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<br /> �`" .`i�i.. ,. 5. Huard or Property lacutr+u�ce. Botrower shall kecp thc improvements now eaisting on c�rcafter erected on thc
<br /> >.tl�.�t�+,.,,.:. , . .
<br /> -_�i�_'='.:_ti.•- .,..�.r Praperty inRUred aQoinst loss by fire, hazards iocludod within�he �enn "cxtcndod coverugc enJ uny �Nher hu��rdx, imludin�
<br /> ti,� ,,�.._, Qaods or flaoding. for whicA L.ender requires incuronca This insurancc shall hc m�int�inod in�he urr�uniti urxl li�r tfu:periud�
<br /> ----:�: °_���--�: tlwt l.ender requiresi.The insurance cs�rrier providing the inswronce sholl hc cbosen by&►rruwer subj�ti to l.cncler'r approv�l
<br /> '�'�•�'��: �-i which chall not be unreason�bly withheld. lf Borrowcr fuils to maintain covcrngc dcu:ribcd ob�wc, tAiulcr muy, at L.endcr'Y
<br /> �r���� -: �' optjprl�,qpta,i�coverage to praect Lendcr'a rights in thc P�upcny in accardwticc with p�ragraph 7. ,—_ _ -
<br /> � '�yt,� All��SU�aqce policies ancf renewalx cbull be aceeptable lo L.en�icr und whall inrlude u tilandurd mungogc cluux:. Lender
<br /> ,:�y����;•�•, ahall,�vq,tiu right to hold the policles utKi rencwals. If Lcnder rcyuireg,Borrower shall promptly�tive to l.cndcr ull rcweiptc of
<br /> � ��:;�;,,��-:.,�;:a- :��, p�id pcem iums a n d mnew a l no t fn�s. In t he ev e n t�f l o s v.&m��w e r s h a l l g i v e p r o m p t n a i c e t c i�h e i n s u r a n e e c s�a l e r u n d L e t u l e r. a„L_ ,�__ ___
<br /> ���r1,�+�.,..:;t;,'�;.a. ; L,ender may mak�proof of loss if na made pramptly by Borcower.
<br /> �..'�' .`,: ' ' Unless Lender and &+rrowcr otherwisc Agrc�:in wri�ing, insurancc prcx:xds xhull bc uppliai to restarution��r rcpuir uf the
<br /> . �'"`� pruperty danwged, if the restoralion or repair is ecanomically feasible und L.ender's security ix not(e4+ened. If thc restorutian or
<br /> , �, �':�',, '6 rep�ir is not economicnlly fcasible ar l.cndcr's sccurity would be lesscned, the insurancc pmcccds shall bc applicd to �hc sums
<br />_ '��'''� '�' socured by this Security Instn�mcnt, whether or not then duc, with any excess paid �o Borrowcr. If Rnrrow•cr :+baixians the —
<br /> - . . .�-1.F�•.,' .
<br /> - _ - n ° , Prop�rty,or does not answer wi�hin 30 days u notice Prom Lender that the insurunce currier h;u ofiercd to settle a elpim, then __
<br /> �=��: � . Lender may collect the insura�ue pnx;�xxla. Ixnder may use Ihc proce�s w repair or restorc thc Propeny or tq puy sums _
<br /> ���:,s�,:,,>.,,,'� ..,. .
<br /> :__��;;.,;;. .��;;::�,,:;t;,;,�s�,:. secured by this Security Instrurnent.whether or na then duc. The 30-duy period will begin when the nutice is given.
<br />_;�`"' • Unless I.ender and Borrower otherwise ugree in writing, siny application of proccais to principal shall not extend pr
<br />-�_a� � , postpone the dua date of thc rnunthly payments referred to in psuagmphs 1 und 2 nr change�he umount oP ihe payments. If
<br />— � under puagraph 21 the Property is acquired by Lender.Borrawcr's right to any insurance policies and prorccds rcwlting from
<br /> .. . , damage ta the Propeny prior to the ocquisition shall pass to l.ender tn the extent of thc sums secur�l by this Security Instrument
<br /> , 1 - immediately prior to the acquisitiun. - -
<br /> . � 6.Oocupancy,Prc�ervwtioa� Maintenance aad Prntection oP the Property;Borrower's I.oan Application;l.es�scholds.
<br /> Borrower slwll occupy, establish,and use the Propeny as Borrower's principal residence within sixty dbys ufler the eaecutinn of
<br /> � this Security Instrument and shall continue to occupy the Property us Borrower's principal residence for ut leuct one year afler
<br /> �. s the date of cecupancy, unless Lender otherwise agrees in writing.which consent shall not be unrcASOnably wi�hheld. �r unless
<br /> � extenusting circumstances exis� which ure beyond Borrower's control. Borrower shall not destroy. Jamage nr impair the
<br /> Property, allow the Property tu deterioratc, or commit wAStc on thc Property. Borrowcr shnll be in default if uny forf'eiturc __
<br /> , .:' action or proceeding,whether civil ur criminal, is begun that in Lender's good faith judgment rould re�ult in Forfeiturc uf thc
<br /> •• „ Property or otherwise materially impair thc lien created by this Security Instrument nr Lender's security intere,t. eorrowe�may
<br /> � cure such a defuult and reinstate,us provided in paragraph l8.by causing the action or procceding to be Jismissed with n ruling
<br /> � that, in LendePs good feith dekrmination, precludes iarfeiture of the Burrawer's inleresl in the Propcny or iNher owterial �--f -
<br /> ,::�
<br /> �` � im�rairu�c�ii of ihe lien a�:atc.-3 by this Sccurity lnstrnment or Lender's �ur':ty intcrost. Borrower chall al��t,c in cicfault �f
<br /> • Borrower. during the loan applicution pracess,gave materially falseor inaccurute inForn�a�ion ar st�lements to l.ender lor failed __-.
<br /> ., ' " to provide l.endcr with any material information) in connection wi�h the loan evidcncai hy the Note. imluJing, but not limitcd ..:,,.y.,�„
<br /> ' to,represen�ations wnceming Borrower's accupancy of the Propeny ns a principul residence. If this S�xuriry Instrumem ir on a r"��:� -�-.-
<br /> I �ayM���i�e`• �.
<br /> • ' Icasehold, Borrower shall comply with ull �he provisions oi the lear•c. If Bonuwcr :uquires fee tiUe to the Prup►:rty. �he �
<br /> � lessehold and the fec title shall not mcrgc unlexs Lcnder ugrecs to the merger in writing. ��:_--
<br /> �� 7.Protectlon ot Lender's Rights in the ih�nperty.lf Borrower fuil�to perform the cnvenants and ugrecm�ntti containeJ in -----••---
<br /> this Securit [nstrument,or there is a Ie ul roceedin that ma �i nifiruntl affect Lsnder's ri hts in the Pro n (tiuch as a f`"�`=;�y'"-•�
<br /> ;, y 6 P R Y • B Y � F� Y
<br /> � pracceding in bankrupt¢y, probate,fix condemnalion or forfciwre ur�o cnl'orce Inws or regulations), then La:nder muy da and �,;,����.�..__ • ••
<br /> � � pay for whatever is necestiary io protect the value uf the Propeny a�xl I.cnJer'ti rights in the Property. L.ender's actions may cy.���;:�_
<br /> inelude paying any sums u�ured by a lien which has priority over thi� Security Instrument, appeAring in rourt, paying �-=�`'--:-.---
<br /> �=—=:-__=__
<br /> , reasonable attomcys'fecs and cntering on thc Prc�rty to makc rcpairx. Althuugh L.cndcr muy tukc uction under this para�ruph :°�--�'S�:'�;=.
<br /> • �..,,.==_= ••;=
<br /> 7,L.cndcr does not havc to Jo�o. '`�'"'���--
<br /> '�?, Any amcwnts disbursed by I.cndcr undcr this p•rtigmph 7 tihall txxomc aJditionul debt of &►rcowcr u:wrcd by thi, �-�W�.:_'
<br /> Securit Instrument. Unlcss Borrower unJ I sndcr agrcc te���thcr ternn��I'paymcn�, thc.c amounb�hall lxur intercxt from�hc �!�;;_._,-,_�._
<br /> , Y
<br /> date of disbursement at thc Nae rate und ahall bc payublc, wit6 interest, upun nutKC I'rom l.cixler to Borrower reyucxting �;�_��--�=
<br /> ' peyment. �.--14=_
<br /> y.i ,._
<br /> S.MortRnge ingurance. If Lender rcyuircii mnrtgoFc insur:mcc u.a rondition uf m•rkin�thc loan x:curcd by Ihis Security �;:�.-�,__��
<br /> Instrument, Borrower �hull puy the premium� rcyuircJ to rnuintain lhc mortg•rgc �muranrc in rffcr�. It', tiir any rcauin, thc ��"';'`":"'`�
<br /> • martgage insurance covcrs�gc rcyuircd by LcnJcr lap�c+or rw�c.r ai Ix in clfcr�. Rarrowcr�hall pay thc prcmiums rcyuircJ to r:.
<br /> 8 Y �W� F S P Y � Y 4 �-�:r,��,.•.. .
<br /> �� � obtain coveru c substuntia0 e �valcnt to the mon a e insurrnce reviou.l �n etTec�, at a cost wb�wntiall c uivalent to th� �.,v�,'
<br /> � � ° wst to Borrawer of thc nH�rtgage insurancc previously in cffcct,I'r�im an ultrrnatr mun�,ubc in�urer�pprov�K! by Lender. If ��'���F '
<br /> , , � . .... .
<br /> � ' ' qubstantially eyuivalent m.mgage insur�ncc c��verage is nu:availahlc, Burrowrr.hull��uy��� l.ender exh monlh a.um eyuul ta 'A'
<br /> . , une-twelfth of�hc yevrly�uurtgagc intiuranee prenuum tking paid hy &�rn►wer whrn ihc m�urancc cuvrrug� Iapu.�J or reaud tu
<br /> �
<br /> . • be in effect.[.ender will accept,use and retain lhese payment+r� a I��.� re�rrve in licu of mongage insurancr. Lu�.� �c,crv�
<br /> Fo.m aoss s,�o
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