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BurroWer shall kcep thc improven�enu rsow exiuing ur herealter erocte� a� the Fr�periy i�wrrd a�ainst Ilus by rrc. huards inciuded within the te�i 'e�:tcrti3.�co�:raSe" atod any�nther ha�rds, including - flacxis�x fincxlin�, for whk:h[.ec�r rr.c}uires inwrance.This inwrancc s�all!+e rnu+ntainod in thc :u»uunts and for the pericxls ttwt [.en3ei r�:quires. Tht inwr.►nce carrier providing the insurance sha11 be chosen by Bonower suDject to Lendcr's�provxl u�hiiA shxll r.ot Ix unreasonably withheld. if B.xrower f�ils to mvntain wverage described abovc, i.enck�n�y. at t�ender's option,abtaln coverare to prauxt l.endu's rights in the Property in acc�rdarxc:w�th ParaSr+Ph�• All ipsurancc policies urtici re��ew�ls st�all be a:teptabk to l.ender and shall inctude a stanciard mortgage clause. Lender sh;►11 ha��e it�e right to t�old the poficics s�nd eutiewals.If lx�c4er requires.�3orrower si+all prwnptlY Sive to Lender�11 rcceipts of ptid pcemiums and renewxl notias.In the event oF loss.Bomower shall�ive prompt notia to tt�e inwrance carrier and Lendcr. i.cnder nwy ittuke prooi ui iuss ii�wi��1e PtomptlY bY Borrower. Unkss L.ender and Borrower ottxrwise agne in writing. inwranoe proceals s1�11 be�Pplied to r�t�ration or repair af the pmpertY datnagod. if the ratoratian ar r�pair is eoonomically fexsibk and I.ender's socurity is not lessenad.lf the restoration or cepair is nat ecw�omically feasible or Lec�der's security would"ne lesunod.the inwr�c�ce prooeods sGall be applied to the sums sccurod b��this Secvrity Incuument. whetlxr or not then due, with any ezoess paid to Borrower. If Borrower abu�dons the Property, or does not answer wid�in 30 days a�otice from Lendts that the�nst►raiwx cam�r has offerod to settk a claim, then l.er�d�r may collxt the insurrnce proceads. l.ender may use the proceals to repair or restore the Property or w pay sumc socuraf b�this Security Inctnunent.whether os not then due. The 30-day period will begin whtn the notiet is given. U�dG�ss Lender �aci Borrower otMrwise agtoe in writing, auy application of pinceods to principal slwll not exual or �wstPone the due date of the monthlY 1'�Y�s referrod to in parAgraphs 1 and 2 or chaz�ge the s�nount of tlu payments. If und�s pur,t�raph 21 the Pcoperty is acquirod by I.ender.Sorrowu's right co�ny insurona policies and proceeds resulting from du��tge tc►the Property pri�x to the xquisition sha11 pass to Lender to the extent of t}�e sums securod by ttus 5ecuriry Inunune�u icumediatcly prior to the acquisidon. 6.OCCUp4ocy.PKServat�oa.11S�iatensnce pad Protediae o�t We P�+ope�ty,Bornnwer's I.oaw Appiieatioa:I�eace�oids. Borraw•v shall occupy. .esaDlish.a�rt use the Property As Borrower s principal residenoe within sixty days c�e�t tlu exer�u�vn of lhis Securiry Icsuumeat 3nd sitaU oontinue to oocupy the Property as Borrower's principsl residena for�I�st one y�ai aRer the datc of occupaMy.wsf�ess I.a�tler otherwlse agroes in writing,which consent shall not be unrr�ruonably witkheld,or udess eateiwating circucnstaa��es e�ist w6ich are beyood Borrower's oontivl. Borrower shall not destmy. damsge a' im{�atr the Pmperip. allow the Propecty to d�etrerionte.or oommit w�te oa the Property. Borrower s,i�all be in defsult if aay �vtSeiWre actioa at�ra�eeding.win.�lher civil or criminal.is begun that in[.e��der's good fsath judgment oould rault in focfeitnn.4�the ProQertY or otherwisa m:xerialiy impair tbe lien crrated by this Sxuriry Iastnuna�t or i.eader's security intecest.Borra+�ru�ay . aue s�uh a default aud ninctate.as providod in parsgraph 18,by causing tbe action or pme�eding to bc dismissed witi�;e ruling ' tbat. in L.ender's good faith detennination. Prect�cSes forFeiture of the Borrower's intcrest in the Property or other n�ria] impairur�of tbe lien creatal by thi.s Security Instnunent or E�sxkr's xarity interest. Bacmwer sha11 also be ia '"':i if Borrow�.�iucine tbe Iwn ao��k�P��,S�ve materially f�or inacnu�te informatioa:rar stateme�u to I�ender(ar�ailed tu�,rit�vidz I.ztid�wish aay mataia:�i'ormarion)in connection with the loui evidmad f�y ZAe 1Nat�,i�laanisg:oui noi iimioou _ ° to��q►nseatatiwis oonoerni�g Bomawu's oocupancy of the Property as a principai rcsidenoe.If this Sa�riry Instcument is on� t�d_ gor,rx,.:x ��! mmolv with all the provisions of the teace. if Borrowu aoquires fa titk to tbe Propaty. tbe leaset►o{d and the fee tide slull not merge unless i.ender agrees w the mergu in wririn�. �.pros�ecioo ot t,e�aer�s w��a�ey.If Borrower ftils to perfam the cova�nts aod agroanaus cootained w thic Securiry L�struaticnt.or there is a lega!proceedin8 tf�t m�y signifieantly affea La�der's rigfnts in the Proputy (such�s a P��S i��Sa�-i.iupt..°y.Probate.for oondemnarion or forfawre or to eoforce laws or rcgulstioas),the�i Lender may do aud P�Y for whatever is eccasuy to pracax the value of the Pc+oQaty aAd Lmder's riglus ia tbe Prnpaty. Lsu3er"s �ctiot�s m�y iacfude P�Y�B �Y � sa.�red by a lien which has priority ovu this Sxurity Ivstnimeat. �ppeuin8 'n awrt. WY�B ra�co�able attomeYs'fas nod eatering oo thee Propeny to m�lce repairs. Although I�eader may tak.e�xion�uder tF�is psta�rapb 7..Lender does not Aave w du so. My anwunts dis�wsed by Lender under this puagr�h 7 shaU boaxne additiooal debt of Bormwa sxurad by this Socurity Insrivment. Unless Borrower snd I.a�der agme to dtha terms of payuxrt.tl�ae amounts sha]1 bear inurest f�+aon the d�te of disbnrsunwt at the Note rate aad sha!! be �ay�b(e, with inta+est, upon mtic�froa�I.eader to iBorrower roquestinY PzY�- 8.Mo�e Ia9urana•If L�ender roquitnd mortgage inwranoe ss a oor�dition uf m�ldn�ti�e ban secured by this Security incttum�nt, Borrowa shaU pay the p�esniucRS Kquired to maiotain tix.mortgage ia�suru�a in effax. Ff. for aay c�son. t}� awrtgaSe inwraaoe c�ovaage requirod by I.ender lapscs or oea5es w be in effecc,Borrowu shall pay tlie pi+emiums required to obtain ooverage subsuu�ciallY Ey�++valeat to the mort&�8e insuru�ce previousiy in effact.at a oosi wbstantisily equiv�Lwt w tbc oost w Baruwa�of t6e mortgage insuranoe previously in effect, from aa �lternate mort8a8e iasurer a��rflved by Lmder. If � �lY equivaknt matgage insur�oe ooverage is not available.Bocrower s6all pay to l.eacitr each month a sum equal to ont-twelfth of t6e yearly mortgage inwrrnce premium beiag ptid hy Borrowa vuba�the inwr�noe oover9ge lap.sed or oeasod W ' be in effax. L�endae w�tl:aoce,pt,tue and retain these p�ymenu as a loss res�rve in liw of mortg�ge inwranoe. Loss reserv� ' ' foia.3Qi8 8t90 � � Mp�3 ui G� " � � _ t