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<br /> TO(3ETN�R WITH ull Ihe improvementa naw a�hercaftcr ercctod anitli'e{xopeny.and rii erx:mc�i�,:.j.j.:sr^-^.�."•^_". - -----
<br /> �, , _ � �_� and fixlurci naw or hercaiter a pah of the propeny. All replt�cementa and addition��holl al�o be covued by thf�Saudly
<br />� �—--� --� .�.�_ . � insuumem. !'►11 UI IIIC IUIC�(PIII�1�Iciciicu uw iu i'ii:�»:j/-'!'-»"=�=»�w flv"P►1111!/�V.
<br /> - � HARNUW6R COVF.NANTS Owt Bui�uwer 1`lrwtui{y i:elcc:d u(ihc estate hcreby convcyed end hna the rlght �a gnnt _
<br /> � h� . �nd canvey�hepr�pe�y and thot�ha Property i�unencumbercd,exce�t far encumbrances of rccord. 8�►nowc�wnrranu aad `"--=�---__
<br /> { will def�nd�eneraliy tho tille to the Properiy���inst oll claims�nd demanda,eubjec�to u�y encumbr�ncen of rocard. F_:�
<br /> ! � ' THIS 5ECURITY INSTRUMBNT combinea uniform covenenta for netiond uae and non•uniform covenar�u wMh
<br /> limiled varlations by ju�isdlction to canstitute a unifomr cecu�ity fns�ament covering re�l pro�nerty.
<br /> UNIFORM COVENANTS. Borrower and Lcnder covenant and eg�ee aa followa: _
<br /> • 1. Payment o�Princlp�l and Inleresti Prepoymenl�nd Lale Cb��ga. Borrower aholl promptly pay when due ihe
<br /> - . p�incipal of nnd imerest un the debt evidenced by tho Notc pnd uny pcepuyment and late churges duc under the Note, �-�--�- —
<br /> • 2. FLnd��or'[hxes pnd Ineurance. SWbject to appHcable law ar to e wdtten waiver by Lender.Bo�rower ahall pay to _
<br /> • Lender on the day monthly paymenta are due under the IVae.until the Note is paid in full,a sum("Funds")for:(a)yeatly
<br /> taxes and naseasments which may altain priority over this Secudty lnatrument as a lien on the Property;(b)yearly leaxhold
<br /> payments or ground renls on the P►bpe�'ty. if anY: (c) yearly haxud or prope�ty iasur�nce premiums; (d) ye�rly tlaod —_
<br /> insura�ce rcmiums. ii an • (e) yearl mon insuru�ce premiums,if and (� anv sums Able b Barower to '"�"'
<br /> D Y• Y 6� �� PaY Y ii;'�;{�_':':'
<br /> '� I Lencler.in aeca�dauK.�s wiith�lie i p r ovisions of para�apA 8.in C�eu at t0�e p ar-ment of mortgage insur�ce�cmjums. 1T�ese � ,_r,ty=°
<br /> items are ca�ieci"EscR*w ftemt: Lender may.ai any 9ime.rallect m�d Qa t�F1m�s in An Amount not t�eac�ed lhe maximawn ��,.,;:'+.�_
<br /> ,:,,•,r r,::'"^,`�::;!:�.;'•:'�`..�� amanq a knder fa a federally related mortgage loan may require for Borrowerg escrow account under the federal Neel !��+�'�^.�
<br /> 'i�:'.�`:s;:.:�_:::�:;!.:,,;:.�'� Est�te Settlement Procedures Act af 1974 as emended from time to�ime.12 U.S.C.$ 2601 e�seq.("RESPA").unlas anotqer
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<br /> _: `�' • •.�� �-"�_'� ` law that nppliea to�he FLnds seta a lesser amount. !f so,Lender mAy,a[any timr.,collxt and hold Funda in an amount notto
<br /> ''� ' exceed the lesser amaunt. Lender may esdmate the amount af Pund�due on tho basis of curtent dua and reaconable
<br /> estimatea of expeodlturcs of future.�scrow Items or aherwise in accordance wfth applicable law. •� "','""�
<br /> The Funds atwfl 6e held in an in�litution whose depoail�are Insured by a feder�l egency,in�trumentality,or ernity - '�
<br /> (including Lcndcr.If Lender is such an inatflutfon)or in wny Fedetel Hnmc Loan Bank. Lsnder shall apply Ihe P1mds to p�}r �;
<br /> the Sscrow Items. Lender may �at chorge 8orrc►wer for hatding and applying�he Pondr,annually anrlyzin�Ihe� cscrow ��.
<br /> nccaunl, ar vedfying the Escrow Uems, unless L.endcr paya BoROwer intetest on �he Fbnds and upplic�ble law perrnUs
<br /> Lender la make auch a chprge. However,t.ender mny�equtre B�rtawer la pAy a ane•lime chuge for wn indepenckM te�l
<br /> , e.r�ale tnx repnhing xervice used by LenJer in connccli�►n wllh Ihia loon.unlesx opplicable lew providea Wherwixe. Unks9on
<br /> agrcemem fr made or appBcuble Ipw rcquireg imcre.r�to bc paiJ,Lendc�shall no�lie rcyuircd lo pay Bartowcr uny Inlercct or
<br /> � eoming+�a�Ihe Funda. HoR�wcr an�l l.cnder may wgree in wrillnR,however.Ihal intercst sholl be aid an thc Fund�. l.endi:r
<br /> �hrll give to Bom�wer,wilhuW charge,an annual Accuunting af the FuiulR,showing credi�a and�WIR(0(IIC FUI1dA WNI IIIC
<br /> • purpa�e far which cuch debit lu�he Hundr wwr made. 7'he FLnds we pledQed pr addillonal exu�lry far all rum�Kcurcd by
<br /> thfs Securily Inslrumen�.
<br /> � If�hc Fund� hald hy l.ender excced Ihc amoums penni�ted �o be hcld by applicablc Iaw, Lender shull account t� `"°
<br /> � sorrower for Ihe exceax Funds in accordnnce wilh the rcqufremenu of appliceble lew. If�he amount of the Funds held by _...__
<br /> ;, Leode�nt any�ime is not sufficient ta pay�he ERCrow ttems when due,Lende�msy ao notiiy Borrower in writin�r,and,in
<br /> -� such case Borrower shall pay to Lender the umoum necessary to make up Ihe deflciency. Borrowor shall moke up Ihe �"�`y�.Y.�
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<br /> deficiency in no more�hnn twelve monthly puymen�s,at Lender3 sole dli►crenon. -
<br /> Upan payment in(ull oi all sums secured by this Securiiy Instrument.Lender shull promptly refund to Borrower my
<br /> , •• Funds held by Lender. If,under parngraph 21,Lender shall acquin or xell the Pmperty,Lender,prior lo the acquixillonor
<br /> -- sale of�he Property, shall epply any Funds held by Lender at the lime of acquleition or sale as a credlt against the cum$ -_
<br /> — secured by this Security Inswment. �
<br /> � ' 3. Applkatbn ot Paymenfs. Unless epplicable law provldes otherwise, all�payments received by Lender under �s� �ti:,:
<br /> paragraphs 1 and 2 shall be applied:firat,to any prepayment charges due under 1he Note;second,to amounts paypble under �''`"."`'�"`"�=
<br /> paragraph 2;third,to interest due;fourth,to pdncipal due:end lust,lo any late charges due under the Note.
<br /> �1. ChsrQesi Liens. Borrower ahall pay all taxes, ussessments,charges,fines and impositions aurlbul�ble to �he __
<br /> Propeny which may atlein priority over this Security Instrument, end leasehold paymenss or ground rents. if any. Barrower ��:_�Sa,�,,<_•r
<br /> shall pay these obligations in the manner provided in parugraph 2.a if not paid in that manner,Borcower shall pay them on �'�T=�.fl�•
<br /> ' � . time directly to the pereon owed payment. Borrower shall promptly furnish to Lende�oll notices of amounts to be pAid under �s�s"�%+���'-
<br /> , thfs paragraph. If Borrower makes these paymenta direcdy,Borrower shall promptly furniah to Lender receipta evidendng �a�;:�-�`
<br /> the payments.
<br /> • � Borrower shall promptly discharge any lien which bAS priority over�his Secudty Instroment unless Borrower.(a)agrces �'_�'=�:_
<br /> �. , in writing to the payment of the obliga�ion secured by�he lien in n manner acceptable to Lender,(b)contests in gaad i�lth�he �'°'�
<br /> lien b ,or defends a ainst eniorcement of the lien in,le al roceedin s which in the Lende�S o mio�o rnte to revent Ihe ='�����+��
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<br /> . enforcement of the lien:or(c)secures irom the holder of the lien an agroement satisfactory to Lender subordinating�e Ilen =;�.,;,.,,;,:
<br /> to this Secur�ty Instrument. If Lender determines that any part of the Property is subJect to a Nen which muy attain priority ' " '
<br /> over this Security Inswment,Lender may give Borrower a notice identifying the Ilen. Borrower ahall aalisfy the Ifen or uke "
<br /> one or more of the ections set forth above within 10 days of 1he giving of notice. '�""'�'.
<br /> � S. Hazord or Property lusurance. Borrower shull keep the improvements now existing or hereafter erected on the , ' -'
<br /> PropeRy insurcd against loss by fire,huurds included within the tem� "eatended coverege"and any other hazarda,includ(ng � '
<br /> � ' floods or tlooding,for which Lender roquires inaurance. This insurence shell be maintained in the amounts end for�ho �.;-r,�.:; �--_
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