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<br /> �.'�'°�� TO(iETHER WITH �II�he improvemenu now or iiercxRer croctod on 1he Prape�tY�and all e�anetus.�PPurtenaocca.aad
<br /> -.�= "�'" fi�turea now ar herexlter a put of the property. All rcpl�cemcnta and addUianx xhvll al�o be caverod by Ihi�Securiry
<br /> `�� ���._ ,�., taurumc►tt.All of thc foregoing is rcfcrrod to in thix Scxurfty In�tnimcnt as�he"Pr�►pcny.'
<br /> _ � —;a'��� BURROWBR COVENANTS that Burrower ia lawfully ccisud��f Ihc c.st�tc hcn:by convcyal�uul hun Ihc right tu�rant and
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<br /> -:-.�---, ___ _ convey the Properiy aad �Iwt the Property iti urcncumbered.except for encumbrnncec uf recurJ. Burrowcr warrwu�rnJ will _
<br /> ��{:�• �•�-_`�`� dePeni generaliy Ihe ti�k w�he Pmpeny against ali clpims and demaniis,Kubject to Any encumbrances uf rocurd. f-----�
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<br /> •� �,�;,�, THIS SECURITY INSTRUMENT rambincA unifurm covcnanlr f��r rwtional use anJ nc�n-unifotm cuveou�ur wilh limited
<br /> ^. '� ���'� wriations by jurisdicKinn tn constitutc a uniform wxurity instrumcnt covcring rcal property.
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<br /> - �--'�^n-— UMFORM CUYENANTS.Hurruw�r uriJ l.enJcr Luvcrwnt wx1 ugrax •rs fiilluw�: �----^�--
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<br /> -_��.��;��{•.. 1. Paymeat oP PrfndpAl�nd lalereati �Po9�rent and I.pte ClwRer. Borrowcr shall promP��Y PaY whea duo tbo
<br /> ''�'E;;�''� ��� `� princip�l af and interest un the debt evidencod by thc Note and Lny prepnyment�ml lale cha�ga�due under thc Note.
<br /> `r`."`�'`�.1 t,�. 2. Fuads for'1'wxes u�d Incuranoe. Subjcct to applicablc law or to� wdtten waiver by Lender. eorrower shall pay w
<br /> �'�''��'— Let�der on the day awn�hly paymenls arc duc undcr thc Nate,until tF�e Note is paid io full.a sum("Funds')fbr.(a)yauly�a�ce�
<br /> - -;a..•��. _.
<br /> — ° ' � and acsessments which may attain priarily aver thia Security Instrumcnt as o lien on thc Property;lb)yearly IeasCChold paymeqta
<br /> ���;.�'='..` : -•ry ot ground rents on the PrapeAy,if uny:lc)y�:ariy hazard ar property insurancc prcmiums:(d)Ycarly ilood iosuraqse prerniumi,. �- -----
<br /> `�,�;.R�r.,;..,,-; jt�y:(e)Yearly mongage insurrnce premiums,if any: and(� any surns prsyqble dy Borrower to l.ender.in accordamce wi�h
<br /> -- 'a � • • � the provisions oi paragraph 8. in lieu of the payment of mortgage insurance prerr�iums,"I'hese items ure calldd "�scrow I�ems.'
<br /> �.r��`�.�f..��,,• ... Lender may, c�t any dme.eollect and hold Funds in sin amouns npt lu exeeed thu mauimum amount a lender for a ic�lerally ,,�
<br /> � rclated mongage loan rtwy require for Bonower's esemw acrnunt under the fedeml Resl Estate 5etdement Procodurcs Act of
<br /> - - - - . �.�. 1974 as amcndod f'rom time ta time. 12 U.S.C.Sectian 26Q1 et seq. ("RFSPA"1,ualess another law that applies to U�e Fundi,
<br /> -- = sets a lesscr amount.If so, l.endcr may. at any time. callett and hold Funds in aq atrwunt not to excoad the lexser amount.
<br /> -,� v .� • Lcnder may estimate ihe amount of Funds due on tpe basis of wRent data aad�asanable estimotes of expenditures of futuro ��---
<br /> � `.•.'.* ,�' ,/� Eserow items or othenvise in accordance w•ith applicable law.
<br /> � ` The Funds shell be held in an institution whose deposits are insurcd by a federal agency. insuumentality, or entity
<br /> -°-��� �.� �� 'v (including Lender, if Lender is such an institwioN ar in any Federal Homc Loan Bank.l..endcr shull apply thc Funds w pay the
<br /> Escrow Items. l.ender may not charge Borrow•er for hqlding and applying the Funds.annuolly analyzing the escrow account,or
<br /> -- ° � verifying the Escrow Irema,unless I.ender pays Barrower interest un the Funcl.c and applicable law permits l.ender to make such
<br /> - •• a charge. However. Lender may require Aorrower to pay a ane-time charge for an independent rcal eswte tax reporting service
<br /> � ' ' .,;: used by l.ender in conncction with this loan, unless applicable !aw provides otherwisc. Unless an agrrement is nwcle or ,�_
<br />-:'t�.� � appliceble law requires interest ta bc peid. L.cnder shnll not be required to pay Bonower any interest or carnings on the Funds. -
<br /> ;:;,.` ..;,:Y' •, '..d.,� Borrower and �ender may agrcx in wrlting, however.that intetest siwll be paid on the Funds. Lender shall give to Borrower, �+;'-`:,,,:,
<br /> ` �,,,,p,.,_.,_�,�..,,_ _ wlthout charge, an annual.accounting nf the Funds, shuwing crrdits and debita w the Funds�nd the purpose for which each �'•~°� �`
<br /> -_ ,, , ., debit to the Funds was made. The Funds are plalged as edditional securiry tor all sums securod by this Security inscNmen[. ; _ -°
<br /> ' ' If the Funds held by I.ender exceed thB amounts pertnittcd to be held by applicable law, L.ender shall account to Borrower --- -
<br /> � • ' for the excess Funds ia accardance.with thcs requirements of applkable luw. If the amount of the Funds hcld by Lender at any ;a.,.._ ,
<br /> . y;, � ' , time is not sufficient ta ps►y the�r+crow Items when duc. I.ender may so notify BoROwer in writis�g,and,in such case e.�rrower r
<br /> � shall to Lender the amount nocessary to makG up t!�deficiency. Borrower shall make up the deficiency in no more than ` ` '
<br /> PaY
<br /> • '• twefve monthly payments,at Lcnder's sole discrctian,.
<br /> ,�� Upon payment in full of all sums s�xured by this Security Instrument, Lendcr shall prompdy refund w Borrower any -j:.-.-._
<br /> Funds held b Lender.If.under ara ra h 21, Lender shall uc uire ur sell the Pro rt , Lender, rior to the uc uisition ar sale �� �
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<br /> ' , oi the PropeRy,shall apply any Fundx held by Lender at the time of aequisition or sale 3s a cmdit against the sums secured by �-- -
<br /> , � this Sccurity In�tn�ment. -°W--..
<br /> � „ . 3.Applicatlon of Pqymeqts.Unlcss applicublc lAw provides othcrwisc,all paymcnts received by Lcnder under p�rragraphs �:�?'���_
<br /> ' � • I and 2 shall be applialc first.�o any prcpayment churses duc undcr the Notc;second,to umounts payablc under paragruph 2; z_,----
<br /> �hird,to intcrest due;fuurih, tu principal duc; and last. to any latc charges due undcr thc Note. '�
<br /> � ' 4.Ch�rges; Liet�. Borrowcr shall pay all taxes,s�sessments, charges, fines nnd impasitions Attributablc to the Property � .�^,
<br /> '' which may attain priority over this Sccurity Inxtrument, And Ieasehald payments or ground rcnts, if uny. Borrower shall pay �
<br /> , • these obligutions in the manner providcd in paragraph 2,or if not paid in that munncr, BoROwcr shull pay them on tinx directly
<br /> _ � , ,. to the person owod payment. Borrowcr shull pr�xnptly furnish w Lendcr all notires of amounts to bc paid under this p�r-.►graph. �----�-�
<br /> If Borrowcr makes these payments directly, Bc�rrowcr shull promptly furnish to Lcnder receipts evidencing the payments. F"'~!,%:^=
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<br /> - • . .. Borrower shall prornptly dischurge uny licn which has priariry over�his Security Inxtrument unlcss Borrowee(a)agreey in
<br /> " writing to the paymcnt of thc obligation sccurcd by thc lien in a manncr uccept�ble to l.cndcr;(b)contests in giwd faith thc lien � ••• •�--
<br /> by, or defends againu cnforccmcnt of thc licn in. Icgal pru�xti�dings which in thc l.endcr's opinion operatc to prevcnt the
<br /> • enforcement�f thc licn; or(c)secures from ihc holdcr ul'thc licn an rgrcement satisfactory to Lendwr sulwrdinating the lien to '
<br /> Ihis Security Instrwncnt_ If l.cndcr dctcrmincs that uny p;�rt ol'thc Propeny is.rubjec�t��a licn which may uttoin priority over
<br /> this Security Inslrunxnt. Lcnd�r may givc Rurrow�r a��uticc idcmil'yin�tl�c licn.fi�rruw�r ahall wtisi'q the licn or takc one or ,
<br /> " �, more of the actions set forth ub�ivc within 10 days ul the giving uf nntice. -.
<br /> Fam 3028 91W1 �
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