d�is Secvrity Insuumen4 whether or not d�en due.witb.any eacess paid to Borrowe� ,If
<br /> Bortower abandans the Ptaperty,.or daes nat answer within 3Q days a naice ftam Lender that the insuran�x carrier iws �
<br /> offeied to settk a claun,ihen Lender may calted the insarance praceeds. Lender may ase the procreds to nepair or restat,
<br /> 3Ae Pt�nperty or to p�y sums secw�ed by this Security Insavnxnt,whe�het or na tRert due:�'t'!�e 3Q-day period�tiR bagia when
<br /> the notice is given. �
<br /> Uakss t.ender and Bamwer atl�erwise agiree in writing,any applicaaar of pcoceeds to principal shall na extend or `
<br /> postpoae thZ due due of the monthlY payments refened to in par.egraphs t and 2,or change ttie�r�ount of the payments. If'
<br /> • uMer pu�graph 21 the Ptppetty is xquited by Lcader:�Burrower's right to any insurance policieq and proceeds resultiag
<br /> - __—��amaa�e-�*�±r-�-���rheacquisitiva-shall-pa�sta�.e.nder�athee�teat�fihe���bg-�Stcurity - .---, — _--
<br />_ - ` In.u�tiUnent immediately prjor w the acqaisition. ' �
<br />----- � Oecopaocy, Pr�servalim.-Mai�tenance and Pratection ot f6e Property: Barrovrer's I.aon Appiicatioet
<br /> � Lmeholds. Bomnwer shall aceupy.establish.and use the Properry as Borrnwer's principal residence within sizty days after
<br /> t6e exscuqoa of this Security In.s�u�nt and sha13 continue to occupy the Piroperty�Borrower's grincipal nsidexe far at
<br /> = tpst ane year after the date of occupancy, unlesc Lender otheywisc agees in writing, which consent shalI nnt be ,
<br /> — unreasona6iy witl�held,or unkss extenuating circumstances eaist which are beyond Borrower s control. Borrower shaU not
<br /> - destroy.danna8e or impair the�P►vpertY,aliow tt�e to defiriorate.or co�mnit waste on the:P�openY. Barmwer sha11
<br />- be in default if aay fafeiturc action a praeeding.�hercivil or criminal.is begun that in Lender's good faith judgment
<br /> :� cautd rewte in forfeitune of�he Property nr otherwise matorialty impair the lien created bythis Security Instniment ar
<br /> Lender's security interest. Borrower may cure such a default and reinstate.as provide�in pairagraph IS,by causing the action �
<br /> or proceeding to be dismissed with a ruling that,in l.ender's goai faith detemiination.prectudes forfeiture of the Borrower's
<br /> - . inttrrst in the Prope�ty or'other material impairment of the lien c�+eated by this Security Instiumeat oc l.encler's securiry .
<br /> "interest.` Bamower shal! also be in default if Borrower,during the (oan application pmccss, gave materially.faLse or —
<br /> inaccurate infomiatian or statements ta l.ender(or failed to provide I.ender with any material infamtation)in connection with
<br /> the Iaan evidenad by the Note. inetuding, but not limited to. representation.g canceming Borrower's arcupanc}r of the
<br /> � , Property as a principal residence< If tbis Security Instrument is on a teasehotd.Borrower shalt compty with all the provisions
<br />_ _ _ of tf�e lease. lf Boaa.w:•er acquires fee title to the Property,[he IeasGhold and the fee titte shatl not merge unless Lenderagre�s
<br />' to the merger in rvr�� .
<br /> , 7. Protecflort c+�l.ender's Rfghts in the!'roperty. If Borrower fai�.;[n perfarm the covenanu and agreements _
<br />- � ;' contained in this Security Instmment, or there is a legal proceeding that�:ay significantly affect Lender's rights in the . • --- ---
<br />�:' ' _ Pivpert�(such as a proceeding in banlcruptcy,probate.far condemGation or farfeiture a�r to enforce taws or rrgulations),then
<br /> LerxCe��m, do and for whatever is necessa to rotect the valuc of the Aro and Lcnders ri ts in tlie Pro rt . �-'=�-��•
<br /> Lettder3 ac�tions ma�nciude in an cumc c ce ured b A lien which has nori o ve�this Securi ln.�strument,a P nn `�-�=--
<br /> Y P�Y S Y• Y P �Y tY PP� g -.�crsi
<br /> in couA.paying reasanable attomeyti fees and entering on the Property to make repairs.Althaugh Lender may take action �:�;��;,;_.,,,
<br /> ' under this paragraph 7.Lender does not have ta do so. .�-.
<br />• ' Any amounts disbursed by E.ertder under this paragmph 7�hA11 become additionat debt of Bonawer secumat �y this `'_��=�`�y'�'
<br /> �
<br /> ' � Security lnsttument. Unless Borrower and L.eader agree to other terms of payment,these amounts shall bear interest fmm the
<br /> , • date c`disbursement at the Note rate and shaU be payable.with interest,upan notice fram Lender ta Barrawer requestins •�-4`;=._".;
<br /> paymejit. • ��'� y`' �'
<br /> S. MortgAge InsurAnce. IF Lender re�,air:ct mortgage intiurance�ti a a�ndition of making the loan secured by this ���'LL-
<br /> � . Security Inswmen�.Borrower shall pay �he preriiums reyuired ta mainla�s�ir;mortguge insurnnce in efferl. If. for Any -.
<br /> , rea.wn. the mongage in.surance cotc.��,e reyuired by l.ender lap�es or ceases to be in et'fect. Borrower shall pay the • � '
<br /> �arEiurns required ta obtain cave�.;��[ab�tantiaUy equivatent cw the mangage insurance previously in effect,at a ca�•�t . _°����; '
<br /> ' s�.'t�:s.:t;ally equivatertt to the cost to Borrawer o.°itic mortg�gc i,�urance previously in effect,from an atternate naarw:� ' ': . `1^"•"°
<br /> .. insurer s►pproved by l..ender. tf substuntialty eq��4:�.rm mangage in�urance c�.Tx erage iti nert available.Ba:-raa•er shatl��Ya, •.,��,��:��x;:
<br /> Lender each manth a sum cquAl ta ooe-twclfih oF<:re yearly mortg�ge in�u�:;�•�:prcmium bcing paid by��craw:r w'�ero!'+e - � � .''^`��a.-
<br /> insurance¢avernge lapsed ar reuved ro be in effect. Lendee will accept,use a::���tain theye p�ayments as a tass resen•erc',�:�s :''-�-:�i=�'�•
<br /> af man a e lnvurance. Lacv rcvervc a ment�ti ma na l��n�er bc rc uircd,at ttie o �ion af L.cnder, if mort a e irz�.-��i�: ��"�r-=>
<br /> Sfi P'Y Y b N P ss
<br /> wverage(in the amount and far�hc periud that Lcndcr rcyuires�pravided by�n insurer approved by Lender again i�e:�zn:s • � `"
<br /> uvallable nnd is obtAined.Borcower�!�all pay the premiums required to maimaim m�rtga�e ir..��ance in cFfect.ar to pro:;•�r:a �
<br /> . taw resecve.until the requirement fnr m�rtgage ec,•�:r�nce enci�in accordunce u:th imy written agrerment t�.ween Borrawer : �
<br /> • ;� and Lcndcr or appli�'�;.:i�w. _ • -
<br /> . �;t _,_sf'.,,. 9. /nspe+cNo� i.endcr or its agent may�r�;:41:rcac�inable entrics upan:�.�cl in.pectiunr ui the Pmperty. Lendcc�h:,11
<br /> : .-'.,�''�'''°`.�:�"'._ give Borruwer notice at the timz af��r prior ta�m inspecti��n�peciPying na��mable cause fur the in�pection. � �. � '
<br /> . - - ^-fi - Db� �ondemnati�n. 7'he paxecdti uf any:�ward nr cl.�im for damagrs,dirrct or con+ryucmial,in cannertion wit[�w�: - - ,—
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