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<br /> � �. �I��t:! �,r k'�c:�:���'y �11:���=eit�- l��,j�ru�s•er EI,«II kcs� tlia lmv�uvr.mrnis n��w cxlKllu� �1N rcafc�r �cau��'i�u
<br /> {'nq►rrty inyurc�l uKw4wt I��xv b!� tiri�, hY,r.cni�:i�xluetrd wUhln Ilx+term "cxlei►cled a►verugr" uik) illlY IdI1Cr fiu�urdb, ha�ludh��
<br /> f1�HKl.ur fin�x{Inh. G�r whlcl►[.�.;k1e�r rn�,�illrtri inFUr�n�:c. 'fhlx in�ur�tx:a Khxtl lw nµinlulixrl Iti Iho u:r�c�unty u�xl fur�f��xriixly
<br /> ih�1 I.rixtcr rcNuirc�. 'i'hr, ii�ti��i';uu�c c:iYllLif�(}1'l1VIlII11�1I1C IIIhU1MIk�C flI1kII I1U l'{IIIiAR Ily Iiilit'OH'L'r Bllh�l'Cl l0 IA:IMICI'�N Nhh�11VAI
<br /> W�lll'tl shull n►et h� unu:n���iuibty wittthr,Ssl,�(►i�urruwrr irll�ta m�ln�Min c�iv=rwgo de�crit�! wbcave. �.C�1t�G� ITIUY� Al r.tlH�tf�N
<br /> upUun.nMuln���verugc tn prntr.ct l.r».�c;v'.r�r�,�hl�.i►�t:w�'�ay,:.rty In Ge��c�r!����t<�r wlth��t!rH!+.ru(►h'i. _
<br /> All i�surunce�Iicie.r and rr.�xw:r����nL�ull be rcceptrblo tu 1.ernler rnd Afiall include u stw�xlard nx,rtgage clause. I.ender
<br /> tif:all hwve tNn�Ight ti�h��1d the�pc�licit�+i►���I�na�nw�la.If I..encler rcqulre�,Hurrower shall pr�mpUY give to I.e�uier all rcceipt�af
<br /> ��xid prcmiums and renewnl niaticcs.iti ttit�uvcnt of Icns, [�rrawcr xhsll µive prompt nctitic�ta the insurance curricr und l.eixitr•
<br /> I,cixtcr msy mukc prouf nf laf:s iP tx+t mrr.lti�tti�mptly by Borrowtr.
<br /> Unless l.cnder aixl Bor;nwcr citlFr.ru•iar,,aBrec in writing,insurnncc pro�ee:ds shall bc uppficd to restaraidon or repair of the
<br /> Propcny dumug«1.if the res.r.►rntiun a�r a.���Sr is cconcm�ically feasiblo nncl LAender's aecurity is nat Iessened.lf the restarstio�or
<br /> repAir is not economically f��ayibtU or Lc��dur's securfty would be lesseix,sl, the insurance pracoccls sfiall bc applied to tlio sums
<br /> securcA by ►his Security Inrtrurrw_a�t, w,��t�clu�r or not thsn due, with nny excess paid to Bonower. lf Barrower�banduns the
<br /> Property, or docs nat unsw:•r witidn 3Q de���a�tice f'ram Lender Ihat the insurunce�urrier hs�s ofFerod to settle u cluim. then
<br /> L.e►xler may callect the inrurnns•e proa:�cla�. 1-ender may use, the pmceals ca repair or restare the Pro��erty or to pay sums
<br /> secural by this Securty In,ntrum:nt,wh�edl�trr a�r not then due.The 30�clay period will begin when the notice is given.
<br /> Unless I.Cnder and FJ13rrower otltE:ra;.�� agree in writing, any application of procxds to principal shall not cxtent! or
<br /> postpone thc duc dutc of tlt,: mnntlily pt.)�la�ents neferred to in paragrapf�s 1 �u.d 2 ar ahange the amot�nt of the payments. If
<br /> u��der paragraph 21 the�'ru,crty is,ac�!;qir�rl�by i�ender, Borrower's ribht to any insurance policies and proceeds resulting from
<br /> damage to the Property priu,ta iha a��uisiliun shnll pass to�.eiuler to thc extent oF ttw sums securcd by this Security Instrument
<br /> immediately prior w the aaq�eisition.
<br /> 6.pcc+a�ancy,prxseryatlun,Afiiintc�nunce a�d P�otecNon o!.the 1'rope�ty;Bormwer's Lown Applicatan;La�9eiwlds. —
<br /> ' '��rsowcr shall occupy,esl:�t�lish.as��f uEC t8�Property as Borrower's principal resiilence within sixty days after xh�vaecuticn of
<br /> this Securitv Instnunent un�J shull coniinirr�io occupy the�roperty as Borrower's principal residence for at least onr.ys�+r n'�r
<br /> the date of occupancy. unG:ss Len•c!e:r cif,�4�x��ist agras in writing. which consenY shall not be�amrta.sonab�Y w'itht�eid, or�un7.�a _
<br /> extenuating circumsta�icea•exist whfc:.���ni beyond Borrower's control. Bormwer shall not �estroy, daznuge or imp[►i� ihe
<br /> Propeny. allow ths Pcc*per�� to dc�e:rinrr�tu, or commit wasto on the Property. Bormwer shall be in default i4'any forfeiture
<br /> xtion or procee�iing, u'Y101:1�er civil or c?raii»al, is beg�m that in I.ender's good S�iitfi�udgment cuuld result in fosfeiture of.the
<br /> Property,c►r�at�lxrwis�mnhereully imp�.ir.a�an�ien creacod by ii►is a�vz,�v i���µ�'*����z-�"`��-'�`~�rI1111V IIItECEnI.Borro»'CS 11121}r
<br /> cu�s+:ch��t ale.Fr��alt kn:3 Rr�natate,as inxnxii¢ctd fn paragrs�ph 18,�y cuusiT�g the�at3�n'bi�prooeec�ing to be dism.issed w►th a��ra4lin
<br /> that. in I.�nt]ev's go{3v� !'a��fh tic;cl7n�ntLi�l,q. pl`CCI11dGS fQ!'�E1Y117',L� OT�:he Boxrow�r's�t'n�eiest�i��thc Property or other f►sirl�"ip�.
<br /> � impairtncnt of thc lic:��:c«k�.i Uy this,:lt;scurity ls�.stru•�:unt.�nr 1.�nc1eY•'s securir+; injansst. 8onower shall eJso be in deE'ault if
<br /> Bocrower,ducing the lu3ri ap��lic•ation�n�oess,gave m�rterlaliy`Fa1sn or�naeearate in1'ormadon or staten�nts t�L,onder(or failod
<br /> ta p�+c+vide L.endcr with n►�y ma.tcxi7l in�'Y��mation)in connection with�the loan evidenced by the Nota,including,b:::r.�:!em�t:,�
<br /> to, representations concernin�r Bun�ti�r•�'�occupancY�f t��e P�aP�rty us a principa!residence.IY thes Security Instrument is nn a
<br /> leasshold, Borrowcr shull aimply witt► a�� the provisions of the lease. If Bonower xquiirs fE., title to the PropertY� the
<br /> Ieuehold and the fa tit3e shall not•n►crQ�unicss Lerrler ngrecs to the merger in w�riting.
<br /> 7,�ot�tlun of 3:,endcw's R�hle�rt the Property if Borrower fails to pedorm the covenants a�d eBreernent,conutinod in
<br /> this Security Instnimcnt,or tt�e�n:is n ta�al proeeeding thpt may signiGcuntly affcct i.Gnder's rights�in the Pn�perty (such:u a
<br /> procteding in bankruµtcy.prutu�te.for r,;oixfemnation or forfeiturc or to entorce laws or regulutions),ttxnl���
<br /> p�y for whataver�is�,i�cc�ssxry w p►uta�:2 tho value of tha Propercy and Lee�der's rights in the�o�e�rty
<br /> include p�ying any :aums s�.�ut��cl b�� s� lien whieh tws priority over dus S�ecuriry Instcument, appearing in ceurt, �ying
<br /> reason�blc attomeys'•iae arK1 enterin�x►n thc Propeny to make repairs./4lthooSh l.�nd�r may take action under this pwr�gc'ap1�
<br /> 7,Lencicr daes not h!►ve tu da su.
<br /> Any amounts�d'usbur.;ai b�� Lcr+ilt!r undcr this paragraph 7 shal� bexome additional debt of�nrrower securod by thia
<br /> 5ecurity Instrument�.Unlc�x Aon�rv�•r:�nd [.ender agivc to uQ�er tetms of paymar►t. thcse aniounts shail beat interest firom the
<br /> dasa of disbur�,cr+es�a:ar,tt1« I�toi•u ni!u s�nd shall Ix ?�ayalal_, with interest. upon notia from Lcnder to �rrower ►a�►e�sti;�
<br /> padment.
<br /> 8. Ma�4�t��usur��x�c.ii'LGr►�lttr tequirtxl rixitigage insura:we as tt condition of malcing tho!osn socured by this ecuri�Y
<br /> Insuument. Borrox�:�r shall pay tl�n pRmiums required to mai�tain the mortgage insuraixe in effect. If, for any nxsc��.:�
<br /> mongage irosuru�ca•ouver:►gc ri.�uhaR PaY Lc�xkr lepscs or oeas:s u,n be in effect.Dornuwer shall pay the premiums roQii}ry+,d to .
<br /> otNain sovcregc s►+G�ats�n�isl{y ec��ih.tRdn:t to tik morigagc insurnnce�prcviously in effc�ct.at a cost substantially equivaits��Ro,Yhe
<br /> eost ta &►rrower ths ttw►nort};�v i«�xuanfle pr+:v�niisi9 in effxi, firom ai►alternatc awrtgage insurer approvad�►y i�'nc?cr-.1�
<br /> 5{ltISlWIftAII�1�U[�1�lll'ilt IYq11�J��G 11li1�::'�n��verage is not a�s�ilstbla,Borrower shall pay to Lender each mc»ith a sum�e�r�i7 to
<br /> one-tw¢If�{h of thes�yexarfy n�nrtg3.��itr�vn�ar►oc prcmium bcing�nzi�l t�v Born�wer when the insu•r�unae coverags lapseed ar�cesr:;etl to
<br /> bc in effert.LcncYur will aa:tpt.u�a�xtk9 retain thcst paymcnts as n loss reserve in lieu of ma'rtgage insurarioe. Le�s� �n'es�rve
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