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<br /> , - 7QQ$�{���]�iQ1�pYCQ1l�fS tIO�Y Q�1GICi�Q Cl'ECtC�'OR t�IC Q[�OQOfty.ltlld V�C�SCI�dlis,�����q�d.
<br /> ,- i��U�li OOrU af�1lt�lt i Q�Of(hC Q[0�1y.`��f��ItIOdS STOTi iT50�fG COY![fd�1�115 SOCYf1t�.
<br /> Imtrureenl. All of thc facrEoin�is teiemQ"to ia this Se�.ynty T�trno�nE as the"Ptopeny." . -
<br /> BORROVYER C4VENAM'S�d�t�ic�mwa is lawfully seised of the estate Nec+e6y.00nveyed an�hac the right w grant . .
<br /> � . aad conv+ey the Pt�nperty and thu tLe Pmpa�ty isunencumbered.cac�xpt for tncumbr�es af recad. Bartawer warr�nts and
<br /> ' , _ vviil defead g�er�lly.the title to the Pmperty'a�aiest�Il ctL�ns ynd demand�.subj�t to ang encwnbntxxs�f recad. , �.
<br /> TH�S 5TClJ[ttfl`II'dSTRtTd�N7'camDtnes unifam covenants far nacion�l use and non-unifam'covan�nts with .
<br /> -_ limtkd va�is6ons by jurisdictian to canstitute a unifarm se�uriry instrur�xnt covua�g n�al'property►. , `
<br /> �
<br /> � � UN(P�RM COVENAlV'f'S. Bortov�a aod[.a�der covmant aM agrce as follows:
<br /> � l. Fa�t a�PrbciNl yd I�ta+�t:PreW7�t a�d I.ate Cl�tr�ts. Borrowet stnii P�P�Y P1Y wha�dve t�e -
<br /> priskipai af and inttces�an the debt evrden�ed 6y thc Note and aaY P'�Pay�nt aM late charges due tinder the Note. ` �
<br /> 2.' EL�ds tar 7i�xes asd Iwra�ce. Subject to appticable law or to a written waiver by lrender,Bamowti shal!pay to
<br /> •l.ender oa tbe da monthlY PzYmmts ac�e due�u�der the Note.wrc�t d�e No�e is paid in full,a sirm f'F+�'7 fa:(a)Y�Y
<br /> — faxes aod tcsessm�ents wifich may attait►pioritY over this Secudry Inse�wnent u a lien at tl�e Property:(b)Y�Y�� .
<br /> psyme(�ts a g�ound[ents ar dx Ptaperty. if aay: (c)�reariy l��rd a propeny insurrnce pemiwns: t� Y�Y fl� �
<br /> - � -insta�nce preq�iwns.if any:(e)YeulY�8s8���P���ff at�y;aod{��ay sums payabk by Borrower to .
<br /> Lerder,in aocotd�ce with tbe pmvisians of paragraph 8.in tieu of the payment of martgage insu�ance prcmiums. 7tKSe -
<br /> - itans ace a�lled"Escmw Items." [.ender may,at anY time,coUect and hold P�nd�slrastahfw.�nt�eot w sxoeed ttie maximum
<br /> _- _ � �mount a la�d�er fa a fedei�lty ielued mo�tgage lo�n'may roqulie for Ba�rcowar�s escrow ucouet under Ihe federal Rrai
<br /> = :Estsue S�ttianetit P�ocedarcs ACt af 1974 as arnended from time to time.l2 U.S.C.�2601 et�eq..t"�PA"y,unless amiher . _
<br /> law tl�cappties to the Funds sets a lesser amo�uit If so.Lender may.at any time.coltect and hold�uids in au aa�ount not to
<br /> exceed the Easser�nwun� Leader may estirn�ue the amount oi Hinds due on the basis of cuaent data aa3�sa�61e .
<br /> _ �sa�t�of expeadita�es of futa�e Esc►nw Items or atF�erwise m xcoedaace wit6 apptia�ble law. �
<br />--=- T6e Funds shill be heW ia an iostitupon whase depasirs ate inwted by a federdl agenc�'.instrumentality,or entity —
<br /> lin,cluding Lender..if I.endtr is such an instituaon)or in any F`eder�l Hane Lout Banlc. Lendec s6ai1 apply!the Faads to PaY
<br /> the Esczow Items. Lend�.�r may na chazga Bortnwer for hald'mg and apptying the R�nds.aimuaUy analyzing the escrow
<br /> accowi�a verifying thc Fscrow Items.unkss Leader pays Borrower inte�est oa tbc Funds and apptica6fe law pem�its _
<br /> Lender to m�ice such a charge.� However.i,ender may recryir�Barrower w pay a one-time cparge for arr independent real ��,
<br /> , estate tax teporting service used by Lendec in connecdon with this lo�n,unless applicabTe law provides od�etwise. Unless an
<br /> asnamern is made or a�pplicabk law�ires inte�est to be paid,[.ender sball not be requi�ed to pay 8orrowec any interest o�:...� ��`�°
<br /> • .eamings on thc Funds. Borrower and l.ender may agme in writing,however.that inte�st shali be paid on the Funds. Lender "' . �'�_�,.
<br /> - stiall give to Bamwer.without chazge.an annual arcounting of the Funds.sliowing crediu and debits to the Funds and the : . ���,t���-^
<br /> ` pvrpose for which exh debit to the Punds was made. The Aunds are p1edged aa additional security for al!'sums secured by �:����
<br /> . �� r�s��-.
<br /> . �,•; this Securiry InstrumenG �y��:';;'�
<br /> If the�unds hetd by i,ender exceed the amounts pemiitted to be held by apptica6le taw.L.ender shall accaunt to �sr�ue��.
<br /> Bormwer for the excess Funds in aceordance witt�the requinments of applicabte law. tf the amaunt of tGe Punds heid by - -
<br /> l.erxkr at arry time is not sufticient topa�E tt�e Bscrow Items whert due,l.ender may so notify Sorrower in writing.and,ia. . —_
<br /> `��:� - such case Bo�rower shall pay to Len�ec the amount aecessary to make up the deficiency. Sorrower shaU make up the - � �'�-�r
<br /> deficiency in no morc than twelve monihty payments.at Lendes�sole discaetiai. ""°�-°=—°
<br /> . . •'�.� Upon payment in full of all sums sectrced by thjs Se,curity lnstrument,Lendec shal!promptiy refund to Borrower any �
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<br /> `; Funds hetd by Lender. If,ander pazagraph 2l.L.ender shall arquicr or seillhe Property.Lender.prior to the ucquisitian or .-t-.--
<br /> - ��;+`. sale of the .shall a ly any Funds held b Lender at the time af ac uisifion or sale as a credlt a mst the sums �- ���`• '`'-=
<br /> -. �• �Y PP Y 9 Sa � }•;",�:_:,
<br />" � . ` secured by this Secudty Jnstrument. - '•'<•-
<br /> i'- 3. Applkatlon af P!litymeets Unless applicable Taw provides otherwise.ail payments received by L.ender unQer' �i''�":_..
<br /> . ` Qaragaphs 1 and 2 sh�ll be applied:first,to any prepayment charges due undcr the Nae:second.to amounts payable under ^ � '=
<br /> " � ` � �.� Qaragraph 2;third,to interest due;fomth.to prin;,ipal duc:and last.to any iate charges due undcr the Note. �---:.:x__'_
<br /> � � 4. C h t+rges; L i e n a. BotroueE.shall pay all taaes,assessments.charges.fines and imposifians aitri6utable to the . .
<br />";;;�`:., .• s,=: Property�fiuch may attain priority o�eEthis Security Instrument,and lea.�ehold payments ar gra��3 rents,if any. Borrower . .��}�;._
<br /> - - shall pay chese o6ligatIons in the ma�s�rovided in paragraph 2.�r if not paid'm that manner.8acrawet shall pay them oa . . .�;-:.- :
<br /> time directiy to t3�e perso:c awed payment. 8orrower shall prompUy fumish to Lender ail notices ofamaunts to be paid ua�ec . , ;:', f
<br />:� .. _ ihh'��s paragta�h. If BorraK�r makes these payments direcUy.Harrawcr shalt proa►ptty fumish ta i.ender r�cei�ts evideactcr� : . �
<br /> � ` p So�rraN•er sha11 promptly diuha�ge any lien which h�.c pdodty over this Secprity Instrume�t unless Borrower:(a)agrz� �- •
<br /> ' �� in wtiting to[he paymen�of the obligAtton secured by the lien in a mannar acceptaHle to Lertdet;(6}contests in goad faith tlxa .. ' `.'
<br /> ljen by.ar defends against enfarccment of the lien in.legal prareedings whicfi in thc Lender's opinion operatc to prevent tfr,: . = ��."�-"
<br />- �� enforcement of the lien:ar(c>secures from the holder af the lien an agreement satisfactory to Lender subordinaNng the lien •' '�;'�-::
<br /> ' � to this Secur�ry Insltument. !P l.ender detennines ihal any pa»of the Property is subjeci to a lien which may altaln priarity � �� =��
<br /> � ' � � over thia Security lnstrument.L.tnder may give Horrower a notice idcntifyiag the lien. BoROwcr ahal!satlsfy the lien or take .
<br /> _ �j ane ar m�rz of 1he actions set forth abovo wlthin 10 dAys of the giving of noticc. `� ' � . �
<br />°•�` 5. Huard or Property tnsursmce. �orcower shall kecp�hc improvemcros nnw axisting�r herenfter etected aa d�e �
<br /> '. �°'` " Property insured against toss by firc.hazards lncludcd within the term"extended caverngo"and any othe►hazardc.inctv.�fur�
<br /> '�"-:'-`�'�';L. •��• Roods or itooding.for which Lender reyuires insurunce. This insumnce shall bc maintained in the amounts and fc,�-drs __ _
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